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For sale
  • $499,000

    4405 S Hemlock Rd, Cedar, MI 49621

    3beds
    3,018sqft
    : 
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    Single Family Residence
    Built in 1999
    0.37 Acres Lot
    $492,400 Zestimate®
    $165/sqft
    $8/mo HOA

    What's special

    Beautiful Northern Michigan Ranch Near the National Lakeshore Nestled in a highly desirable Sugar Loaf Chalets just minutes from the National Lakeshore, this meticulously maintained 1,518-square-foot ranch offers the perfect combination of comfort, quality, and peace of mind. Featuring an attached extra-deep garage, a fully finished lower level, and numerous upgrades completed since 2018, this home is move-in ready and designed for year-round enjoyment. The spacious main level showcases natural hardwood flooring, Andersen windows and doorwall, granite kitchen countertops, and a welcoming living room with a cathedral ceiling and beautiful gas fireplace with mantel. The primary suite features an elegant tray ceiling, while ceiling fans throughout the kitchen, living room, and primary bedroom provide added comfort. The fully finished lower level significantly expands the living space and includes a half bath, abundant storage, and a non-conforming room perfect for a home office, hobby room, fitness area, or guest accommodations. Built with quality in mind, the home features energy-efficient 2x6 wall construction with extra insulation, a high-efficiency furnace and central air system, a newer water softener, and a whole-house automatic generator installed in 2023. Outside, enjoy a beautifully landscaped yard complete with an underground sprinkler system, stamped concrete patio, storage shed on a concrete slab, and a tear-off roof replacement completed 2018. The extra-deep attached garage offers plenty of room for vehicles, a boat, recreational equipment, or workshop space. This exceptional home offers the best of Northern Michigan living—quality construction, thoughtful updates, and an outstanding location close to beaches, trails, boating, and all the natural beauty the area has to offer.
    13 days
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    269
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    3
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    Zillow last checked:

    Listing updated:

    Listed by:

    Oliver Smith 734-564-6731,

    EXP Realty Main 888-501-7085

    Source: Realcomp II,MLS#: 20261045447MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Entry
      • Area: 210
      • Dimensions: 15 X 14
      Bedroom
      • Level: Entry
      • Area: 110
      • Dimensions: 10 X 11
      Bedroom
      • Level: Entry
      • Area: 110
      • Dimensions: 10 X 11
      Other
      • Level: Entry
      Other
      • Level: Entry
      Other
      • Level: Entry
      Family room
      • Level: Entry
      • Area: 247
      • Dimensions: 19 X 13
      Kitchen
      • Level: Entry
      • Area: 308
      • Dimensions: 22 X 14
      Heating
      • Forced Air, Natural Gas
      Features
      • Basement: Finished
      • Has fireplace: No
      Interior area
      • Total interior livable area: 3,018 sqft
      • Finished area above ground: 1,518
      • Finished area below ground: 1,500

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Entry location: GroundLevelwSteps
      • Pool features: None
      Lot
      • Size: 0.37 Acres
      • Dimensions: 57 x 190 x 110 x 205
      Details
      • Parcel number: 00240005100
      • Special conditions: Short Sale No,Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Basement, Poured, Sump Pump
      Condition
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: SUGAR LOAF CHALETS
      HOA
      • Has HOA: Yes
      • HOA fee: $100 annually
      Location
      • Region: Cedar

      Financial & listing details

      • Price per square foot: $165/sqft
      • Tax assessed value: $104,236
      • Annual tax amount: $1,972
      • Date on market: 6/16/2026
      • Cumulative days on market: 13 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional

        Estimated market value

        $492,400

        $468,000 - $517,000

        $3,640/mo

        Price history

        DateEventPrice
        6/30/2026Listed for sale$499,000$165/sqft
        Source: Realcomp II #20261045447 Report a problem
        6/22/2026Pending sale$499,000$165/sqft
        Source: Realcomp II #20261045447 Report a problem
        6/17/2026Listed for sale$499,000+2231.8%$165/sqft
        Source: Realcomp II #20261045447 Report a problem
        8/20/1999Sold$21,400$7/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,934 +4.7%$208,200 +7.9%
        2024$1,848 +4.9%$192,900 +23.7%
        2023$1,762 +4.9%$156,000 +19.4%
        2022$1,680 +2.5%$130,600 +12.6%
        2021$1,640 +26.6%$116,000 +2.9%
        2020$1,296 $112,700 +6.6%
        2019-- $105,700 -0.3%
        2018-- $106,000 -0.7%
        2017-- $106,700 +19.2%
        2016-- $89,500 -6.9%
        2015-- $96,100 +10.6%
        2014-- $86,900 +13.4%
        2013-- $76,600 -11.4%
        2012-- $86,500 +2.2%
        2011-- $84,600 -22.2%
        2010-- $108,800

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49621

        Getting around

        3 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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