Back on the market no fault of the seller or the property. A boaters dream with breath-taking lagoon views. Experience the pinnacle of waterfront living in this fantastic and breathtaking Bay Point home. Offering stunning, unobstructed North Lagoon views, this property is a true boaters dream. It features rare Deepwater access, a heavy- duty bout lift, and a separate jet ski lift, ensuring your on the water in moments. Step inside this spacious 4-bedroom, 6.5 bathroom residence, where luxury and comfort blend seamlessly. the home is designed for both grand entertaining and private relaxation. Expansive, large patios provide the perfect setting to soak in the serene water views or host unforgettable gatherings. Cool off in the beautiful pool that serves as the center of your private outdoor oasis. You truly will not find anything nicer. This is a rare opportunity to own one of Bay Points most desirable properties.
For sale
$3,250,000
4506 Bay Point Rd, Panama City Beach, FL 32408
4beds
5,169sqft
Est.:
Single Family Residence
Built in 1999
0.46 Acres Lot
$2,917,500 Zestimate®
$629/sqft
$-- HOA
What's special
Beautiful poolSeparate jet ski liftBreath-taking lagoon viewsRare deepwater accessSerene water viewsExpansive large patiosPrivate outdoor oasis
- 49 days |
- 1,341 |
- 92 |
Zillow last checked: 8 hours ago
Listing updated: January 06, 2026 at 03:50am
Listed by:
Steven G Altman 850-628-3478,
Anchor Realty Florida
Source: CPAR,MLS#: 781812
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Rooms
- Room types: Breakfast Room/Nook, Bedroom, Dining Room, Family Room, Kitchen, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 21 x 16
Bedroom
- Level: First
- Dimensions: 20 x 13
Breakfast room nook
- Level: First
- Dimensions: 16.6 x 12.6
Dining room
- Level: First
- Dimensions: 13.6 x 15
Family room
- Level: First
- Dimensions: 32.6 x 24
Kitchen
- Level: First
- Dimensions: 14 x 14
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Tankless Water Heater, Warming Drawer
Features
- Central Vacuum, Interior Steps, Instant Hot Water
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 5,169
- Total interior livable area: 5,169 sqft
Property
Parking
- Total spaces: 4
- Parking features: Circular Driveway, Garage, Garage Door Opener, Paved, Gated
- Garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Patio
- Exterior features: Boat Lift, Patio, Outdoor Shower
- Has private pool: Yes
- Pool features: Gas Heat, In Ground, Salt Water, Private
- Fencing: Partial
- Has view: Yes
- View description: Lagoon
- Has water view: Yes
- Water view: Lagoon
- Waterfront features: Lagoon, Seawall
- Frontage length: 85
Lot
- Size: 0.46 Acres
- Dimensions: 40.75 x 110.17 x 161.24 x 85.00 x 173.37
- Features: Sprinkler System, Paved
Details
- Parcel number: 30933967000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, Natural Gas Available
Community & HOA
Community
- Features: Boat Facilities, Fishing, Golf, Marina, Gated, Short Term Rental Allowed
- Security: Security System Owned, Closed Circuit Camera(s), Gated with Guard, Gated Community, 24 Hour Security, Security Guard, Security System, Fire Alarm, Security Gate, Smoke Detector(s), Security Service
- Subdivision: Bay Point Unit 1
HOA
- Has HOA: Yes
- Amenities included: Marina, Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $629/sqft
- Tax assessed value: $2,005,875
- Annual tax amount: $24,690
- Date on market: 12/17/2025
- Cumulative days on market: 29 days
- Electric utility on property: Yes
Estimated market value
$2,917,500
$2.77M - $3.06M
$3,966/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/17/2025 | Listed for sale | $3,250,000$629/sqft |
Source:  CPAR #781812 Report a problem | ||
| 11/24/2025 | Pending sale | $3,250,000$629/sqft |
Source: CPAR #781812 Report a problem | ||
| 11/18/2025 | Listed for sale | $3,250,000$629/sqft |
Source: CPAR #781812 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $24,690 +2.9% | $2,005,875 +4.7% |
| 2023 | $23,991 +15.6% | $1,915,648 +7% |
| 2022 | $20,754 | $1,790,931 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$20,587/mo
Principal & interest
$16009
Property taxes
$3440
Home insurance
$1138
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 2.5 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 8.3 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 6.4 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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