Experience coastal living at its finest in this charming pool and spa home located in the highly sought-after gated oceanfront community of Sea Colony. This inviting 2-bedroom, 2-bath residence offers the perfect blend of privacy, comfort, and beachside lifestyle. Step outside to your own private oasis featuring a sparkling pool and relaxing spa—ideal for unwinding after a day at the beach or entertaining family and friends under the Florida sun. The home also features a new roof installed in 2021, offering peace of mind and added value. Sea Colony is known for its beautifully maintained grounds and low HOA fees, while offering resort-style amenities including an oceanfront pool and clubhouse, basketball court, shuffleboard, sidewalks, underground utilities, and the security of a gated entrance. Residents enjoy private beach access and a welcoming coastal atmosphere that makes every day feel like a vacation. Perfect as a full-time residence, seasonal retreat, or vacation getaway, this home is ideally located just a short drive from the rich history, dining, and charm of St. Augustine—the nation’s oldest city. Enjoy the best of Florida’s coastal lifestyle where relaxation, recreation, and ocean breezes await. Call now for your private showing!
For sale
Price cut: $22.5K (3/13)
$399,000
40 Andover Dr, Palm Coast, FL 32137
2beds
1,006sqft
Est.:
Single Family Residence
Built in 1987
5,184 Square Feet Lot
$-- Zestimate®
$397/sqft
$295/mo HOA
What's special
Basketball courtPrivate beach accessUnderground utilitiesBeautifully maintained grounds
- 389 days |
- 918 |
- 53 |
Zillow last checked:
Listing updated:
Listing Provided by:
Kathryn DePalma 386-569-1295,
REALTY EXECUTIVES OCEANSIDE 386-506-8008,
Teresa Brown 386-864-3599,
REALTY EXECUTIVES OCEANSIDE
Source: Stellar MLS,MLS#: FC308297
Originating MLS: Flagler

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 175.45 Square Feet
- Dimensions: 14.5x12.1
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 125.43 Square Feet
- Dimensions: 11.1x11.3
Bathroom 1
- Features: Water Closet/Priv Toilet
- Level: First
Bathroom 2
- Features: Single Vanity
- Level: First
Great room
- Features: Ceiling Fan(s)
- Level: First
- Area: 247 Square Feet
- Dimensions: 13x19
Kitchen
- Features: Breakfast Bar
- Level: First
- Area: 131 Square Feet
- Dimensions: 10x13.1
Heating
- Central, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom
- Flooring: Carpet, Porcelain Tile
- Doors: Sliding Doors
- Windows: Drapes, Rods, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,573
- Total interior livable area: 1,006 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Off Street
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Approach with Ramp, Accessible Bedroom, Accessible Entrance, Visitor Bathroom, Accessible Washer/Dryer
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Enclosed, Patio, Rear Porch, Screened
- Exterior features: Irrigation System, Private Mailbox, Rain Gutters, Sprinkler Metered
- Has private pool: Yes
- Pool features: Gunite, In Ground, Tile
- Has spa: Yes
- Spa features: Heated, In Ground
- Waterfront features: Gulf/Ocean Front, Lake, Gulf/Ocean Access, Fishing Pier
Lot
- Size: 5,184 Square Feet
- Features: Landscaped, Level, Private, Unincorporated
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 2010315365000100260
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Private Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community & HOA
Community
- Features: Fishing, Gulf/Ocean Front, Lake, Buyer Approval Required, Clubhouse, Gated Community - Guard, Pool, Wheelchair Access
- Security: Gated Community, Security Gate
- Pet fee: $0 monthly
- Subdivision: SEA COLONY SUB
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Gated, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Wheelchair Access
- Services included: 24-Hour Guard, Common Area Taxes, Community Pool, Reserve Fund, Fidelity Bond, Insurance, Maintenance Grounds, Manager, Pool Maintenance, Private Road, Recreational Facilities, Security
- HOA fee: $295 monthly
- HOA name: Lori Pheiffer
- HOA phone: 386-439-9282
Location
- Region: Palm Coast
Financial & listing details
- Price per square foot: $397/sqft
- Tax assessed value: $309,110
- Annual tax amount: $1,814
- Date on market: 3/21/2025
- Cumulative days on market: 380 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/13/2026 | Price change | $399,000-5.3%$397/sqft |
Source: | ||
| 9/5/2025 | Price change | $421,500-1.2%$419/sqft |
Source: | ||
| 3/21/2025 | Listed for sale | $426,500+352.8%$424/sqft |
Source: | ||
| 5/1/1988 | Sold | $94,200$94/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,814 +2.5% | $136,424 +3% |
| 2023 | $1,771 +10.5% | $132,451 +3% |
| 2022 | $1,602 +4.9% | $128,593 +3% |
| 2021 | $1,527 +0.4% | $124,847 +1.4% |
| 2020 | $1,521 +1.4% | $123,123 +2.3% |
| 2019 | $1,500 +0.3% | $120,355 +1.9% |
| 2018 | $1,496 +0.9% | $118,111 +2.1% |
| 2017 | $1,482 | $115,682 +2.1% |
| 2016 | $1,482 +2.5% | $113,303 +0.7% |
| 2015 | $1,446 +1.8% | $112,515 +0.8% |
| 2014 | $1,420 | $111,622 +1.5% |
| 2013 | -- | $109,972 +1.7% |
| 2012 | -- | $108,134 +3% |
| 2011 | -- | $104,984 +1.5% |
| 2010 | -- | $103,433 +2.7% |
| 2009 | -- | $100,714 +0.1% |
| 2008 | -- | $100,613 +3% |
| 2007 | -- | $97,683 +2.5% |
| 2006 | -- | $95,300 +3% |
| 2005 | -- | $92,524 -36.7% |
| 2004 | -- | $146,113 +20.8% |
| 2003 | -- | $120,914 +17% |
| 2002 | -- | $103,329 +21.9% |
| 2001 | -- | $84,732 +3% |
| 2000 | -- | $82,265 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,783/mo
Principal & interest
$1913
Property taxes
$575
HOA Fees
$295
More affordability tools
Climate risks
Neighborhood: 32137
Nearby schools
GreatSchools rating
- 7/10Old Kings Elementary SchoolGrades: PK-5Distance: 10.7 mi
- 5/10Matanzas High SchoolGrades: 7,9-12Distance: 2.6 mi
- 6/10Indian Trails Middle SchoolGrades: 6-8Distance: 4.6 mi
Schools provided by the listing agent
- Elementary: Old Kings Elementary
- Middle: Indian Trails Middle-FC
- High: Matanzas High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Flagler County
- Palm Coast
- 32137
- 40 Andover Dr






