Coastal Luxury Meets Effortless Living in Crystal Beach. Wake up to salty breezes, sun-filled spaces, and the feeling that you've truly arrived. This beautifully renovated in 2025 beach retreat, featuring over $100,000 in upgrades, delivers the coastal lifestyle buyers are searching for polished, peaceful, and designed for unforgettable moments. Located in the gated Villages of Crystal Beach, this home offers rare peace of mind with an X flood zone designation and outside the COBRA zone, helping keep insurance costs lower while staying just minutes from the Gulf. It's a combination that's increasingly hard to find this close to the beach.
Step inside and feel the difference immediately. Soaring 9-foot ceilings, 8-foot doors, and oversized 8-inch baseboards create an airy, upscale atmosphere, while the open-concept layout invites both connection and relaxation. Whether you're hosting family and friends or enjoying a quiet coastal morning, the space flows effortlessly.
The home has been thoughtfully refreshed from top to bottom with:
Brand-new kitchen cabinetry and modern fixtures, Luxury vinyl plank flooring throughout, Fresh interior and exterior paint, New tile on all balconies, Two new HVAC systems for year-round comfort and High-end mattresses and designer furnishings in every room. Every detail was selected to elevate comfort, style, and functionality. The private primary suite feels like a personal retreat, a calming escape after a day at the beach. With two spacious living areas, there's room for everyone to unwind. Enjoy movie nights with flat-screen TVs in every bedroom, friendly competition in the game room with foosball, or set the mood with your favorite playlist through the home's music tower. Covered porches on both the second and third floors capture the coastal breeze and create ideal spaces for morning coffee or sunset cocktails. Outside, the lifestyle truly comes alive. The community's 35,000-square-foot lagoon pool features waterfalls and zero-entry access, creating a true resort-style experience. Relax at the tiki bar, unwind in the hot tub, or gather with friends at the outdoor grilling area. And when it's time for the beach, a complimentary shuttle takes you just 900 yards to Crystal Beach, no parking hassles required. Whether you're searching for a full-time residence, a luxury vacation home, or a strong income-producing investment, this property delivers the perfect balance of elegance, comfort, and coastal charm. This isn't just a home, it's the lifestyle you've been waiting for. Come experience it in person and fall in love. Roof and HWH 2013
For sale
Price cut: $50K (2/7)
$1,095,000
4553 Grand Key Loop, Destin, FL 32541
5beds
2,891sqft
Est.:
Single Family Residence
Built in 2013
1,306.8 Square Feet Lot
$-- Zestimate®
$379/sqft
$553/mo HOA
What's special
Modern fixturesHot tubOpen-concept layoutOutdoor grilling areaTiki barGame room with foosballBrand-new kitchen cabinetry
- 219 days |
- 1,013 |
- 28 |
Zillow last checked: 8 hours ago
Listing updated: February 07, 2026 at 12:29pm
Listed by:
The Schultz Team 850-461-3717,
EXP Realty LLC,
Louann Schultz 850-461-3717,
EXP Realty LLC
Source: ECAOR,MLS#: 981270
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Level: Second
- Area: 234 Square Feet
- Dimensions: 18 x 13
Bedroom
- Level: First
- Area: 168 Square Feet
- Dimensions: 14 x 12
Bedroom
- Level: Second
- Area: 165 Square Feet
- Dimensions: 15 x 11
Bedroom
- Level: Third
- Area: 154 Square Feet
- Dimensions: 14 x 11
Bedroom
- Level: Third
- Area: 100 Square Feet
- Dimensions: 10 x 10
Primary bathroom
- Level: Second
- Area: 108 Square Feet
- Dimensions: 12 x 9
Bathroom
- Level: First
- Area: 81 Square Feet
- Dimensions: 9 x 9
Bathroom
- Level: Second
- Area: 50 Square Feet
- Dimensions: 10 x 5
Bathroom
- Level: Third
- Area: 64 Square Feet
- Dimensions: 8 x 8
Other
- Level: Second
- Area: 85 Square Feet
- Dimensions: 17 x 5
Dining room
- Level: First
- Area: 108 Square Feet
- Dimensions: 12 x 9
Kitchen
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Laundry
- Level: First
- Area: 36 Square Feet
- Dimensions: 6 x 6
Living room
- Level: First
- Area: 288 Square Feet
- Dimensions: 18 x 16
Media room
- Level: Third
- Area: 299 Square Feet
- Dimensions: 23 x 13
Heating
- Central
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Crown Molding, Newly Painted, Owner's Closet, Pantry
- Flooring: Tile, Vinyl
- Windows: Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,891
- Total interior livable area: 2,891 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Features
- Stories: 3
- Patio & porch: Covered
Lot
- Size: 1,306.8 Square Feet
- Dimensions: 25 x 46
- Features: Covenants, Interior Lot, Level, Restrictions
Details
- Parcel number: 002S22112500001180
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 2013
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Gated, Pavillion/Gazebo, Picnic Area, Pool, TV Cable, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: VILLAGES OF CRYSTAL BEACH
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Legal, Management, Recreational Faclty, Maintenance Structure, Security, Trash
- HOA fee: $1,660 quarterly
Location
- Region: Destin
Financial & listing details
- Price per square foot: $379/sqft
- Tax assessed value: $1,098,581
- Annual tax amount: $10,656
- Date on market: 7/18/2025
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/7/2026 | Price change | $1,095,000-4.4%$379/sqft |
Source: | ||
| 8/31/2025 | Price change | $1,145,000-2.1%$396/sqft |
Source: | ||
| 7/18/2025 | Listed for sale | $1,169,000+137.4%$404/sqft |
Source: | ||
| 6/11/2013 | Sold | $492,500$170/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,656 +5.2% | $733,924 -30.8% |
| 2023 | $10,127 +16% | $1,060,968 +23.1% |
| 2022 | $8,733 +26.3% | $861,775 +53.1% |
| 2021 | $6,915 +10.3% | $562,820 +12.3% |
| 2020 | $6,272 +0.1% | $501,280 +1.5% |
| 2019 | $6,265 +2% | $493,932 +3.3% |
| 2018 | $6,142 | $478,323 +5% |
| 2017 | $6,142 +3.2% | $455,394 +2.3% |
| 2016 | $5,952 +2.9% | $445,198 +1.8% |
| 2015 | $5,783 -0.2% | $437,190 -2.8% |
| 2014 | $5,792 | $449,658 +462.1% |
| 2013 | -- | $80,000 +38.6% |
| 2012 | -- | $57,713 -5% |
| 2011 | -- | $60,750 -10% |
| 2010 | -- | $67,500 -25% |
| 2009 | -- | $90,000 -10% |
| 2008 | -- | $100,000 -70.6% |
| 2007 | -- | $340,000 +13.3% |
| 2006 | -- | $300,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,753/mo
Principal & interest
$5351
Property taxes
$849
HOA Fees
$553
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 8.3 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 17 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 12.9 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.











