For sale

Price cut: $24K (8/30)

$395,000

446 E Cove Rd, Monterey, TN 38574

3beds

2,488sqft

$2,441/mo

Get pre-qualified

Single Family Residence

Built in 1993

3.5 Acres Lot

$388,100 Zestimate^®

$159/sqft

$13/mo HOA

What's special

Massive stone fireplaceOpen floorplanMany custom featuresCan lightingLots of storage closetsVaulted ceilingsReinforced wall system

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

169 days
599
14

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3
Main level bedrooms: 2

Primary bedroom

Level: Main

Bedroom 2

Level: Main

Bedroom 3

Level: Basement

Dining room

Level: Main

Family room

Level: Main

Kitchen

Level: Main

Heating

Natural Gas, Central

Cooling

Central Air

Appliances

Included: Dishwasher, Refrigerator, Water Softener, Gas Water Heater, Water Heater
Laundry: Upper Level, Main Level

Features

Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
Flooring: Tile, Carpet, Concrete
Windows: Double Pane Windows, Triple Pane Windows, Storm Window(s), Blinds, Drapes
Basement: Full,Concrete,Block,Walk-Out Access,Exterior Entry,Finished,Partially Finished
Number of fireplaces: 1
Fireplace features: One, Gas Log, Living Room, Family Room

Interior area

Total structure area: 2,488
Total interior livable area: 2,488 sqft

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 2
Parking features: Garage Door Opener, Detached, Garage
Has garage: Yes
Covered spaces: 2

Features

Patio & porch: Porch, Covered, Patio, Deck, Stoop
Exterior features: Lighting, Other, Decorative Lighting
Has view: Yes

Lot

Size: 3.5 Acres
Dimensions: 316 x 517
Features: Wooded, Views, Trees

Details

Additional structures: Outbuilding
Parcel number: 007 035.00
Zoning: Residentia
Other equipment: Satellite Dish

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stucco, Vinyl Siding, Frame, Block
Foundation: Slab
Roof: Composition,Metal

Condition

Year built: 1993

Utilities & green energy

Electric: Circuit Breakers
Gas: Natural Gas
Sewer: Septic Tank
Water: Well
Utilities for property: Natural Gas Available, Natural Gas Connected, Cable Connected

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Cumberland Cove

HOA

Has HOA: Yes
Amenities included: Trash
HOA fee: $13 monthly

Location

Region: Monterey

Financial & listing details

Price per square foot: $159/sqft
Tax assessed value: $310,700
Annual tax amount: $881
Date on market: 3/23/2026

Estimated market value

$388,100

$369,000 - $408,000

$2,408/mo

Price history

Date	Event	Price
8/30/2026	Price change	$395,000-5.7%$159/sqft
Source: UCMLS #242987 Report a problem
7/9/2026	Price change	$419,000-2.6%$168/sqft
Source: UCMLS #242987 Report a problem
3/23/2026	Listed for sale	$429,989+115.1%$173/sqft
Source: UCMLS #242987 Report a problem
6/2/2006	Sold	$199,900+8.1%$80/sqft
Source: Public Record Report a problem
6/7/2005	Sold	$184,900$74/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$882	$77,675
2024	$882	$77,675
2023	$882	$77,675
2022	$882 +18%	$77,675 +62.7%
2021	$747	$47,750
2020	$747	$47,750
2019	$747	$47,750
2018	$747 +0.1%	$47,750
2017	$747 +6.3%	$47,750 +3.7%
2016	$703 +2%	$46,025
2015	$689 +0%	$46,025 +0%
2014	$689	$46,023
2013	$689 -0.2%	$46,023
2012	$690	$46,023 +2.5%
2011	--	$44,911 -11.8%
2010	$726 +7.1%	$50,933
2009	$677 +7.3%	$50,933
2008	$632	$50,933
2007	$632 -24.4%	$50,933
2006	$835 +28.1%	$50,933 +28.1%
2005	$652	$39,756
2004	$652 +13.9%	$39,756
2002	$572	$39,756
2001	--	$39,756 -75.1%
2000	--	$159,870