Nestled in the desirable Geneva neighborhood, this single-story 3-bedroom, 2.5-bath home offers the perfect blend of comfort, location, and opportunity. Enjoy a prime location just minutes from top-rated schools, the renowned trails of Galbraith Mountain, and beach access at Lake Whatcom, with convenient proximity to public transit for easy commuting while maintaining a peaceful neighborhood feel. Outdoor enthusiasts will love having hiking, biking, and waterfront recreation right at their doorstep. Inside, you’ll find a functional layout ready for immediate enjoyment, featuring a spacious kitchen with abundant storage, along with thoughtful updates including a newer roof (2015), newer water heater, new gutters, fresh exterior paint, updated bathroom tile and fixtures, a new chimney cap, and newer appliances including the fridge and washer. Step outside to a sunny backyard—ideal for relaxing, gardening, or entertaining—featuring a concrete patio perfect for BBQs or the addition of a hot tub, plus an irrigated greenhouse for year-round growing. Move-in ready as-is, this home also presents a fantastic opportunity to personalize and renovate over time, allowing you to build equity while making it your own. A rare chance to invest in a sought-after location and create your ideal home.
Active
Listed by: John L. Scott Bellingham
Price cut: $20K (4/8)
$629,000
4440 Cable Street, Bellingham, WA 98229
3beds
1,424sqft
Est.:
Single Family Residence
Built in 1969
9,147.6 Square Feet Lot
$621,500 Zestimate®
$442/sqft
$-- HOA
What's special
New chimney capNew guttersFunctional layoutNewer water heaterFresh exterior paint
- 14 days |
- 3,581 |
- 129 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: April 08, 2026 at 07:31am
Listed by:
Jessa Loudon,
John L. Scott Bellingham
Source: NWMLS as distributed by MLS GRID,MLS#: 2497996
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bathroom full
- Level: Main
Bathroom three quarter
- Level: Main
Other
- Level: Main
Dining room
- Level: Main
Entry hall
- Level: Main
Family room
- Level: Main
Kitchen with eating space
- Level: Main
Living room
- Level: Main
Utility room
- Level: Main
Heating
- Baseboard, Electric, Wood
Cooling
- None
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Refrigerator(s), Washer(s), Water Heater: Electric, Water Heater Location: Garage
Features
- Bath Off Primary, Dining Room
- Flooring: Laminate, Carpet
- Windows: Dbl Pane/Storm Window
- Basement: None
- Has fireplace: No
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,424
- Total interior livable area: 1,424 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, RV Parking
- Has attached garage: Yes
- Covered spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Bath Off Primary, Dbl Pane/Storm Window, Dining Room, Water Heater
- Has view: Yes
- View description: Territorial
Lot
- Size: 9,147.6 Square Feet
- Dimensions: 95' x 99'
- Features: Corner Lot, Curbs, Paved, Sidewalk, Green House, High Speed Internet, Irrigation, Outbuildings, RV Parking
- Topography: Level
- Residential vegetation: Fruit Trees, Garden Space
Details
- Parcel number: 3803344245560000
- Zoning: UR3
- Zoning description: Jurisdiction: County
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 1 Story
- Property subtype: Single Family Residence
Materials
- Brick, Wood Siding
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Year built: 1969
- Major remodel year: 1969
Utilities & green energy
- Electric: Company: Puget Sound Energy
- Sewer: Sewer Connected, Company: Lake Whatcom Water and Sewer
- Water: Public, Company: Lake Whatcom Water and Sewer
- Utilities for property: Comcast/Xfinity, Comcast/Xfinity
Community & HOA
Community
- Subdivision: Geneva
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $442/sqft
- Tax assessed value: $548,733
- Annual tax amount: $5,548
- Date on market: 3/25/2026
- Cumulative days on market: 16 days
- Listing terms: Conventional,FHA,VA Loan
- Inclusions: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
$621,500
$590,000 - $653,000
$3,058/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/8/2026 | Price change | $629,000-3.1%$442/sqft |
Source: | ||
| 3/26/2026 | Listed for sale | $649,000+158.6%$456/sqft |
Source: | ||
| 1/26/2016 | Sold | $251,000+0.4%$176/sqft |
Source: | ||
| 12/12/2015 | Pending sale | $249,900$175/sqft |
Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem | ||
| 11/13/2015 | Price change | $249,900-3.5%$175/sqft |
Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem | ||
| 10/17/2015 | Listed for sale | $259,000$182/sqft |
Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem | ||
| 10/4/2015 | Pending sale | $259,000$182/sqft |
Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem | ||
| 9/23/2015 | Price change | $259,000-2.2%$182/sqft |
Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem | ||
| 7/31/2015 | Price change | $264,900-3.7%$186/sqft |
Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem | ||
| 7/8/2015 | Listed for sale | $275,000+106.9%$193/sqft |
Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem | ||
| 2/18/2000 | Sold | $132,900$93/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,061 +4.1% | $548,733 -2.5% |
| 2023 | $4,862 +4.7% | $562,704 +18% |
| 2022 | $4,643 +13.6% | $476,877 +28% |
| 2021 | $4,088 +6.2% | $372,560 +8% |
| 2020 | $3,850 | $344,963 +11% |
| 2019 | $3,850 +9.5% | $310,764 +5.9% |
| 2018 | $3,514 +8.5% | $293,524 +16.1% |
| 2017 | $3,239 -1.1% | $252,791 +9.9% |
| 2016 | $3,275 +28.7% | $230,038 +7.4% |
| 2015 | $2,544 | $214,181 +3.1% |
| 2014 | $2,544 +0% | $207,741 -0.4% |
| 2013 | $2,544 | $208,649 +2.9% |
| 2012 | -- | $202,709 |
| 2011 | -- | $202,709 -2.5% |
| 2010 | -- | $207,938 -6.7% |
| 2009 | $2,115 +30.3% | $222,850 |
| 2008 | $1,623 | $222,850 +44.2% |
| 2007 | $1,623 -16.7% | $154,515 |
| 2005 | $1,950 | $154,515 |
| 2004 | $1,950 +7.3% | $154,515 +14.8% |
| 2003 | $1,817 +2% | $134,585 |
| 2002 | $1,782 +0.2% | $134,585 |
| 2001 | $1,778 | $134,585 |
| 2000 | -- | $134,585 +12.5% |
| 1999 | -- | $119,585 |
Find assessor info on the county website
Monthly payment
Est. payment
$3,374/mo
Principal & interest
$3007
Property taxes
$367
More affordability tools
Climate risks
Neighborhood: Geneva
Getting around
22 / 100
Minimal TransitNearby schools
GreatSchools rating
- 8/10Geneva Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 10/10Kulshan Middle SchoolGrades: 6-8Distance: 1.3 mi
- 8/10Bellingham High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Geneva Elem
- Middle: Kulshan Mid
- High: Bellingham High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 98229
- Washington
- Whatcom County
- Bellingham
- 98229
- Geneva
- 4440 Cable Street






