BACK ON MARKET DUE TO FINANCING! NO HOA! ASSUMABLE MORTGAGE AT 3.1% INTEREST! HUGE POTENTIAL SAVINGS OVER CURRENT INTEREST RATES! This renovated 4-bedroom, 2-bathroom canal-front home in the Three Lakes Subdivision is ready for you to call it home! The house features wood laminate flooring throughout the main living areas and bedrooms, newer paint on both the interior and exterior (2020), updated ceiling fans throughout, and beautifully renovated bathrooms. The updated kitchen boasts stainless steel appliances, updated Formica countertops, and a picturesque view of the front garden from the window above the sink. Enjoy the natural Florida sunshine with numerous windows, especially in the large family room/library with built-in shelves. The spacious backyard is perfect for entertaining, featuring a large fenced-in area with ample room for a pool or a large birdcage. The home backs up to a canal leading to a nearby lake, offering you the best of Florida's natural beauty. The front of the home has a screened-in porch, while the side features a vinyl-enclosed lanai, perfect for soaking up the sun. For your convenience a brand new roof was installed in late 2024, HVAC 2020. This is your chance to own a little slice of paradise!
Sold for $275,000
$275,000
37102 Oak Ln, Umatilla, FL 32784
4beds
2,025sqft
Single Family Residence
Built in 1963
8,800 Square Feet Lot
$-- Zestimate®
$136/sqft
$2,011 Estimated rent
Home value
Not available
Estimated sales range
Not available
$2,011/mo
Zestimate® history
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$1,802/mo
Est. payment
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Est. payment
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List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: March 13, 2026 at 11:20am
Listing Provided by:
Chris Day 352-988-7777,
WORTH CLARK REALTY 352-988-7777
Bought with:
Lindsay Watson, 3431056
CHARLES RUTENBERG REALTY INC
Source: Stellar MLS,MLS#: G5084195
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 182 Square Feet
- Dimensions: 14x13
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 120 Square Feet
- Dimensions: 12x10
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 99 Square Feet
- Dimensions: 11x9
Bedroom 4
- Features: No Closet
- Level: First
Family room
- Features: No Closet
- Level: First
- Area: 420 Square Feet
- Dimensions: 15x28
Kitchen
- Features: No Closet
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Living room
- Features: No Closet
- Level: First
- Area: 210 Square Feet
- Dimensions: 14x15
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Range, Refrigerator
- Laundry: Inside
Features
- Built-in Features, Primary Bedroom Main Floor, Thermostat
- Flooring: Ceramic Tile, Laminate
- Has fireplace: No
Interior area
- Total structure area: 2,814
- Total interior livable area: 2,025 sqft
Property
Parking
- Total spaces: 1
- Parking features: Carport
- Carport spaces: 1
Features
- Levels: One
- Stories: 1
- Exterior features: Private Mailbox
- Fencing: Fenced,Wood
- Has view: Yes
- View description: Trees/Woods, Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal - Freshwater, Freshwater Canal Access
- Frontage length: Canal: 5
Lot
- Size: 8,800 sqft
- Dimensions: 80 x 110
- Features: Drainage Canal
Details
- Additional structures: Storage
- Parcel number: 251826030000006100
- Zoning: R-6
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1963
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Phone Available, Water Connected
Community & neighborhood
Location
- Region: Umatilla
- Subdivision: THREE LAKES SUB
HOA & financial
HOA
- Has HOA: No
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 3/13/2026 | Sold | $275,000+1.9%$136/sqft |
Source:  Stellar MLS #G5084195 Report a problem | ||
| 2/4/2026 | Pending sale | $269,900$133/sqft |
Source: Stellar MLS #G5084195 Report a problem | ||
| 1/26/2026 | Price change | $269,900-1.8%$133/sqft |
Source: Stellar MLS #G5084195 Report a problem | ||
| 1/19/2026 | Price change | $274,900-1.8%$136/sqft |
Source: Stellar MLS #G5084195 Report a problem | ||
| 1/6/2026 | Price change | $279,900-5.1%$138/sqft |
Source: Stellar MLS #G5084195 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,265 -5.8% | $258,954 +8.1% |
| 2024 | $4,527 +28.7% | $239,520 +10% |
| 2023 | $3,519 +6.8% | $217,750 +10% |
Find assessor info on the county website
Neighborhood: 32784
Nearby schools
GreatSchools rating
- 6/10Umatilla Elementary SchoolGrades: PK-5Distance: 3.4 mi
- 4/10Umatilla Middle SchoolGrades: 6-8Distance: 2.9 mi
- 2/10Umatilla High SchoolGrades: 9-12Distance: 2.9 mi
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- Florida
- Lake County
- Umatilla
- 32784
- 37102 Oak Ln