Experience the Essence of Coastal Luxury in Crystal Beach! Welcome to your slice of paradise, a stunning, renovated 2025 beach retreat with over $100,000 in upgrades that redefine modern coastal living. Step inside and feel the difference as this home radiates warmth, sophistication, and the easy charm of life by the sea.Perfectly situated in the gated Villages of Crystal Beach, this gem sits in an 'X' flood zone and outside the COBRA zone, offering peace of mind and lower insurance costs, a rare find so close to the Gulf. From the moment you walk through the door, you are greeted by soaring nine-foot ceilings, elegant eight-foot doors, and detailed eight-inch baseboards that set the tone for luxury. The bright, open floor plan invites connection, ideal for both lively gatherings and quiet coastal mornings. This home boasts brand-new kitchen cabinetry and modern fixtures, fresh interior and exterior paint, luxury vinyl plank flooring throughout, new tile on balconies, two new HVAC systems for comfort year-round, and high-end mattresses and designer furnishings in every room. The private master suite is your sanctuary, a place to unwind after a day in the sun. Two spacious living areas ensure everyone has room to relax, while the covered porches on the second and third floors capture the soothing coastal breeze. Enjoy movie nights on flat-screen TVs in every bedroom, play foosball in the game room, or stream your favorite playlist through the home's music tower. Every detail is designed for comfort, connection, and joy. Step outside to discover resort-style living at its best. The 35,000 square foot lagoon pool features waterfalls and zero entry. The tiki bar, hot tub, and outdoor grilling area provide perfect spots for entertaining. A complimentary shuttle to Crystal Beach is just 900 yards away. Whether you are searching for your forever home, a vacation getaway, or an income-producing investment, this home offers the perfect balance of elegance, comfort, and coastal charm. Come see it in person and fall in love with the lifestyle you have been dreaming of. Roof and HWH 2013
For sale
$1,145,000
4553 Grand Key Loop, Destin, FL 32541
5beds
2,891sqft
Est.:
Single Family Residence
Built in 2013
1,306.8 Square Feet Lot
$-- Zestimate®
$396/sqft
$553/mo HOA
What's special
Hot tubCovered porchesPrivate master suiteSoaring nine-foot ceilingsBright open floor planOutdoor grilling areaElegant eight-foot doors
- 174 days |
- 139 |
- 5 |
Zillow last checked: 8 hours ago
Listing updated: November 25, 2025 at 02:28pm
Listed by:
The Schultz Team 850-461-3717,
EXP Realty LLC,
Louann Schultz 850-461-3717,
EXP Realty LLC
Source: ECAOR,MLS#: 981270
Originating MLS: Emerald Coast
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Features: MBed Balcony
- Level: Second
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- AC - 2 or More
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Electric Range, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup, Laundry Room
Features
- Breakfast Bar, Crown Molding, Newly Painted, Owner's Closet, Pantry, Renovated, Bedroom, Dining Room, Full Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom, Media Room
- Flooring: Tile, Vinyl
- Windows: Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,891
- Total interior livable area: 2,891 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Open
- Has uncovered spaces: Yes
Features
- Stories: 3
- Patio & porch: Patio Covered, Covered Porch
- Exterior features: BBQ Pit/Grill
- Pool features: Community
- Waterfront features: Beach
Lot
- Size: 1,306.8 Square Feet
- Dimensions: 25 x 46
- Features: Covenants, Interior Lot, Level, Restrictions
Details
- Additional structures: Pavillion/Gazebo
- Parcel number: 002S22112500001180
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete
- Year built: 2013
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Cable Connected
Community & HOA
Community
- Features: Gated, Picnic Area, Pool, TV Cable
- Security: Smoke Detector(s)
- Subdivision: Villages Of Crystal Beach
HOA
- Has HOA: Yes
- Services included: Accounting, Maintenance Grounds, Legal, Management, Recreational Faclty, Maintenance Structure, Security, Trash
- HOA fee: $1,660 quarterly
Location
- Region: Destin
Financial & listing details
- Price per square foot: $396/sqft
- Tax assessed value: $1,098,581
- Annual tax amount: $10,656
- Date on market: 7/18/2025
- Cumulative days on market: 174 days
- Listing terms: Conventional
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 8/31/2025 | Price change | $1,145,000-2.1%$396/sqft |
Source: | ||
| 7/18/2025 | Listed for sale | $1,169,000+137.4%$404/sqft |
Source: | ||
| 6/11/2013 | Sold | $492,500$170/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,656 +5.2% | $733,924 -30.8% |
| 2023 | $10,127 +16% | $1,060,968 +23.1% |
| 2022 | $8,733 +26.3% | $861,775 +53.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$7,663/mo
Principal & interest
$5535
Property taxes
$1174
Other costs
$954
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 8/10Destin Middle SchoolGrades: 5-8Distance: 0.9 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 13.2 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 4.4 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
- Loading







