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For sale
  • Price cut: $22.5K (3/13)
    $399,000

    40 Andover Dr, Palm Coast, FL 32137

    2beds
    1,006sqft
    : 
    Single Family Residence
    Built in 1987
    5,184 Square Feet Lot
    $-- Zestimate®
    $397/sqft
    $295/mo HOA

    What's special

    Basketball courtPrivate beach accessUnderground utilitiesBeautifully maintained grounds
    Experience coastal living at its finest in this charming pool and spa home located in the highly sought-after gated oceanfront community of Sea Colony. This inviting 2-bedroom, 2-bath residence offers the perfect blend of privacy, comfort, and beachside lifestyle. Step outside to your own private oasis featuring a sparkling pool and relaxing spa—ideal for unwinding after a day at the beach or entertaining family and friends under the Florida sun. The home also features a new roof installed in 2021, offering peace of mind and added value. Sea Colony is known for its beautifully maintained grounds and low HOA fees, while offering resort-style amenities including an oceanfront pool and clubhouse, basketball court, shuffleboard, sidewalks, underground utilities, and the security of a gated entrance. Residents enjoy private beach access and a welcoming coastal atmosphere that makes every day feel like a vacation. Perfect as a full-time residence, seasonal retreat, or vacation getaway, this home is ideally located just a short drive from the rich history, dining, and charm of St. Augustine—the nation’s oldest city. Enjoy the best of Florida’s coastal lifestyle where relaxation, recreation, and ocean breezes await. Call now for your private showing!
    389 days
    |
    918
    |
    53
    |

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Kathryn DePalma 386-569-1295,

    REALTY EXECUTIVES OCEANSIDE 386-506-8008,

    Teresa Brown 386-864-3599,

    REALTY EXECUTIVES OCEANSIDE

    Source: Stellar MLS,MLS#: FC308297MLS LogoOriginating MLS: Flagler

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 175.45 Square Feet
      • Dimensions: 14.5x12.1
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 125.43 Square Feet
      • Dimensions: 11.1x11.3
      Bathroom 1
      • Features: Water Closet/Priv Toilet
      • Level: First
      Bathroom 2
      • Features: Single Vanity
      • Level: First
      Great room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 247 Square Feet
      • Dimensions: 13x19
      Kitchen
      • Features: Breakfast Bar
      • Level: First
      • Area: 131 Square Feet
      • Dimensions: 10x13.1
      Heating
      • Central, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom
      • Flooring: Carpet, Porcelain Tile
      • Doors: Sliding Doors
      • Windows: Drapes, Rods, Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 1,573
      • Total interior livable area: 1,006 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Off Street
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Approach with Ramp, Accessible Bedroom, Accessible Entrance, Visitor Bathroom, Accessible Washer/Dryer
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Enclosed, Patio, Rear Porch, Screened
      • Exterior features: Irrigation System, Private Mailbox, Rain Gutters, Sprinkler Metered
      • Has private pool: Yes
      • Pool features: Gunite, In Ground, Tile
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Waterfront features: Gulf/Ocean Front, Lake, Gulf/Ocean Access, Fishing Pier
      Lot
      • Size: 5,184 Square Feet
      • Features: Landscaped, Level, Private, Unincorporated
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 2010315365000100260
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Fishing, Gulf/Ocean Front, Lake, Buyer Approval Required, Clubhouse, Gated Community - Guard, Pool, Wheelchair Access
      • Security: Gated Community, Security Gate
      • Pet fee: $0 monthly
      • Subdivision: SEA COLONY SUB
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Gated, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Wheelchair Access
      • Services included: 24-Hour Guard, Common Area Taxes, Community Pool, Reserve Fund, Fidelity Bond, Insurance, Maintenance Grounds, Manager, Pool Maintenance, Private Road, Recreational Facilities, Security
      • HOA fee: $295 monthly
      • HOA name: Lori Pheiffer
      • HOA phone: 386-439-9282
      Location
      • Region: Palm Coast

      Financial & listing details

      • Price per square foot: $397/sqft
      • Tax assessed value: $309,110
      • Annual tax amount: $1,814
      • Date on market: 3/21/2025
      • Cumulative days on market: 380 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/13/2026Price change$399,000-5.3%$397/sqft
        Source: Stellar MLS #FC308297 Report a problem
        9/5/2025Price change$421,500-1.2%$419/sqft
        Source: Stellar MLS #FC308297 Report a problem
        3/21/2025Listed for sale$426,500+352.8%$424/sqft
        Source: Stellar MLS #FC308297 Report a problem
        5/1/1988Sold$94,200$94/sqft
        Source: Agent Provided Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$1,814 +2.5%$136,424 +3%
        2023$1,771 +10.5%$132,451 +3%
        2022$1,602 +4.9%$128,593 +3%
        2021$1,527 +0.4%$124,847 +1.4%
        2020$1,521 +1.4%$123,123 +2.3%
        2019$1,500 +0.3%$120,355 +1.9%
        2018$1,496 +0.9%$118,111 +2.1%
        2017$1,482 $115,682 +2.1%
        2016$1,482 +2.5%$113,303 +0.7%
        2015$1,446 +1.8%$112,515 +0.8%
        2014$1,420 $111,622 +1.5%
        2013-- $109,972 +1.7%
        2012-- $108,134 +3%
        2011-- $104,984 +1.5%
        2010-- $103,433 +2.7%
        2009-- $100,714 +0.1%
        2008-- $100,613 +3%
        2007-- $97,683 +2.5%
        2006-- $95,300 +3%
        2005-- $92,524 -36.7%
        2004-- $146,113 +20.8%
        2003-- $120,914 +17%
        2002-- $103,329 +21.9%
        2001-- $84,732 +3%
        2000-- $82,265

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $2,783/mo
        Principal & interest
        $1913
        Property taxes
        $575
        HOA Fees
        $295
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          Climate risks

          Neighborhood: 32137

          Getting around

          12 / 100
          Car-Dependent
          52 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Old Kings Elementary
          • Middle: Indian Trails Middle-FC
          • High: Matanzas High

          Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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