This stunning Waterfront home in the sought-after gated community of Harbor Oaks has it all. Enjoy the quiet cove sitting on your covered dock with boat lift. Beautifully updated with spacious open floor plan includes a private main-level primary suite, guest accommodations on every level and exceptional indoor and outdoor living spaces. Completely remodeled bathrooms, brand-new appliances in both kitchens, California closets in the primary suite and pantry, a new house generator, custom shutters, fresh main-level flooring and a private hot tub area with an operable roof perfect for stargazing. Split bedroom plan with private primary on main level with seating area and direct access to the recessed hot tub. Open floor plan with great room, cozy keeping room, huge kitchen island, formal and informal dining spaces. The upper level features a bonus room with a guest suite. The lower level has abundant storage, large workshop with outside access, spacious family room, full beautiful kitchen, kitchen island, room for a pool table, seating area, guest bedroom with bath. This home has many outdoor areas to enjoy, screened porch with fireplace, lower-level patio, outdoor kitchen, outdoor fireplace, covered seating area at the dock and front porch. Plus, fresh interior and exterior paint throughout.
Active
$2,895,000
4412 Lake Forest Rd, Denver, NC 28037
4beds
5,291sqft
Single Family Residence
Built in 2010
1.01 Acres Lot
$2,704,100 Zestimate®
$547/sqft
$113/mo HOA
What's special
Waterfront homeFront porchCustom shuttersLower-level patioSpacious family roomHuge kitchen islandFull beautiful kitchen
- 38 days
- 567
- 26
Zillow last checked:
Listing updated:
Listed by:
Amy Clovis amy@chtrealty.com,
NorthGroup Real Estate LLC,
Kelly Goddard,
NorthGroup Real Estate LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4404304
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Basement
Bathroom full
- Level: Upper
Other
- Level: Basement
Bonus room
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Great room
- Level: Main
Other
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Office
- Level: Upper
Heating
- Central, Forced Air, Propane
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Double Oven, Exhaust Hood, Gas Cooktop, Microwave, Refrigerator with Ice Maker, Tankless Water Heater, Wine Refrigerator
- Laundry: Gas Dryer Hookup, Laundry Room, Main Level
Features
- Attic Other, Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
- Basement: Basement Shop,Daylight,Finished,Interior Entry,Storage Space,Walk-Out Access
- Attic: Other,Walk-In
- Fireplace features: Gas Log, Great Room, Keeping Room, Outside, Propane
Interior area
- Total structure area: 3,657
- Total interior livable area: 5,291 sqft
- Finished area above ground: 3,657
- Finished area below ground: 1,634
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Balcony, Covered, Front Porch, Patio, Porch, Rear Porch, Screened
- Exterior features: Fire Pit, Outdoor Kitchen
- Has spa: Yes
- Spa features: Heated
- Fencing: Back Yard
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Slip (Deed), Covered structure, Dock, Pier, Waterfront
- Body of water: Lake Norman
Lot
- Size: 1.01 Acres
- Features: Cul-De-Sac, Wooded, Views
Details
- Parcel number: 85301
- Zoning: PD-R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Hardboard Siding, Stone Veneer
Condition
- New construction: No
- Year built: 2010
Utilities & green energy
- Sewer: Septic Installed
- Water: City
- Utilities for property: Propane
Community & HOA
Community
- Subdivision: Harbor Oaks
HOA
- Has HOA: Yes
- HOA fee: $1,350 annually
- HOA name: Harbor Oaks Homeowners Assoc.
- HOA phone: 704-892-1660
Location
- Region: Denver
Financial & listing details
- Price per square foot: $547/sqft
- Tax assessed value: $1,432,615
- Annual tax amount: $8,807
- Date on market: 7/24/2026
- Cumulative days on market: 38 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: washer, dryer, formal dining room light fixture
- Road surface type: Concrete, Paved
Estimated market value
$2,704,100
$2.57M - $2.84M
$4,426/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/24/2026 | Listed for sale | $2,895,000+93%$547/sqft |
Source: | ||
| 7/28/2022 | Sold | $1,500,000+76.5%$284/sqft |
Source: | ||
| 4/1/2014 | Sold | $850,000-5%$161/sqft |
Source: | ||
| 3/3/2014 | Pending sale | $895,000$169/sqft |
Source: Trump International Realty, Charlotte #2206398 Report a problem | ||
| 2/8/2014 | Price change | $895,000-0.6%$169/sqft |
Source: Trump International Realty, Charlotte #2206398 Report a problem | ||
| 6/7/2013 | Price change | $900,000-3.1%$170/sqft |
Source: Southern Homes of the Carolina's #2145686 Report a problem | ||
| 4/14/2013 | Listed for sale | $929,000-2.1%$176/sqft |
Source: Southern Homes of the Carolina's #2145686 Report a problem | ||
| 2/5/2013 | Listing removed | $949,000$179/sqft |
Source: Southern Homes of the Carolina #2102681 Report a problem | ||
| 9/24/2012 | Price change | $949,000-3.1%$179/sqft |
Source: Southern Homes of the Carolina #2102681 Report a problem | ||
| 9/1/2012 | Listed for sale | $979,000+108.3%$185/sqft |
Source: Southern Homes of the Carolina #2102681 Report a problem | ||
| 10/1/2008 | Sold | $470,000$89/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,807 +0.6% | $1,432,615 |
| 2024 | $8,759 +3.9% | $1,432,615 +4% |
| 2023 | $8,426 +23.3% | $1,377,523 +51.9% |
| 2022 | $6,833 -1.4% | $906,638 |
| 2021 | $6,929 +2.8% | $906,638 |
| 2020 | $6,738 +1.9% | $906,638 |
| 2019 | $6,615 +14.4% | $906,638 +17.3% |
| 2018 | $5,785 -0.2% | $773,065 |
| 2017 | $5,795 +3.9% | $773,065 |
| 2016 | $5,580 +0.2% | $773,065 |
| 2015 | $5,567 +9.9% | -- |
| 2014 | $5,063 | $715,280 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 28037
Nearby schools
Schools provided by the listing agent
- Elementary: Rock Springs
- Middle: North Lincoln
- High: North Lincoln
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





