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  • Listed by: John L. Scott Bellingham
    Price cut: $20K (4/8)
    $629,000

    4440 Cable Street, Bellingham, WA 98229

    3beds
    1,424sqft
    : 
    Single Family Residence
    Built in 1969
    9,147.6 Square Feet Lot
    $621,500 Zestimate®
    $442/sqft
    $-- HOA

    What's special

    New chimney capNew guttersFunctional layoutNewer water heaterFresh exterior paint
    Nestled in the desirable Geneva neighborhood, this single-story 3-bedroom, 2.5-bath home offers the perfect blend of comfort, location, and opportunity. Enjoy a prime location just minutes from top-rated schools, the renowned trails of Galbraith Mountain, and beach access at Lake Whatcom, with convenient proximity to public transit for easy commuting while maintaining a peaceful neighborhood feel. Outdoor enthusiasts will love having hiking, biking, and waterfront recreation right at their doorstep. Inside, you’ll find a functional layout ready for immediate enjoyment, featuring a spacious kitchen with abundant storage, along with thoughtful updates including a newer roof (2015), newer water heater, new gutters, fresh exterior paint, updated bathroom tile and fixtures, a new chimney cap, and newer appliances including the fridge and washer. Step outside to a sunny backyard—ideal for relaxing, gardening, or entertaining—featuring a concrete patio perfect for BBQs or the addition of a hot tub, plus an irrigated greenhouse for year-round growing. Move-in ready as-is, this home also presents a fantastic opportunity to personalize and renovate over time, allowing you to build equity while making it your own. A rare chance to invest in a sought-after location and create your ideal home.
    14 days
    |
    3,581
    |
    129
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: April 08, 2026 at 07:31am

    Listed by:

    Jessa Loudon,

    John L. Scott Bellingham

    Source: NWMLS as distributed by MLS GRID,MLS#: 2497996MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom three quarter
      • Level: Main
      Other
      • Level: Main
      Dining room
      • Level: Main
      Entry hall
      • Level: Main
      Family room
      • Level: Main
      Kitchen with eating space
      • Level: Main
      Living room
      • Level: Main
      Utility room
      • Level: Main
      Heating
      • Baseboard, Electric, Wood
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Refrigerator(s), Washer(s), Water Heater: Electric, Water Heater Location: Garage
      Features
      • Bath Off Primary, Dining Room
      • Flooring: Laminate, Carpet
      • Windows: Dbl Pane/Storm Window
      • Basement: None
      • Has fireplace: No
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 1,424
      • Total interior livable area: 1,424 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, RV Parking
      • Has attached garage: Yes
      • Covered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Main
      • Patio & porch: Bath Off Primary, Dbl Pane/Storm Window, Dining Room, Water Heater
      • Has view: Yes
      • View description: Territorial
      Lot
      • Size: 9,147.6 Square Feet
      • Dimensions: 95' x 99'
      • Features: Corner Lot, Curbs, Paved, Sidewalk, Green House, High Speed Internet, Irrigation, Outbuildings, RV Parking
      • Topography: Level
      • Residential vegetation: Fruit Trees, Garden Space
      Details
      • Parcel number: 3803344245560000
      • Zoning: UR3
      • Zoning description: Jurisdiction: County
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: 1 Story
      • Property subtype: Single Family Residence
      Materials
      • Brick, Wood Siding
      • Foundation: Poured Concrete
      • Roof: Composition
      Condition
      • Year built: 1969
      • Major remodel year: 1969

      Utilities & green energy

      • Electric: Company: Puget Sound Energy
      • Sewer: Sewer Connected, Company: Lake Whatcom Water and Sewer
      • Water: Public, Company: Lake Whatcom Water and Sewer
      • Utilities for property: Comcast/Xfinity, Comcast/Xfinity

      Community & HOA

      Community
      • Subdivision: Geneva
      Location
      • Region: Bellingham

      Financial & listing details

      • Price per square foot: $442/sqft
      • Tax assessed value: $548,733
      • Annual tax amount: $5,548
      • Date on market: 3/25/2026
      • Cumulative days on market: 16 days
      • Listing terms: Conventional,FHA,VA Loan
      • Inclusions: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
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        Estimated market value

        $621,500

        $590,000 - $653,000

        $3,058/mo

        Price history

        Price history
        DateEventPrice
        4/8/2026Price change$629,000-3.1%$442/sqft
        Source: NWMLS as distributed by MLS GRID #2497996 Report a problem
        3/26/2026Listed for sale$649,000+158.6%$456/sqft
        Source: NWMLS as distributed by MLS GRID #2497996 Report a problem
        1/26/2016Sold$251,000+0.4%$176/sqft
        Source: NWMLS as distributed by MLS GRID #811918 Report a problem
        12/12/2015Pending sale$249,900$175/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem
        11/13/2015Price change$249,900-3.5%$175/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem
        10/17/2015Listed for sale$259,000$182/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem
        10/4/2015Pending sale$259,000$182/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem
        9/23/2015Price change$259,000-2.2%$182/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem
        7/31/2015Price change$264,900-3.7%$186/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem
        7/8/2015Listed for sale$275,000+106.9%$193/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #811918 Report a problem
        2/18/2000Sold$132,900$93/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$5,061 +4.1%$548,733 -2.5%
        2023$4,862 +4.7%$562,704 +18%
        2022$4,643 +13.6%$476,877 +28%
        2021$4,088 +6.2%$372,560 +8%
        2020$3,850 $344,963 +11%
        2019$3,850 +9.5%$310,764 +5.9%
        2018$3,514 +8.5%$293,524 +16.1%
        2017$3,239 -1.1%$252,791 +9.9%
        2016$3,275 +28.7%$230,038 +7.4%
        2015$2,544 $214,181 +3.1%
        2014$2,544 +0%$207,741 -0.4%
        2013$2,544 $208,649 +2.9%
        2012-- $202,709
        2011-- $202,709 -2.5%
        2010-- $207,938 -6.7%
        2009$2,115 +30.3%$222,850
        2008$1,623 $222,850 +44.2%
        2007$1,623 -16.7%$154,515
        2005$1,950 $154,515
        2004$1,950 +7.3%$154,515 +14.8%
        2003$1,817 +2%$134,585
        2002$1,782 +0.2%$134,585
        2001$1,778 $134,585
        2000-- $134,585 +12.5%
        1999-- $119,585

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $3,374/mo
        Principal & interest
        $3007
        Property taxes
        $367
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          Climate risks

          Neighborhood: Geneva

          Getting around

          22 / 100
          Minimal Transit

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Geneva Elem
          • Middle: Kulshan Mid
          • High: Bellingham High

          Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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