St Teresa Florida, Exclusive Waterfront / Beachfront Estate. A private gated community with a 500’ dock; located right on the sandy shore of the Gulf waters. Experience spectacular Sunrises & Sunsets. The exceptional amenities, waterfront location, outstanding views and nearby conveniences makes this Estate the epitome of Luxury Coastal Living! Gourmet Chef's kitchen w/ granite counters; top of the line Wolf, Bosch & SubZero appliances. 10' ceilings & custom trim work. Beautifully appointed and meticulously maintained. Outdoor living/entertaining space galore: including multilevel decks, open porches, a relaxing screened porch w/ comfortable seating plus the entire ground level outdoor entertaining space. Walk down the boardwalk to the white, soft sandy beach of St Teresa. Walk the pristine, peaceful shore without any crowds. Enjoy the coastal breeze while watching dolphins play in the surf, Bald Eagles fly high and the daily show of Pelicans & other shorebirds. If activity is what you seek; the dock provides an excellent fishing spot known to hold Redfish, Trout & Flounder or Enjoy the direct access to offshore fishing for Grouper, Snapper, Hogfish & Cobia. Adventure out for a Paddle board/kayak ride to the tip of Alligator Point Preserve. Other local amenities nearby are Golf, Tennis, Pickelball, Swimming pools, restaurant/bar at St James Bay resort.
For sale
$1,895,000
4522 Saint Teresa Ave, Panacea, FL 32346
4beds
3,376sqft
Est.:
Single Family Residence
Built in 1999
0.55 Acres Lot
$1,706,400 Zestimate®
$561/sqft
$42/mo HOA
What's special
- 200 days |
- 613 |
- 24 |
Zillow last checked: 8 hours ago
Listing updated: October 20, 2025 at 06:53am
Listed by:
Debbie Brett 850-210-8036,
Keller Williams Town & Country
Source: TBR,MLS#: 386430
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Other, Screened Porch, Utility Room
Primary bedroom
- Dimensions: 31x25
Bedroom 2
- Dimensions: 15x17
Bedroom 3
- Dimensions: 12x15
Bedroom 4
- Dimensions: 11x12
Dining room
- Dimensions: 12x13
Family room
- Dimensions: -
Kitchen
- Dimensions: 15x15
Living room
- Dimensions: 31x30
Other
- Dimensions: 18x11
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Electric, Heat Pump
Appliances
- Included: Cooktop, Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Refrigerator
Features
- High Ceilings, Walk-In Closet(s)
- Flooring: Carpet, Plank, Tile, Vinyl
- Has fireplace: No
Interior area
- Total structure area: 3,376
- Total interior livable area: 3,376 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Carport, Two Spaces
- Carport spaces: 2
Features
- Stories: 2
- Patio & porch: Deck, Porch, Screened
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Lot
- Size: 0.55 Acres
Details
- Parcel number: 120372806S02W000000110010
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story,Traditional
- Property subtype: Single Family Residence
Materials
- Fiber Cement
Condition
- Year built: 1999
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
Community
- Features: Gated
- Security: Gated Community
- Subdivision: The Landings at St Teresa
HOA
- Has HOA: Yes
- HOA fee: $500 annually
Location
- Region: Panacea
Financial & listing details
- Price per square foot: $561/sqft
- Date on market: 5/24/2025
- Cumulative days on market: 200 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Unimproved
Estimated market value
$1,706,400
$1.35M - $2.18M
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 5/24/2025 | Listed for sale | $1,895,000$561/sqft |
Source:  TBR #386430 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$11,884/mo
Principal & interest
$9489
Property taxes
$1690
Other costs
$705
Climate risks
Neighborhood: 32346
Nearby schools
GreatSchools rating
- 2/10Franklin County Schools Pk-12Grades: PK-12Distance: 25.3 mi
- NAFranklin Virtual Instruction ProgramGrades: K-12Distance: 29.2 mi
Schools provided by the listing agent
- Middle: Franklin County Middle School
- High: Franklin County High School
Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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