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Pending
  • Price cut: $50K (2/7)
    $1,095,000

    4553 Grand Key Loop, Destin, FL 32541

    5beds
    2,891sqft
    : 
    Single Family Residence
    Built in 2013
    1,306.8 Square Feet Lot
    $-- Zestimate®
    $379/sqft
    $-- HOA

    What's special

    Modern fixturesHot tubOpen-concept layoutOutdoor grilling areaTiki barGame room with foosballBrand-new kitchen cabinetry
    Coastal Luxury Meets Effortless Living in Crystal Beach. Wake up to salty breezes, sun-filled spaces, and the feeling that you've truly arrived. This beautifully renovated in 2025 beach retreat, featuring over $100,000 in upgrades, delivers the coastal lifestyle buyers are searching for polished, peaceful, and designed for unforgettable moments. Located in the gated Villages of Crystal Beach, this home offers rare peace of mind with an X flood zone designation and outside the COBRA zone, helping keep insurance costs lower while staying just minutes from the Gulf. It's a combination that's increasingly hard to find this close to the beach. Step inside and feel the difference immediately. Soaring 9-foot ceilings, 8-foot doors, and oversized 8-inch baseboards create an airy, upscale atmosphere, while the open-concept layout invites both connection and relaxation. Whether you're hosting family and friends or enjoying a quiet coastal morning, the space flows effortlessly. The home has been thoughtfully refreshed from top to bottom with: Brand-new kitchen cabinetry and modern fixtures, Luxury vinyl plank flooring throughout, Fresh interior and exterior paint, New tile on all balconies, Two new HVAC systems for year-round comfort and High-end mattresses and designer furnishings in every room. Every detail was selected to elevate comfort, style, and functionality. The private primary suite feels like a personal retreat, a calming escape after a day at the beach. With two spacious living areas, there's room for everyone to unwind. Enjoy movie nights with flat-screen TVs in every bedroom, friendly competition in the game room with foosball, or set the mood with your favorite playlist through the home's music tower. Covered porches on both the second and third floors capture the coastal breeze and create ideal spaces for morning coffee or sunset cocktails. Outside, the lifestyle truly comes alive. The community's 35,000-square-foot lagoon pool features waterfalls and zero-entry access, creating a true resort-style experience. Relax at the tiki bar, unwind in the hot tub, or gather with friends at the outdoor grilling area. And when it's time for the beach, a complimentary shuttle takes you just 900 yards to Crystal Beach, no parking hassles required. Whether you're searching for a full-time residence, a luxury vacation home, or a strong income-producing investment, this property delivers the perfect balance of elegance, comfort, and coastal charm. This isn't just a home, it's the lifestyle you've been waiting for. Come experience it in person and fall in love. Roof and HWH 2013
    266 days
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    82
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    4
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    Zillow last checked: 7 hours ago

    Listing updated: March 14, 2026 at 08:46am

    Listed by:

    The Schultz Team 850-461-3717,

    EXP Realty LLC,

    Louann Schultz 850-461-3717,

    EXP Realty LLC

    Source: ECAOR,MLS#: 981270MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: Second
      • Area: 234 Square Feet
      • Dimensions: 18 x 13
      Bedroom
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Bedroom
      • Level: Second
      • Area: 165 Square Feet
      • Dimensions: 15 x 11
      Bedroom
      • Level: Third
      • Area: 154 Square Feet
      • Dimensions: 14 x 11
      Bedroom
      • Level: Third
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Primary bathroom
      • Level: Second
      • Area: 108 Square Feet
      • Dimensions: 12 x 9
      Bathroom
      • Level: First
      • Area: 81 Square Feet
      • Dimensions: 9 x 9
      Bathroom
      • Level: Second
      • Area: 50 Square Feet
      • Dimensions: 10 x 5
      Bathroom
      • Level: Third
      • Area: 64 Square Feet
      • Dimensions: 8 x 8
      Other
      • Level: Second
      • Area: 85 Square Feet
      • Dimensions: 17 x 5
      Dining room
      • Level: First
      • Area: 108 Square Feet
      • Dimensions: 12 x 9
      Kitchen
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Laundry
      • Level: First
      • Area: 36 Square Feet
      • Dimensions: 6 x 6
      Living room
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 18 x 16
      Media room
      • Level: Third
      • Area: 299 Square Feet
      • Dimensions: 23 x 13
      Heating
      • Central
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Crown Molding, Newly Painted, Owner's Closet, Pantry
      • Flooring: Tile, Vinyl
      • Windows: Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,891
      • Total interior livable area: 2,891 sqft
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      Features
      • Stories: 3
      • Patio & porch: Covered
      Lot
      • Size: 1,306.8 Square Feet
      • Dimensions: 25 x 46
      • Features: Covenants, Interior Lot, Level, Restrictions
      Details
      • Parcel number: 002S22112500001180
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida Cottage
      • Property subtype: Single Family Residence
      Materials
      • Siding CmntFbrHrdBrd
      • Roof: Metal
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 2013

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Gated, Pavillion/Gazebo, Picnic Area, Pool, TV Cable, Short Term Rental - Allowed
      • Security: Smoke Detector(s)
      • Subdivision: VILLAGES OF CRYSTAL BEACH
      HOA
      • Services included: Maintenance Grounds, Legal, Management, Recreational Faclty, Maintenance Structure, Security, Trash
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $379/sqft
      • Tax assessed value: $1,098,581
      • Annual tax amount: $10,656
      • Date on market: 7/18/2025
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/14/2026Pending sale$1,095,000$379/sqft
        Source: ECAOR #981270 Report a problem
        2/7/2026Price change$1,095,000-4.4%$379/sqft
        Source: ECAOR #981270 Report a problem
        8/31/2025Price change$1,145,000-2.1%$396/sqft
        Source: ECAOR #981270 Report a problem
        7/18/2025Listed for sale$1,169,000+137.4%$404/sqft
        Source: ECAOR #981270 Report a problem
        6/11/2013Sold$492,500$170/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$10,656 +5.2%$733,924 -30.8%
        2023$10,127 +16%$1,060,968 +23.1%
        2022$8,733 +26.3%$861,775 +53.1%
        2021$6,915 +10.3%$562,820 +12.3%
        2020$6,272 +0.1%$501,280 +1.5%
        2019$6,265 +2%$493,932 +3.3%
        2018$6,142 $478,323 +5%
        2017$6,142 +3.2%$455,394 +2.3%
        2016$5,952 +2.9%$445,198 +1.8%
        2015$5,783 -0.2%$437,190 -2.8%
        2014$5,792 $449,658 +462.1%
        2013-- $80,000 +38.6%
        2012-- $57,713 -5%
        2011-- $60,750 -10%
        2010-- $67,500 -25%
        2009-- $90,000 -10%
        2008-- $100,000 -70.6%
        2007-- $340,000 +13.3%
        2006-- $300,000

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $6,627/mo
        Principal & interest
        $5505
        Property taxes
        $1122
        More affordability tools

          Climate risks

          Neighborhood: 32541

          Getting around

          55 / 100
          Somewhat Walkable
          60 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Destin
          • Middle: Destin
          • High: Destin

          Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Local experts in 32541

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