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For sale
    • Price cut: $11K (7/9)
    $419,000

    446 E Cove Rd, Monterey, TN 38574

    3beds
    2,488sqft
    : 
    $2,559/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    3.5 Acres Lot
    $407,400 Zestimate®
    $168/sqft
    $13/mo HOA

    What's special

    Separate entranceLarge great roomLots of storage closets
    This home has living quarters upstairs and downstairs. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets
    123 days
    |
    404
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Starlett Wessels,

    Tri-star Real Estate & Auction Co., 931-836-2259,

    James McKinnie,

    Tri-star Real Estate & Auction Co.,

    Source: UCMLS,MLS#: 242987MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Basement
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Kitchen
      • Level: Main
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Water Softener, Gas Water Heater, Water Heater
      • Laundry: Upper Level, Main Level
      Features
      • Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
      • Windows: Double Pane Windows, Triple Pane Windows, Storm Window(s), Blinds, Drapes
      • Basement: Full,Concrete,Block,Walk-Out Access,Exterior Entry,Finished,Partially Finished
      • Number of fireplaces: 1
      • Fireplace features: One, Gas Log, Living Room, Family Room
      Interior area
      • Total structure area: 2,488
      • Total interior livable area: 2,488 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage, RV Access/Parking
      • Has garage: Yes
      • Covered spaces: 2
      Features
      • Patio & porch: Porch, Covered, Patio, Deck, Stoop
      • Exterior features: Lighting
      • Has view: Yes
      Lot
      • Size: 3.5 Acres
      • Dimensions: 316 x 517
      • Features: Wooded, Views
      Details
      • Additional structures: Outbuilding
      • Parcel number: 007 035.00
      • Zoning: Residentia
      • Other equipment: Satellite Dish

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Frame, Block
      • Foundation: Slab
      • Roof: Composition,Metal
      Condition
      • Year built: 1993

      Utilities & green energy

      • Electric: Circuit Breakers
      • Gas: Natural Gas
      • Sewer: Septic Tank
      • Water: Public, Utility District
      • Utilities for property: Natural Gas Available, Natural Gas Connected, Cable Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Cumberland Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Trash
      • HOA fee: $13 monthly
      Location
      • Region: Monterey

      Financial & listing details

      • Price per square foot: $168/sqft
      • Tax assessed value: $310,700
      • Annual tax amount: $881
      • Date on market: 3/23/2026

        Estimated market value

        $407,400

        $387,000 - $428,000

        $2,655/mo

        Price history

        DateEventPrice
        7/9/2026Price change$419,000-2.6%$168/sqft
        Source: UCMLS #242987 Report a problem
        3/23/2026Listed for sale$429,989+115.1%$173/sqft
        Source: UCMLS #242987 Report a problem
        6/2/2006Sold$199,900+8.1%$80/sqft
        Source: Public Record Report a problem
        6/7/2005Sold$184,900$74/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$882 $77,675
        2024$882 $77,675
        2023$882 $77,675
        2022$882 +18%$77,675 +62.7%
        2021$747 $47,750
        2020$747 $47,750
        2019$747 $47,750
        2018$747 +0.1%$47,750
        2017$747 +6.3%$47,750 +3.7%
        2016$703 +2%$46,025
        2015$689 +0%$46,025 +0%
        2014$689 $46,023
        2013$689 -0.2%$46,023
        2012$690 $46,023 +2.5%
        2011-- $44,911 -11.8%
        2010$726 +7.1%$50,933
        2009$677 +7.3%$50,933
        2008$632 $50,933
        2007$632 -24.4%$50,933
        2006$835 +28.1%$50,933 +28.1%
        2005$652 $39,756
        2004$652 +13.9%$39,756
        2002$572 $39,756
        2001-- $39,756 -75.1%
        2000-- $159,870
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 38574

        Getting around

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