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For sale by owner
  • $850,000

    44 Ginger Cove Rd, Valley, NE 68064

    3beds
    2,800sqft
    : 
    SingleFamily
    Built in 1972
    0.39 Acres Lot
    $-- Zestimate®
    $304/sqft
    $92/mo HOA

    What's special

    Crystal-clear spring-fed sand-bottom lakeWired tiki torch lightingRare lot-and-a-halfShaded lower patioExpansive side yardIrrigation systemMature landscaping
    Lakefront Living at Its Best — Rare Lot-and-a-Half Opportunity at Ginger Cove Lake This is a prime spot on a private cove with a panoramic view of the entire lake. Perfectly positioned on a rare lot-and-a-half in a private open cove at Ginger Cove Lake, this beautifully maintained 3-bedroom, 3-bath home delivers panoramic views spanning the full length of the lake, exceptional outdoor living, and true turnkey lake lifestyle living just minutes from Omaha. Designed for both relaxation and entertaining, the property features two private beach access points, including a zero-entry shoreline ideal for paddle boarding, kayaking, swimming, and effortless lake days. Positioned within a protected cove, the seawall is naturally shielded from heavy surf, creating calmer water and a more enjoyable waterfront experience. Ginger Cove itself is one of the area’s hidden gems — a crystal-clear, spring-fed, sand-bottom lake meticulously maintained by its community. The lake supports everything from surf boats and jet skis to pontoons, fishing, kayaking, paddle boarding, and leisurely sunset cruises. Inside, the home offers a clean, neutral aesthetic allowing the lake views to take center stage. Expansive windows fill the open-concept living and dining spaces with natural light and frame breathtaking water views throughout the home. The kitchen and dining area flow seamlessly to a shaded patio surrounded by mature trees — the perfect setting for quiet mornings, coffee, and relaxed afternoons by the water. The primary suite offers private deck access, lake views, and a walk-in closet, creating a peaceful retreat. Upstairs, the loft bedroom features its own balcony, generous storage, and flexible guest accommodations. The lower level is designed for entertaining with a comfortable TV/lounge space, large buffet-style serving area, and three refrigerators — ideal for hosting lake weekends, gatherings, and summer celebrations. Outdoor living is where this property truly stands apart. A spacious upper deck, shaded lower patio, expansive side yard, and wired tiki torch lighting create multiple areas to gather, dine, relax, and enjoy evening sunsets across the lake. Additional features include: 2-car garage with attic storage irrigation system mature landscaping expansive entertaining areas exceptional lake frontage and views The Ginger Cove community is known for its friendly, active lake lifestyle, where neighbors gather, walk, boat, fish, and enjoy the lake year-round. Community amenities and traditions include a common area playground, annual 3rd of July fireworks display, 4th of July parade, active social committee, and welcoming neighborhood atmosphere that make Ginger Cove a truly special place to live and gather. With its rare lot-and-a-half footprint, protected cove positioning, dual beach access, panoramic lake views, and true turnkey lake lifestyle, this property represents a unique opportunity rarely available on Ginger Cove Lake. Just 15 minutes from Elkhorn and 20 minutes from Omaha. This is more than a home — it’s a lifestyle.
    What the owner loves about this home
    The view of lake from this lot and a half is arguably the best on the lake and the side yard is great for the kids, entertaining and gives you space to add on to the house if you want to expand. We love the 4th of July activities at GC and love spending the summers here! Many family memories!
    12 days
    |
    1,519
    |
    44
    |
    Listed by:

    Property Owner (402) 819-8147

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Forced air, Other, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Carpet
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,800 sqft

      Property

      Parking
      • Parking features: Garage - Attached
      Features
      • Exterior features: Wood
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 0.39 Acres
      Details
      • Parcel number: 1141570388

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Foundation: Concrete Block
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1972

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $92 monthly
      Location
      • Region: Valley

      Financial & listing details

      • Price per square foot: $304/sqft
      • Tax assessed value: $432,900
      • Annual tax amount: $5,900
      • Date on market: 5/10/2026
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,174/mo

        Price history

        DateEventPrice
        5/10/2026Listed for sale$850,000+100%$304/sqft
        Source: Owner Report a problem
        7/6/2017Sold$425,000$152/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,900 +1.8%$432,900
        2024$5,799 -16.4%$432,900
        2023$6,940 -9.6%$432,900
        2022$7,679 +4.3%$432,900
        2021$7,364 -4.6%$432,900
        2020$7,720 +0.9%$432,900 +13.2%
        2019$7,649 +0.2%$382,300
        2018$7,637 +22.6%$382,300
        2017$6,228 $382,300 +23%
        2016$6,228 +9.8%$310,800
        2015$5,671 $310,800
        2014-- $310,800
        2013-- $310,800
        2012-- $310,800 -7.4%
        2011-- $335,600 +1.4%
        2009$5,655 $330,900
        2008-- $330,900 +3.2%
        2005-- $320,700 +2.7%
        2004-- $312,200

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 68064

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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