INCREDIBLE $30,000 INCENTIVE FOR QUALIFIED BORROWERS! Brand new Meritage home is Move in Ready with a tremendous incentive package for qualified Buyers working with the preferred lender. The Cottonwood is a stylish two-story home featuring an open-concept kitchen with beautiful white cabinets, granite counters and single bowl undermounted sink and great room, plus a versatile loft upstairs. With three bedrooms, 2.5 baths, an upstairs laundry, and a two-bay garage, this 1,786 sq. ft. design offers comfort and flexibility. Garden Level Basement for future customization and storage! The Meritage Home difference includes spray-foam insulation, advanced air filtration for year-round comfort and healthier air, and durable cementitious siding known for its strength, fire-resistance, and long-lasting performance. A Whirlpool appliance package, and full home blinds are also included for move-in convenience. Welcome home where every detail is built for comfort, efficiency, and LIFE . BUILT. BETTER. Lake Bluff in Greeley offers a serene lake, scenic trails, and a neighborhood park for outdoor enjoyment. With natural beauty and thoughtful amenities, this community blends comfort with a connection to nature.
Pending
Price cut: $10 (3/18)
$474,990
612 98th Ave, Greeley, CO 80634
3beds
2,584sqft
Est.:
Single Family Residence
Built in 2025
4,200 Square Feet Lot
$480,700 Zestimate®
$184/sqft
$75/mo HOA
What's special
Two-bay garageGreat roomThree bedroomsGranite countersSingle bowl undermounted sinkWhirlpool appliance packageStylish two-story home
- 84 days |
- 171 |
- 15 |
Zillow last checked: 7 hours ago
Listing updated: March 27, 2026 at 08:21am
Listed by:
Scott Adams 9707766549,
Mountain West Real Estate
Source: IRES as distributed by MLS GRID,MLS#: 1049135
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Description: Carpet
- Features: 3/4 Primary Bath
- Level: Upper
- Area: 196 Square Feet
- Dimensions: 14 x 14
Bedroom 2
- Description: Carpet
- Level: Upper
- Area: 130 Square Feet
- Dimensions: 10 x 13
Bedroom 3
- Description: Carpet
- Level: Upper
- Area: 143 Square Feet
- Dimensions: 13 x 11
Dining room
- Description: Luxury Vinyl
- Level: Main
- Area: 228 Square Feet
- Dimensions: 19 x 12
Great room
- Description: Luxury Vinyl
- Level: Main
- Area: 196 Square Feet
- Dimensions: 14 x 14
Kitchen
- Description: Luxury Vinyl
- Level: Main
- Area: 170 Square Feet
- Dimensions: 17 x 10
Laundry
- Description: Luxury Vinyl
- Level: Upper
- Area: 50 Square Feet
- Dimensions: 5 x 10
Heating
- Forced Air
Cooling
- Attic Fan
Appliances
- Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave
Features
- Eat-in Kitchen, Separate Dining Room, Open Floorplan, Pantry, Walk-In Closet(s), Kitchen Island, Split Bedroom Plan
- Windows: Window Coverings
- Basement: Partial
Interior area
- Total structure area: 2,584
- Total interior livable area: 2,584 sqft
- Finished area above ground: 1,786
- Finished area below ground: 798
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
- Details: Attached
Features
- Levels: Two
- Stories: 2
- Fencing: Partial
Lot
- Size: 4,200 Square Feet
- Features: Paved
Details
- Parcel number: R8983789
- Zoning: RES
- Special conditions: Builder
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Stone, Composition
- Roof: Composition
Condition
- New construction: Yes
- Year built: 2025
Details
- Builder model: Cottonwood
- Builder name: Meritage Homes
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Electricity Available, Cable Available, High Speed Avail
Community & HOA
Community
- Subdivision: Lake Bluff Fg 1
HOA
- Has HOA: Yes
- HOA fee: $75 monthly
- HOA name: Villages at Lake Bluff
- HOA phone: 970-888-7725
Location
- Region: Greeley
Financial & listing details
- Price per square foot: $184/sqft
- Tax assessed value: $11,687
- Annual tax amount: $4,607
- Date on market: 1/8/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$480,700
$457,000 - $505,000
$2,784/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/23/2026 | Pending sale | $474,990$184/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1049135 Report a problem | ||
| 3/18/2026 | Price change | $474,9900%$184/sqft |
Source:  IRES as distributed by MLS GRID #1049135 Report a problem | ||
| 2/25/2026 | Price change | $475,000-0.4%$184/sqft |
Source:  Meritage Homes Report a problem | ||
| 2/19/2026 | Price change | $477,000+0.4%$185/sqft |
Source: Meritage Homes Report a problem | ||
| 2/3/2026 | Price change | $474,9900%$184/sqft |
Source: IRES as distributed by MLS GRID #1049135 Report a problem | ||
| 1/28/2026 | Price change | $475,000+0%$184/sqft |
Source: Meritage Homes Report a problem | ||
| 11/19/2025 | Listed for sale | $474,990$184/sqft |
Source: Meritage Homes Report a problem | ||
| 10/30/2025 | Listing removed | $474,990$184/sqft |
Source: Meritage Homes Report a problem | ||
| 10/9/2025 | Listed for sale | $474,990$184/sqft |
Source: Meritage Homes Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $812 +12234% | $3,160 -41.9% |
| 2024 | $7 | $5,440 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,646/mo
Principal & interest
$2345
Property taxes
$226
HOA Fees
$75
More affordability tools
Climate risks
Neighborhood: 80634
Nearby schools
GreatSchools rating
- 7/10Mountain View Elementary SchoolGrades: 3-5Distance: 4.7 mi
- 5/10Severance Middle SchoolGrades: 6-8Distance: 5.4 mi
- 6/10Severance High SchoolGrades: 9-12Distance: 5.4 mi
Schools provided by the listing agent
- Elementary: Tozer
- Middle: Windsor
- High: Windsor
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 80634
- Colorado
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- 80634
- 612 98th Ave
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