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For sale
  • Price cut: $200K (1/16)
    $3,295,000

    45 White Cliffs Ln, Santa Rosa Beach, FL 32459

    5beds
    4,279sqft
    : 
    Single Family Residence
    Built in 1995
    8,276.4 Square Feet Lot
    $-- Zestimate®
    $770/sqft
    $417/mo HOA

    What's special

    Motorized window shadesSeparate dedicated officeCustom millworkTwo true primary suitesExquisite trim detailSurround soundDual iron chandeliers
    Set behind the gates of the exclusive Village of White Cliffs, this stunningly reimagined residence blends timeless coastal design with elevated elegance, just moments from the sugar-white sands of Blue Mountain Beach. Completely remodeled in 2020 and meticulously maintained since, this 5-bedroom, 5 full bath, 2 half bath, plus office retreat offers over 4,200 square feet of refined living space and gulf views from its top-floor, covered veranda. The home makes a statement from the moment you arrive—clean-lined white stucco, professional landscaping, and a gracious front entry framed by swaying palms. Inside, wide-plank hardwood floors, custom millwork, and a palette of soft neutrals provide an atmosphere of understated luxury. The vaulted great room impresses with its beamed wood ceilings and dual iron chandeliers, anchored by Restoration Hardware furnishings that convey with the home. The designer kitchen offers style and substance with custom cabinetry, sleek appliances, quartz countertops with waterfall edges, and a spacious island perfect for entertaining. A butler's pantry with wine cooler, ice maker and custom cabinetry adds both function and flair. Each bedroom is a sanctuary, featuring en suite baths with spa-like finishes, generous closet space, and designer lighting. The home features two true primary suites, each offering its own distinctive character and comfort. The first suite boasts a serene sitting area, expansive custom-built closet, and a spa-like bath with freestanding soaking tub, oversized glass shower, and twin vanities. A second primary suite dazzles with chevron-accent feature wall, designer lighting, and a bath featuring upscale decor. The home also features a built-in bunk room, a separate dedicated office, two laundry areas, and a drop-zone style mudroom with custom storage built-ins. Tech-savvy upgrades include motorized window shades, surround sound, and elevator access to all levels. Even the garage has been outfitted with cabinets and extra storage. Outdoor living is just as exceptional. The covered summer kitchen is equipped with built-in grill, vent hood, sink, and prep space, while the adjacent fireplace lounge with TV connection invites year-round enjoyment. The third-story covered veranda captures breezes and gulf viewsideal for morning coffee or golden-hour gatherings. Additional highlights: " Oversized two-car garage with extended paver driveway " Exquisite trim detail " Offered fully furnished with Restoration Hardware pieces " Non-short-term rental community with deeded beach access, resort-style community pool, and tennis court " Gated entry in the heart of Blue Mountain Beach All within walking distance to favorites like Red Fish Taco, Blue Mountain Creamery, Basmati's, Mimmo's and so much more. A rare offering in one of 30A's most sought-after enclaveswhere design meets livability, and every detail is polished to perfection.
    316 days
    |
    497
    |
    19
    |

    Zillow last checked: 7 hours ago

    Listing updated: January 16, 2026 at 06:54am

    Listed by:

    Blake C Jones 850-714-4252,

    Scenic Sotheby's International Realty,

    Randy Carroll 850-624-0037,

    Scenic Sotheby's International Realty

    Source: ECAOR,MLS#: 975852MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 7
      • Full bathrooms: 5
      • 1/2 bathrooms: 2
      Primary bedroom
      • Level: Second
      • Area: 255 Square Feet
      • Dimensions: 17 x 15
      Primary bedroom
      • Level: Second
      • Area: 255 Square Feet
      • Dimensions: 17 x 15
      Bedroom
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Bedroom
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Dining area
      • Level: Third
      • Area: 176 Square Feet
      • Dimensions: 16 x 11
      Kitchen
      • Level: Third
      • Area: 196 Square Feet
      • Dimensions: 14 x 14
      Living room
      • Level: Third
      • Area: 320 Square Feet
      • Dimensions: 20 x 16
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Double Oven, Range Hood, Washer
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Bookcases, Cathedral Ceiling(s), Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Newly Painted, Owner's Closet, Pantry, Walls Wainscoting, Wet Bar, Woodwork Painted, Elevator
      • Flooring: Hardwood, Tile
      • Windows: Plantation Shutters, Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 4,279
      • Total interior livable area: 4,279 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      • Carport spaces: 1
      • Covered spaces: 4
      Features
      • Stories: 3
      • Patio & porch: Covered, Porch
      • Exterior features: Outdoor Grill, Balcony, Columns, Sprinkler System, Outdoor Kitchen
      • Fencing: Partial
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      Lot
      • Size: 8,276.4 Square Feet
      • Dimensions: 63 x 201 x 70 x 130
      • Features: Cleared, Corner Lot, Covenants, Restrictions, Sidewalk, Within 1/2 Mile to Water
      Details
      • Parcel number: 123S203463100B0010
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Siding CmntFbrHrdBrd
      • Roof: Metal
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Community Room, Deed Access, Elevators, Fitness Center, Game Room, Gated, Handicap Provisions, Minimum Rental Prd, Short Term Rental - Not Allowed, Picnic Area, Pool, Tennis Court(s), Waterfront, Project, Pickleball
      • Security: Security System, Smoke Detector(s)
      • Subdivision: VILLAGE OF WHITE CLIFFS THE
      HOA
      • Has HOA: Yes
      • Services included: Land Recreation, Management, Recreational Faclty
      • HOA fee: $1,250 quarterly
      Location
      • Region: Santa Rosa Beach

      Financial & listing details

      • Price per square foot: $770/sqft
      • Tax assessed value: $1,695,512
      • Annual tax amount: $14,867
      • Date on market: 5/8/2025
      • Road surface type: Paved
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $7,337/mo

        Price history

        Price history
        DateEventPrice
        1/16/2026Price change$3,295,000-5.7%$770/sqft
        Source: ECAOR #975852 Report a problem
        8/22/2025Price change$3,495,000-1.4%$817/sqft
        Source: ECAOR #975852 Report a problem
        7/2/2025Price change$3,545,000-6.6%$828/sqft
        Source: ECAOR #975852 Report a problem
        5/8/2025Listed for sale$3,795,000+99.7%$887/sqft
        Source: ECAOR #975852 Report a problem
        3/23/2021Sold$1,900,000+129.9%$444/sqft
        Source: Public Record Report a problem
        12/2/2019Sold$826,400-12.9%$193/sqft
        Source: ECAOR #814075 Report a problem
        9/13/2019Price change$949,000-3.5%$222/sqft
        Source: 850 Properties - Santa Rosa Beach #814075 Report a problem
        9/5/2019Price change$983,000-1.5%$230/sqft
        Source: 850 Properties - Santa Rosa Beach #814075 Report a problem
        7/26/2019Price change$998,000-4.9%$233/sqft
        Source: 850 Properties - Santa Rosa Beach #814075 Report a problem
        7/9/2019Price change$1,049,000-4.5%$245/sqft
        Source: 850 Properties - Santa Rosa Beach #814075 Report a problem
        6/27/2019Listed for sale$1,099,000-1.4%$257/sqft
        Source: 850 Properties - Santa Rosa Beach #814075 Report a problem
        7/6/2018Sold$1,115,000-6.7%$261/sqft
        Source: ECAOR #799453 Report a problem
        6/19/2018Pending sale$1,195,000$279/sqft
        Source: Homes On 30a Llc #799453 Report a problem
        6/19/2018Listed for sale$1,195,000$279/sqft
        Source: Homes On 30a Llc #799453 Report a problem
        6/19/2018Pending sale$1,195,000$279/sqft
        Source: Homes On 30a Llc #799453 Report a problem
        5/24/2018Listed for sale$1,195,000+10.1%$279/sqft
        Source: Homes On 30a Llc #799453 Report a problem
        6/19/2015Listing removed$1,085,000$254/sqft
        Source: Homes on 30A LLC #538608 Report a problem
        10/11/2012Listed for sale$1,085,000$254/sqft
        Source: The Premier Property Group, LLC #538608 Report a problem
        3/17/2012Listing removed$1,085,000$254/sqft
        Source: The Premier Property Group, LLC #538608 Report a problem
        12/6/2011Price change$1,085,000-8.4%$254/sqft
        Source: The Premier Property Group, LLC #538608 Report a problem
        12/3/2011Listed for sale$1,185,000$277/sqft
        Source: The Premier Property Group, LLC #538608 Report a problem
        10/1/2011Listing removed$1,185,000$277/sqft
        Source: The Premier Property Group, LLC #538608 Report a problem
        5/29/2010Listed for sale$1,185,000-8.5%$277/sqft
        Source: The Premier Property Group, LLC #538608 Report a problem
        11/19/2009Listing removed$1,295,000$303/sqft
        Source: BEACH PROPERTIES OF FLORIDA LLC #516948 Report a problem
        5/27/2009Listed for sale$1,295,000+27.3%$303/sqft
        Source: Beach Properties of Florida #516948 Report a problem
        4/28/2006Sold$1,017,500+90.2%$238/sqft
        Source: Public Record Report a problem
        8/26/2002Sold$535,000+39%$125/sqft
        Source: Public Record Report a problem
        10/31/2001Sold$385,000$90/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$15,487 +5.2%$1,695,512 +4.6%
        2023$14,722 +7%$1,620,248 +9.1%
        2022$13,757 +43.5%$1,484,465 +51.3%
        2021$9,588 +7.7%$980,955 +10%
        2020$8,902 +7.2%$891,777 +2.1%
        2019$8,304 $873,566 +40.7%
        2018$8,304 +42.7%$620,990 +2.1%
        2017$5,820 +2.8%$608,217 +2.1%
        2016$5,660 +1.2%$595,707 +0.7%
        2015$5,590 -0.9%$591,566 +0.8%
        2014$5,639 $586,871 +1.5%
        2013-- $578,198 +0.3%
        2012-- $576,211 -2%
        2011-- $587,831 -2.5%
        2010-- $603,014 -14.7%
        2009-- $706,764 -11.2%
        2008-- $795,755 -3.9%
        2007-- $828,255 +10.5%
        2005-- $749,779 +33.6%
        2004-- $561,275 +11.4%
        2003-- $503,954 +9.9%
        2002-- $458,514 -0.2%
        2001-- $459,400

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $19,153/mo
        Principal & interest
        $16182
        Property taxes
        $2554
        HOA Fees
        $417
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          Climate risks

          Neighborhood: 32459

          Getting around

          42 / 100
          Car-Dependent
          55 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Van R Butler
          • Middle: Emerald Coast
          • High: South Walton

          Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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