4TH FLOOR OCEAN FRONT.....Breathtaking views from both living room and bedroom with extended lanai....2/2 that is set apart from the rest with sliding glass doors in both living room and bedroom to capture that beautiful ocean sunrise....the condo is vacant and waiting for your special touch to furnish to you liking ....all appliances are relatively new within the past 3 yrs....Enjoy the amenities of Surf Club....pickle ball, tennis courts, clubhouse and much more.....plus a private pool that is dedicated to this building just steps away ...take this opportunity to stroll the beach morning and nite ...You will see that buying at Surf Club was a wise choice for either full time, seasonal vacation or investment .. Owner is motivated to make this unit a reality ......won't last long some photos are virtually enhanced
For sale
$440,000
104 Surfview Dr APT 1406, Palm Coast, FL 32137
2beds
1,158sqft
Est.: Get pre-qualified
Condominium
Built in 1992
-- sqft lot
$416,100 Zestimate®
$380/sqft
$1,013/mo HOA
What's special
Extended lanai
- 18 days |
- 345 |
- 16 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listing Provided by:
Edmund Giancola 386-627-3202,
CINNAMON BEACH REALTY 386-246-9934
Source: Stellar MLS,MLS#: FC318483
Originating MLS: Flagler

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Walk-In Closet(s)
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Laundry Closet
Features
- Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Elevator, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
- Flooring: Tile
- Doors: Outdoor Grill, Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,158
- Total interior livable area: 1,158 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Exterior features: Irrigation System, Lighting, Outdoor Grill, Private Mailbox, Sidewalk, Storage, Tennis Court(s)
- Has view: Yes
- View description: Water, Beach
- Has water view: Yes
- Water view: Water,Beach
- Waterfront features: Beach, Beach Access
Lot
- Size: 0.34 Acres
Details
- Parcel number: 371031373100001406
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Block, Concrete, Stucco
- Foundation: Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected
Community & HOA
Community
- Features: Clubhouse, Community Mailbox, Fitness Center, Gated Community - Guard, Sidewalks, Tennis Court(s), Wheelchair Access
- Pet fee: $0 monthly
- Subdivision: SURF CLUB 1
HOA
- Has HOA: Yes
- Services included: 24-Hour Guard, Cable TV, Community Pool, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Private Road, Security, Trash
- HOA fee: $1,013 monthly
- HOA name: LELAND MANAGEMENT / DIANE GOODMAN
- HOA phone: 386-446-5222
- Second HOA name: Matazas Shores Owners Association
Location
- Region: Palm Coast
Financial & listing details
- Price per square foot: $380/sqft
- Tax assessed value: $406,306
- Annual tax amount: $5,494
- Date on market: 5/12/2026
- Cumulative days on market: 19 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$416,100
$395,000 - $437,000
$2,743/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Listed for sale | $440,000-1.1%$380/sqft |
Source: | ||
| 3/11/2026 | Listing removed | $445,000$384/sqft |
Source: | ||
| 9/16/2025 | Price change | $445,000-3.2%$384/sqft |
Source: | ||
| 7/22/2025 | Price change | $459,900-3.4%$397/sqft |
Source: | ||
| 6/12/2025 | Price change | $475,900-4.8%$411/sqft |
Source: | ||
| 4/9/2025 | Price change | $499,900-1%$432/sqft |
Source: | ||
| 1/26/2025 | Listed for sale | $505,000+215.6%$436/sqft |
Source: | ||
| 9/16/1998 | Sold | $160,000$138/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,870 +2.6% | $243,592 +3% |
| 2023 | $2,796 +2.5% | $236,497 +3% |
| 2022 | $2,728 +0.5% | $229,609 +3% |
| 2021 | $2,716 +0.1% | $222,921 +1.4% |
| 2020 | $2,712 +1.2% | $219,843 +2.3% |
| 2019 | $2,679 -4.6% | $214,900 -1.8% |
| 2018 | $2,808 -13.4% | $218,900 +6.7% |
| 2017 | $3,241 | $205,200 |
| 2016 | $3,241 +0.4% | $205,200 +15.2% |
| 2015 | $3,228 +11.2% | $178,170 |
| 2014 | $2,903 | $178,170 +10.3% |
| 2013 | -- | $161,600 +15.3% |
| 2012 | -- | $140,100 -5% |
| 2011 | -- | $147,400 -16.7% |
| 2010 | -- | $177,000 -14.1% |
| 2009 | -- | $206,000 -32.9% |
| 2008 | -- | $307,000 -5% |
| 2007 | -- | $323,100 +3.4% |
| 2006 | -- | $312,600 +10% |
| 2005 | -- | $284,200 +30% |
| 2004 | -- | $218,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32137
Nearby schools
GreatSchools rating
- 7/10Old Kings Elementary SchoolGrades: PK-5Distance: 12.4 mi
- 5/10Matanzas High SchoolGrades: 8-12Distance: 3.8 mi
- 6/10Indian Trails Middle SchoolGrades: 6-8Distance: 5.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Flagler County
- Palm Coast
- 32137
- 104 Surfview Dr Apartment 1406








