Skip main navigation
Pending
  • $1,265,000

    455 Horseshoe Loop Rd, Terra Ceia, FL 34250

    4beds
    3,298sqft
    : 
    Single Family Residence
    Built in 1995
    5.04 Acres Lot
    $1,239,100 Zestimate®
    $384/sqft
    $-- HOA

    What's special

    Secured gated entryCenter islandDeep boat bayPrivate well with irrigationCasual dining nookFourth bedroom or officeTrex decking
    Under contract-accepting backup offers. Tucked away on one of Terra Ceia’s most unique and sought-after streets, this exceptional Horseshoe Loop estate captures what Old Florida living was always meant to be. Set on 5 private acres of mangrove forest and natural landscape, the property delivers complete seclusion while offering rare western-facing sunset views and sweeping 360-degree vistas of trees, sky, and water. Behind a secured gated entry, a winding paver drive leads to a custom-built, three-level residence designed to endure the elements while embracing the outdoors. Built with intention and strength, the home features a 5V 50-year standing seam metal roof, Hardie board concrete siding, Trex decking, and custom wood-framed windows with metal accordion storm panels for the expansive glass openings. Inside, a dramatic two-story foyer sets the tone. The main living level offers three bedrooms, including a primary suite, along with a grand kitchen anchored by a commercial-grade refrigerator, center island, and casual dining nook. Formal living and dining spaces open seamlessly to a 50-foot covered porch with rich wood ceiling accents—an ideal setting to take in coastal breezes and nightly sunsets. Upstairs, a massive loft provides flexible living space, complemented by a full bath, fourth bedroom or office, and a skydeck showcasing panoramic views that stretch from the Sunshine Skyway Bridge to Tropicana Field, Bradenton, and Anna Maria Island. The ground level is built for lifestyle and function. A six-plus car garage with soaring ceilings offers room for lifts, along with a deep boat bay, workshop, RV/camper storage, and ample space for a home gym, golf simulator, or serious gear storage. Outdoors, an oversized saltwater pool with expansive decking creates a true entertaining retreat. Additional features include an electric dumbwaiter, a 1,000 lb aluminum exterior lift for guests or furnishings, and a private well with irrigation. With no deed restrictions and a strong sense of community through the Terra Ceia Village, this property offers both freedom and connection. This is a place where preservation matters, history is valued, and the pace of life slows just enough to enjoy it. Escape the traffic. Escape the noise. Five acres of Old Florida privacy, sunsets, and possibility—bring the fishing poles, the hammock, and yes, even the chickens.
    28 days
    |
    2,408
    |
    223
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Jordan Chancey, PA 941-545-8816,

    MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC 941-737-1500,

    Sarah Whisnant 941-238-8624,

    MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC

    Source: Stellar MLS,MLS#: A4688242MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Breakfast Room Separate, Den/Library/Office, Family Room, Dining Room, Utility Room, Loft, Storage Rooms
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 352 Square Feet
      • Dimensions: 22x16
      Bedroom 2
      • Features: Built-in Closet
      • Level: Second
      • Area: 204 Square Feet
      • Dimensions: 12x17
      Bedroom 3
      • Features: Built-in Closet
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Bedroom 4
      • Features: No Closet
      • Level: Third
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Balcony porch lanai
      • Level: Third
      • Area: 220 Square Feet
      • Dimensions: 20x11
      Balcony porch lanai
      • Level: Second
      • Area: 594 Square Feet
      • Dimensions: 54x11
      Dinette
      • Level: Second
      • Area: 169 Square Feet
      • Dimensions: 13x13
      Dining room
      • Level: Second
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Foyer
      • Level: Second
      • Area: 88 Square Feet
      • Dimensions: 11x8
      Kitchen
      • Level: Second
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Living room
      • Level: Second
      • Area: 304 Square Feet
      • Dimensions: 19x16
      Loft
      • Features: Built-in Closet
      • Level: Third
      • Area: 726 Square Feet
      • Dimensions: 33x22
      Utility room
      • Level: Second
      • Area: 66 Square Feet
      • Dimensions: 11x6
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Tile, Hardwood
      • Doors: Sliding Doors
      • Windows: Blinds, Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 7,374
      • Total interior livable area: 3,298 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 9
      • Parking features: Boat, Circular Driveway, Covered, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Open, Oversized, Parking Pad, Split Garage, Tandem, Under Building, Workshop in Garage
      • Attached garage spaces: 6
      • Carport spaces: 3
      • Covered spaces: 9
      • Has uncovered spaces: Yes
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Covered, Deck, Patio, Porch, Rear Porch
      • Exterior features: Garden, Irrigation System, Lighting, Private Entrance, Storage
      • Has private pool: Yes
      • Pool features: Auto Cleaner, Child Safety Fence, Deck, Gunite, In Ground, Salt Water
      • Has view: Yes
      • View description: City, Garden, Park/Greenbelt, Trees/Woods, Water, Bay/Harbor - Partial, Gulf/Ocean - Partial, Intracoastal Waterway, Lagoon
      • Has water view: Yes
      • Water view: Water,Bay/Harbor - Partial,Gulf/Ocean - Partial,Intracoastal Waterway,Lagoon
      • Waterfront features: Waterfront, Bay/Harbor, Intracoastal Waterway, Bay/Harbor Access, Limited Access
      • Body of water: TERRA CEIA BAY
      Lot
      • Size: 5.04 Acres
      • Features: Cleared, Conservation Area, Flood Insurance Required, FloodZone, In County, Landscaped
      • Residential vegetation: Fruit Trees, Mature Landscaping, Oak Trees, Trees/Landscaped, Wooded
      Details
      • Parcel number: 2181525201
      • Zoning: RSF1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal,Custom,Florida
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, Concrete, Stucco
      • Foundation: Block, Slab
      • Roof: Metal
      Condition
      • Fixer
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public, Well
      • Utilities for property: Cable Connected, Electricity Connected, Phone Available, Sprinkler Well, Water Connected

      Community & HOA

      Community
      • Features: Community Boat Ramp, Fishing, Intracoastal Waterway, Private Boat Ramp, Water Access, Waterfront
      • Pet fee: $0 monthly
      • Subdivision: TERRA CEIA ISLAND
      HOA
      • Has HOA: No
      Location
      • Region: Terra Ceia

      Financial & listing details

      • Price per square foot: $384/sqft
      • Tax assessed value: $1,143,091
      • Annual tax amount: $8,948
      • Date on market: 4/3/2026
      • Cumulative days on market: 29 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt
      Get pre-qualifiedBe ready to make an offer.
      Connect with an agentGet info on this home, tour, and more.
      Calculate monthly paymentSee if you can afford this home.

        Estimated market value

        $1,239,100

        $1.18M - $1.30M

        $5,318/mo

        Price history

        DateEventPrice
        4/14/2026Pending sale$1,265,000$384/sqft
        Source: Stellar MLS #A4688242 Report a problem
        4/3/2026Listed for sale$1,265,000$384/sqft
        Source: Stellar MLS #A4688242 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,411 +0.9%$644,369 +3%
        2023$8,336 +2.4%$625,601 +3%
        2022$8,139 -0.6%$607,380 +3%
        2021$8,185 +0.9%$589,689 +1.4%
        2020$8,112 +1.3%$581,547 +2.3%
        2019$8,007 $568,472 +1.9%
        2018$8,007 +0.7%$557,872 +2.1%
        2017$7,954 +6%$546,398 +2.1%
        2016$7,504 $535,160 +0.7%
        2015$7,504 $531,440 +0.8%
        2014$7,504 +3.4%$527,222 +13%
        2013$7,259 +725783%$466,618 +5.7%
        2012$1 $441,635 -11.4%
        2011$1 $498,434 -9.6%
        2010-- $551,434 -15.2%
        2009$10,081 -11.5%$650,067 -18.5%
        2008$11,392 -25.2%$797,918 -19.6%
        2007$15,232 -4.9%$992,827 +2.8%
        2006$16,023 +3.5%$966,119 +6.8%
        2005$15,488 +135.4%$904,475 +124%
        2004$6,580 +0.2%$403,696 +1.9%
        2003$6,565 +7.5%$396,169 +7.4%
        2002$6,108 +3.2%$368,720 +1.6%
        2001$5,918 +1.2%$362,913 +3%
        2000$5,851 $352,343

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $7,877/mo
        Principal & interest
        $6327
        Property taxes
        $1550
        More affordability tools

          Climate risks

          Neighborhood: 34250

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          A local agent can set up tours, give advice and negotiate with sellers.

          Browse local experts

          Similar homes

          Skip to the end of the carouselSkip to the beginning of the carousel