Beautiful Northern Michigan Ranch Near the National Lakeshore
Nestled in a highly desirable Sugar Loaf Chalets just minutes from the National Lakeshore, this meticulously maintained 1,518-square-foot ranch offers the perfect combination of comfort, quality, and peace of mind. Featuring an attached extra-deep garage, a fully finished lower level, and numerous upgrades completed since 2018, this home is move-in ready and designed for year-round enjoyment.
The spacious main level showcases natural hardwood flooring, Andersen windows and doorwall, granite kitchen countertops, and a welcoming living room with a cathedral ceiling and beautiful gas fireplace with mantel. The primary suite features an elegant tray ceiling, while ceiling fans throughout the kitchen, living room, and primary bedroom provide added comfort.
The fully finished lower level significantly expands the living space and includes a half bath, abundant storage, and a non-conforming room perfect for a home office, hobby room, fitness area, or guest accommodations.
Built with quality in mind, the home features energy-efficient 2x6 wall construction with extra insulation, a high-efficiency furnace and central air system, a newer water softener, and a whole-house automatic generator installed in 2023.
Outside, enjoy a beautifully landscaped yard complete with an underground sprinkler system, stamped concrete patio, storage shed on a concrete slab, and a tear-off roof replacement completed 2018. The extra-deep attached garage offers plenty of room for vehicles, a boat, recreational equipment, or workshop space.
This exceptional home offers the best of Northern Michigan living—quality construction, thoughtful updates, and an outstanding location close to beaches, trails, boating, and all the natural beauty the area has to offer.
For sale
$499,000
4405 S Hemlock Rd, Cedar, MI 49621
3beds
3,018sqft
Single Family Residence
Built in 1999
0.37 Acres Lot
$492,400 Zestimate®
$165/sqft
$8/mo HOA
What's special
- 13 days |
- 269 |
- 3 |
Zillow last checked:
Listing updated:
Listed by:
Oliver Smith 734-564-6731,
EXP Realty Main 888-501-7085
Source: Realcomp II,MLS#: 20261045447
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom
- Level: Entry
- Area: 210
- Dimensions: 15 X 14
Bedroom
- Level: Entry
- Area: 110
- Dimensions: 10 X 11
Bedroom
- Level: Entry
- Area: 110
- Dimensions: 10 X 11
Other
- Level: Entry
Other
- Level: Entry
Other
- Level: Entry
Family room
- Level: Entry
- Area: 247
- Dimensions: 19 X 13
Kitchen
- Level: Entry
- Area: 308
- Dimensions: 22 X 14
Heating
- Forced Air, Natural Gas
Features
- Basement: Finished
- Has fireplace: No
Interior area
- Total interior livable area: 3,018 sqft
- Finished area above ground: 1,518
- Finished area below ground: 1,500
Property
Parking
- Total spaces: 2
- Parking features: Two Car Garage, Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevelwSteps
- Pool features: None
Lot
- Size: 0.37 Acres
- Dimensions: 57 x 190 x 110 x 205
Details
- Parcel number: 00240005100
- Special conditions: Short Sale No,Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Basement, Poured, Sump Pump
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: SUGAR LOAF CHALETS
HOA
- Has HOA: Yes
- HOA fee: $100 annually
Location
- Region: Cedar
Financial & listing details
- Price per square foot: $165/sqft
- Tax assessed value: $104,236
- Annual tax amount: $1,972
- Date on market: 6/16/2026
- Cumulative days on market: 13 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Estimated market value
$492,400
$468,000 - $517,000
$3,640/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Listed for sale | $499,000$165/sqft |
Source: | ||
| 6/22/2026 | Pending sale | $499,000$165/sqft |
Source: | ||
| 6/17/2026 | Listed for sale | $499,000+2231.8%$165/sqft |
Source: | ||
| 8/20/1999 | Sold | $21,400$7/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,934 +4.7% | $208,200 +7.9% |
| 2024 | $1,848 +4.9% | $192,900 +23.7% |
| 2023 | $1,762 +4.9% | $156,000 +19.4% |
| 2022 | $1,680 +2.5% | $130,600 +12.6% |
| 2021 | $1,640 +26.6% | $116,000 +2.9% |
| 2020 | $1,296 | $112,700 +6.6% |
| 2019 | -- | $105,700 -0.3% |
| 2018 | -- | $106,000 -0.7% |
| 2017 | -- | $106,700 +19.2% |
| 2016 | -- | $89,500 -6.9% |
| 2015 | -- | $96,100 +10.6% |
| 2014 | -- | $86,900 +13.4% |
| 2013 | -- | $76,600 -11.4% |
| 2012 | -- | $86,500 +2.2% |
| 2011 | -- | $84,600 -22.2% |
| 2010 | -- | $108,800 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 49621
Nearby schools
GreatSchools rating
- 8/10Leland Public SchoolGrades: PK-12Distance: 7.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Leelanau County
- Cedar
- 49621
- 4405 S Hemlock Rd






