Opportunity meets lifestyle in this charming water-view rambler overlooking the Wicomico River, located in the desirable Mill Point Shores community. Positioned just across the street from waterfront homes, this property offers the feel of waterfront living without the premium price—an ideal opportunity for buyers looking to invest, create a weekend retreat, or customize a home to their vision. This home is being sold strictly AS IS and is priced to reflect the need for updating, making it especially appealing for buyers looking to build sweat equity and add personal touches over time. The layout is simple and functional, featuring an eat-in kitchen with electric stove and refrigerator that flows directly into a spacious sunken family room addition—an inviting space perfect for relaxing, entertaining, or unwinding after a day on the water. 3 bedrooms and 1 full hall bath provide comfortable everyday living. Set on a generous lot, the outdoor space adds versatility and appeal. A detached 30x12 outbuilding is the party/game room with concrete floor and cinderblock construction is surrounded by windows and equipped with ceiling fans, party lighting, electric outlets, and heating and cooling units (condition unknown), creating a fun and flexible space for gatherings, hobbies, or entertaining. Gutter guards and a roof in good condition provide added value. Mill Point Shores offers a true lifestyle upgrade with its private community beach, pier, and picnic area—perfect for boating, fishing, or simply enjoying time along the Wicomico River. With its water views, location across from the waterfront, and strong potential, this property presents a compelling opportunity for buyers seeking value, location, and lifestyle.
For sale
Price cut: $25K (6/15)
$200,000
36031 Bay Dr, Chaptico, MD 20621
3beds
1,000sqft
Single Family Residence
Built in 1971
0.31 Acres Lot
$223,500 Zestimate®
$200/sqft
$40/mo HOA
What's special
- 1 day |
- 94 |
- 3 |
Zillow last checked:
Listing updated:
Listed by:
Frank Mcknew 240-213-9606,
RE/MAX Realty Group 301-843-5100
Source: Bright MLS,MLS#: MDSM2031872
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Rooms
- Room types: Dining Room, Kitchen, Game Room, Family Room, Sun/Florida Room
Dining room
- Level: Main
Family room
- Level: Main
Game room
- Level: Main
Kitchen
- Level: Main
Other
- Level: Main
Heating
- Baseboard, Electric
Cooling
- Window Unit(s), Electric
Appliances
- Included: Refrigerator, Cooktop, Electric Water Heater
Features
- Ceiling Fan(s), Breakfast Area, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Traditional, Eat-in Kitchen
- Flooring: Carpet
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
- Finished area above ground: 1,000
- Finished area below ground: 0
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Entrance
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 0.31 Acres
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 1904001729
- Zoning: RNC
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Concrete, Vinyl Siding
- Foundation: Crawl Space
- Roof: Asphalt,Shingle
Condition
- Below Average
- New construction: No
- Year built: 1971
Utilities & green energy
- Sewer: Private Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: Mill Point Shores
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boat Dock/Slip, Boat Ramp, Common Grounds, Pier/Dock, Picnic Area
- Services included: Common Area Maintenance, Pier/Dock Maintenance
- HOA fee: $480 annually
Location
- Region: Chaptico
Financial & listing details
- Price per square foot: $200/sqft
- Tax assessed value: $132,400
- Annual tax amount: $1,233
- Date on market: 6/15/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$223,500
$212,000 - $235,000
$1,993/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/15/2026 | Price change | $200,000-11.1%$200/sqft |
Source:  Bright MLS #MDSM2031872 Report a problem | ||
| 4/23/2026 | Listed for sale | $225,000-8.2%$225/sqft |
Source: Bright MLS #MDSM2030370 Report a problem | ||
| 10/14/2025 | Listing removed | $245,000$245/sqft |
Source: Bright MLS #MDSM2023526 Report a problem | ||
| 4/11/2025 | Listed for sale | $245,000$245/sqft |
Source: Bright MLS #MDSM2023526 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 20621
Nearby schools
GreatSchools rating
- 8/10Dynard Elementary SchoolGrades: PK-5Distance: 4.3 mi
- 6/10Margaret Brent Middle SchoolGrades: 6-8Distance: 6.8 mi
- 6/10Chopticon High SchoolGrades: 9-12Distance: 7 mi
Schools provided by the listing agent
- District: St. Mary's County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Saint Marys County
- Chaptico
- 20621
- 36031 Bay Dr
Nearby cities
Nearby zip codes
Other Chaptico Topics
