Welcome to 449 Waterloo Geneva Road in Waterloo! This charming 3-bedroom, 1.5-bath home offers timeless character and functional space throughout. Step inside to find beautiful natural hardwood floors that add warmth and charm to the main living areas. The bright morning room is the perfect spot to enjoy your coffee or unwind at the end of the day.
The eat-in kitchen provides plenty of space for everyday meals and gatherings. Upstairs, you’ll find comfortable bedrooms and access to a full walk-up attic—ideal for storage or potential future expansion.
Outside, the property features a detached garage and a large shed, offering ample space for tools, hobbies, or extra storage. Conveniently located with easy access to local amenities, this home is ready for its next owner to make it their own!
Pending
$159,900
449 Waterloo Geneva Rd, Waterloo, NY 13165
3beds
1,410sqft
Single Family Residence
Built in 1936
0.31 Acres Lot
$-- Zestimate®
$113/sqft
$-- HOA
What's special
Detached garageComfortable bedroomsBright morning roomLarge shedEat-in kitchenBeautiful natural hardwood floors
- 140 days |
- 22 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Your Hometown Realty LLC 315-521-2459,
Samantha R Minns 315-521-2459
Source: NYSAMLSs,MLS#: R1663021
Originating MLS: Rochester
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Heating
- Gas, Forced Air
Appliances
- Included: Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator
- Laundry: Accessible Utilities or Laundry, In Basement, Main Level
Features
- Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Convertible Bedroom
- Flooring: Hardwood, Varies, Vinyl
- Basement: Full,Sump Pump
- Has fireplace: No
Interior area
- Total structure area: 1,410
- Total interior livable area: 1,410 sqft
Property
Parking
- Total spaces: 1
- Parking features: Detached, Garage, Garage Door Opener
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Blacktop Driveway, Deck
Lot
- Size: 0.31 Acres
- Features: Rectangular, Rectangular Lot, Residential Lot
Details
- Additional structures: Shed(s), Storage
- Parcel number: 45388902300000010280000000
- Special conditions: Estate
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Stone
Condition
- Resale
- Year built: 1936
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $113/sqft
- Tax assessed value: $94,900
- Annual tax amount: $3,253
- Date on market: 2/19/2026
- Cumulative days on market: 31 days
- Listing terms: Cash,Conventional
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
$1,900/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/11/2026 | Pending sale | $159,900$113/sqft |
Source: | ||
| 3/5/2026 | Contingent | $159,900$113/sqft |
Source: | ||
| 2/20/2026 | Listed for sale | $159,900+99.9%$113/sqft |
Source: | ||
| 3/31/2003 | Sold | $80,000+2.6%$57/sqft |
Source: Public Record Report a problem | ||
| 2/5/2002 | Sold | $78,000$55/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $94,900 |
| 2024 | -- | $94,900 |
| 2023 | -- | $94,900 |
| 2022 | -- | $94,900 |
| 2021 | -- | $94,900 |
| 2020 | -- | $94,900 |
| 2019 | -- | $94,900 |
| 2018 | -- | $94,900 |
| 2017 | $1,669 | $94,900 +9.8% |
| 2016 | -- | $86,400 |
| 2015 | -- | $86,400 |
| 2014 | -- | $86,400 |
| 2013 | -- | $86,400 |
| 2012 | -- | $86,400 |
| 2011 | -- | $86,400 +3% |
| 2010 | -- | $83,900 |
| 2009 | -- | $83,900 |
| 2008 | -- | $83,900 +1.8% |
| 2007 | -- | $82,400 +3.5% |
| 2006 | -- | $79,600 |
| 2005 | -- | $79,600 |
| 2004 | -- | $79,600 |
| 2003 | -- | $79,600 +33.8% |
| 2002 | -- | $59,500 |
| 2001 | -- | $59,500 |
| 2000 | -- | $59,500 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13165
Nearby schools
GreatSchools rating
- NASkoi Yase SchoolGrades: PK-2Distance: 3.7 mi
- 5/10Waterloo Middle SchoolGrades: 6-8Distance: 3.8 mi
- 4/10Waterloo High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- District: Waterloo
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $177,9003 bd1 ba1.7k sqft445 Waterloo Geneva Rd, Waterloo, NY 13165Off Market
Save - $186,3003 bd1 ba1.6k sqft443 Waterloo Geneva Rd, Waterloo, NY 13165Off Market
Save - $155,1004 bd1 ba1.4k sqft455 Waterloo Geneva Rd, Waterloo, NY 13165Off Market
Save - $105,4002 bd1 ba1k sqft439 Waterloo Geneva Rd, Waterloo, NY 13165Off Market
Save - $182,0003 bd2 ba1.6k sqft457 Waterloo Geneva Rd, Waterloo, NY 13165Off Market
Save - $195,1003 bd1 ba1.4k sqft435 Waterloo Geneva Rd, Waterloo, NY 13165Off Market
Save - $218,7004 bd2 ba1.9k sqft425 Waterloo Geneva Rd, Waterloo, NY 13165Off Market
Save - $156,6003 bd1 ba1.3k sqft469 Waterloo Geneva Rd, Waterloo, NY 13165Off Market
Save
A local agent can set up tours, give advice and negotiate with sellers.
Similar homes
- $179,9003 bd2 ba1.5k sqft55 Church St, Waterloo, NY 13165For Sale
Save 
MLS ID #R1695536, Deborah M. Nepa, Listing by: Century 21 Steve Davoli RE. NYSAMLSs - $199,0002 bd1 ba1.1k sqft2223 Whispering Pines Ln, Waterloo, NY 13165For Sale
Save 
MLS ID #R1696912, Aaron M FitzGerald, Listing by: Lake To Lake Real Estate. NYSAMLSs - $164,9003 bd2 ba1.7k sqft10 Angelo St, Geneva, NY 14456For Sale
Save 
MLS ID #R1690193, Kenneth W. Harris, Listing by: Century 21 Steve Davoli RE. NYSAMLSs - $139,0003 bd1 ba1.3k sqft48 Colt St, Geneva, NY 14456For Sale
Save 
MLS ID #R1694525, Belinda A. Fratto, Listing by: Howard Hanna. NYSAMLSs - $154,9002 bd2 ba1.5k sqft3215 Canoga St, Seneca Falls, NY 13148For Sale
Save
MLS ID #R1696426, Laurie Hiller, Listing by: Your Hometown Realty LLC. NYSAMLSs - $159,9003 bd1 ba1.2k sqft14 Worthington Ave, Geneva, NY 14456For Sale
Save
MLS ID #R1695205, Deborah M. Nepa, Listing by: Century 21 Steve Davoli RE. NYSAMLSs - $139,9003 bd2 ba1.4k sqft11 Van Marters Ln, Lyons, NY 14489For Sale
Save
MLS ID #R1695857, Tracy Lynn Zornow, Listing by: Empire Realty Group. NYSAMLSs - $139,9003 bd2 ba1.2k sqft22 Humbert St, Geneva, NY 14456For Sale
Save
MLS ID #R1683312, Deborah M. Nepa, Listing by: Century 21 Steve Davoli RE. NYSAMLSs - $150,0003 bd1 ba1.5k sqft171 Pulteney St, Geneva, NY 14456For Sale
Save
MLS ID #R1690957, Esthervina Mallard, Listing by: Coldwell Banker Finger Lakes. NYSAMLSs - $149,5005 bd2 ba1.8k sqft21 Worthington Ave, Geneva, NY 14456For Sale
Save
MLS ID #R1692913, John P. Parrott III, Listing by: Coldwell Banker Finger Lakes. NYSAMLSs - $164,5005 bd2 ba1.7k sqft607 Colton Ave, Newark, NY 14513For Sale
Save
MLS ID #R1695751, Danielle Sutton, Listing by: Griffith Realty Group. NYSAMLSs - $169,9002 bd1 ba1k sqft1461 Black Brook Rd, Seneca Falls, NY 13148For Sale
Save
MLS ID #R1696197, Sherry Nowak Cascini, Listing by: Hunt Real Estate ERA/Columbus. NYSAMLSs - $159,9004 bd2 ba1.6k sqft408 W Union St, Newark, NY 14513For Sale
Save
MLS ID #R1691449, Katherine A. Duyssen-Kurek, Listing by: Empire Realty Group. NYSAMLSs - $--4 bd2 ba1.5k sqft510 State Route 318, Phelps, NY 14532Auction
Save Auction.com 1 - $184,9003 bd2 ba1.5k sqft911 Larue Rd, Clifton Springs, NY 14432For Sale
Save
MLS ID #R1695597, Marc Reali, Listing by: Howard Hanna. NYSAMLSs - $139,9992 bd2 ba846 sqft75 Colt St, Geneva, NY 14456For Sale
Save
MLS ID #R1696473, Daytona T. Bailey, Listing by: Keuka Lake & Land Realty. NYSAMLSs - $185,0003 bd1 ba1.2k sqft328 Washington St, Geneva, NY 14456For Sale
Save
MLS ID #R1691055, Kyle Olschewske, Listing by: Coldwell Banker Finger Lakes. NYSAMLSs - $115,9003 bd1 ba1.9k sqft123 E Williams St, Waterloo, NY 13165For Sale
Save
MLS ID #R1636341, Abbey P. Lloyd, Listing by: Empire Realty Group. NYSAMLSs - $149,9003 bd1 ba1.7k sqft3829 Kearney Rd, Stanley, NY 14561For Sale
Save
MLS ID #R1692851, Sara Puccia, Listing by: Ivy House Realty LLC. NYSAMLSs - $199,9003 bd2 ba1.8k sqft4 Arnold St, Union Springs, NY 13160For Sale
Save
MLS ID #R1696927, Nathan W. Krause, Listing by: Berkshire Hathaway HomeServices CNY Realty. NYSAMLSs
Contact an agent
- New York
- Seneca County
- Waterloo
- 13165
- 449 Waterloo Geneva Rd