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For sale
  • Price cut: $10K (3/23)
    $539,000

    9849 SW 222nd Ter, Cutler Bay, FL 33190

    6beds
    1,946sqft
    : 
    Single Family Residence
    Built in 1989
    3,506 Square Feet Lot
    $534,200 Zestimate®
    $277/sqft
    $155/mo HOA

    What's special

    Fully renovated two-story homeLow-maintenance patio
    Fully renovated two-story home in the desirable Lakes by the Bay community in Cutler Bay offering exceptional space and versatility. This spacious residence features 6 bedrooms and 3 bathrooms, ideal for large families, multi-generational living, or buyers needing extra space for home offices or guests. The home has been extensively updated with modern finishes throughout, creating a bright and inviting living environment. The flexible layout offers generous living areas across two levels providing both comfort and functionality. The former garage area has been converted into additional living space including two bedrooms and a full bathroom, maximizing the home’s overall usability. One of the standout features is the outdoor entertaining area featuring a custom outdoor kitchen and low-maintenance patio, perfect for BBQs, gatherings, and enjoying South Florida’s year-round outdoor lifestyle. The interior kitchen space offers a great opportunity for the new owner to install cabinetry and fixtures to match their personal style. Located in a quiet, well-maintained neighborhood with low HOA fees and conveniently close to parks, shopping, dining, and major commuter routes including US-1 and the Florida Turnpike. A rare opportunity to own a spacious renovated home with excellent outdoor entertaining space and the flexibility to customize final kitchen finishes in one of Cutler Bay’s most desirable communities.
    37 days
    |
    2,962
    |
    157
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Frank Potamos 305-495-8419,

    Avanti Way Realty LLC

    Source: MIAMI,MLS#: A11980548MLS LogoOriginating MLS: A-Miami Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Family Room, Media Room
      Heating
      • Central, Electric
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Dryer, Microwave, Electric Range, Gas Range, Refrigerator, Washer
      • Laundry: Washer/Dryer Hook-Up
      Features
      • Pantry, Walk-In Closet(s)
      • Flooring: Tile
      • Windows: Complete Accordian Shutters, Partial Impact Glass, Hurricane Shutters, Impact Glass, Other Windows
      Interior area
      • Total structure area: 2,342
      • Total interior livable area: 1,946 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway, Guest, Converted Garage
      • Has attached garage: Yes
      • Has uncovered spaces: Yes
      Features
      • Stories: 2
      • Entry location: First Floor Entry
      • Patio & porch: Patio
      • Exterior features: Lighting
      • Pool features: R30-No Pool/No Water, Community
      • Fencing: Fenced
      • Has view: Yes
      • View description: None
      Lot
      • Size: 3,506 Square Feet
      • Features: Less Than 1/4 Acre Lot
      Details
      • Parcel number: 3660170120980
      • Zoning: 0100

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Roof: Other
      Condition
      • Year built: 1989

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Municipal Water

      Community & HOA

      Community
      • Features: Tennis Court(s), Maintained Community, Picnic Area, Sidewalks, Pool
      • Security: Smoke Detector
      • Subdivision: Lakes By The Bay Sec 5
      HOA
      • Has HOA: Yes
      • HOA fee: $155 monthly
      Location
      • Region: Cutler Bay

      Financial & listing details

      • Price per square foot: $277/sqft
      • Tax assessed value: $424,125
      • Annual tax amount: $7,639
      • Date on market: 3/11/2026
      • Listing terms: All Cash,Conventional,FHA,VA Loan
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        Estimated market value

        $534,200

        $507,000 - $561,000

        $4,052/mo

        Price history

        DateEventPrice
        3/23/2026Price change$539,000-1.8%$277/sqft
        Source: MIAMI #A11980548 Report a problem
        3/11/2026Listed for sale$549,000+0.4%$282/sqft
        Source: MIAMI #A11980548 Report a problem
        2/24/2026Listing removed$547,000$281/sqft
        Source: MIAMI #A11908529 Report a problem
        1/16/2026Price change$547,000-1.4%$281/sqft
        Source: MIAMI #A11908529 Report a problem
        11/26/2025Price change$555,000-2.5%$285/sqft
        Source: MIAMI #A11908529 Report a problem
        11/12/2025Listed for sale$569,000-1%$292/sqft
        Source: MIAMI #A11908529 Report a problem
        10/17/2025Listing removed$575,000$295/sqft
        Source: BeachesMLS #RX-11083858 Report a problem
        5/30/2025Price change$575,000-2.5%$295/sqft
        Source: BeachesMLS #RX-11083858 Report a problem
        5/13/2025Price change$590,000-0.8%$303/sqft
        Source: BeachesMLS #RX-11083858 Report a problem
        4/22/2025Listed for sale$595,000+17.8%$306/sqft
        Source: BeachesMLS #RX-11083858 Report a problem
        8/12/2022Sold$505,000-1.9%$260/sqft
        Source: MIAMI #A11194857 Report a problem
        8/5/2022Pending sale$515,000$265/sqft
        Source: MIAMI #A11194857 Report a problem
        6/26/2022Price change$515,000-3.7%$265/sqft
        Source: MIAMI #A11194857 Report a problem
        6/5/2022Listed for sale$535,000$275/sqft
        Source: MIAMI #A11194857 Report a problem
        5/14/2022Contingent$535,000$275/sqft
        Source: MIAMI #A11194857 Report a problem
        5/9/2022Price change$535,000-5.3%$275/sqft
        Source: MIAMI #A11194857 Report a problem
        4/27/2022Listed for sale$565,000+48.7%$290/sqft
        Source: MIAMI #A11194857 Report a problem
        1/9/2021Listing removed--
        Source: MIAMI Report a problem
        7/28/2020Listed for sale$380,000+15.2%$195/sqft
        Source: First Way Realty Services Inc #A10901157 Report a problem
        11/6/2019Listing removed$330,000$170/sqft
        Source: Deconova International Realty #A10752585 Report a problem
        10/11/2019Listed for sale$330,000+46.7%$170/sqft
        Source: Deconova International Realty #A10752585 Report a problem
        11/7/2014Sold$225,000-4.3%$116/sqft
        Source: BeachesMLS #F1312051 Report a problem
        10/17/2014Listed for sale$234,999+30.6%$121/sqft
        Source: RE/MAX Interaction Realty LLC #F1312051 Report a problem
        2/25/2013Sold$180,000-2.7%$92/sqft
        Source: Public Record Report a problem
        1/18/2013Pending sale$185,000+24.6%$95/sqft
        Source: Ugarte Realty Inc. #A1729872 Report a problem
        10/14/2010Sold$148,500-6%$76/sqft
        Source: Public Record Report a problem
        5/1/2003Sold$158,000+46.3%$81/sqft
        Source: Public Record Report a problem
        9/30/1998Sold$108,000+9.1%$55/sqft
        Source: Public Record Report a problem
        3/18/1997Sold$99,000+4.8%$51/sqft
        Source: Public Record Report a problem
        10/26/1994Sold$94,500$49/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$7,639 +0.1%$424,125 +7.7%
        2023$7,630 +127.3%$393,965 +97.7%
        2022$3,356 +1.2%$199,289 +3%
        2021$3,315 +2.1%$193,485 +1.4%
        2020$3,246 +3.1%$190,814 +2.3%
        2019$3,149 +5.1%$186,524 +1.9%
        2018$2,996 $183,047 +2.1%
        2017$2,996 +1.1%$179,283 +2.1%
        2016$2,962 +0.2%$175,596 +0.7%
        2015$2,958 +36.1%$174,376 +33.9%
        2014$2,173 +10.8%$130,255 +26.5%
        2013$1,960 $102,976 -13.4%
        2012$1,960 -1%$118,964 -0.5%
        2011$1,979 -5.2%$119,517 -0.5%
        2010$2,089 -27.1%$120,069 -27.2%
        2009$2,867 -15.5%$164,905 +5.9%
        2007$3,393 $155,670
        2006-- --
        2005-- --
        2004$3,526 +107.7%--
        2003$1,698 +3.6%--
        2002$1,639 --
        2001$1,639 --

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $3,591/mo
        Principal & interest
        $2610
        Property taxes
        $826
        HOA Fees
        $155
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          Climate risks

          Neighborhood: Old Cutler Common

          Getting around

          5 / 100
          Car-Dependent
          29 / 100
          Some Transit
          36 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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