Welcome to island time on Terra Ceia Island—where life slows down, the water is always calling, and every day feels like a getaway. For boating enthusiasts, this property is the ultimate setup. Situated on a canal with a private dock, private boat ramp, and 8,000-lb lift, this home was designed for spontaneous adventures. No trailering. No waiting. Just drop the boat and go—whether it’s fishing, cruising the bay, or heading out to the Gulf. This one-of-a-kind Key West–style home was made for buyers who want something different… something with personality, views, and a direct connection to the boating lifestyle. The first level offers a generous garage and storage space for all the essentials of island living—boats, bikes, fishing gear, and everything you need to be on the water at a moment’s notice. Upstairs on the second floor, the main living area is light, bright, and welcoming, with a relaxed energy that instantly makes you feel at home. Just off the living space is a large covered, screened-in porch—the kind of spot you’ll use year-round for dining, relaxing, and catching those glowing west-facing sunset views while enjoying the coastal breeze without the elements. A guest bedroom and bath complete this level, making it comfortable and functional for everyday living or hosting visitors. Then comes the showstopper—take the spiral staircase up to the third floor, where you’ll find a private retreat featuring the primary suite, an additional guest bedroom, and elevated views that feel like you’re floating above it all. From here, you can soak in the unobstructed sightlines of the iconic Sunshine Skyway Bridge, creating a backdrop that changes by the hour with sunsets, passing boats, and open sky. And while the home itself is special, the lifestyle here is what truly sets it apart. Terra Ceia is known for its active, close-knit community where residents spend their days biking, walking, and enjoying the outdoors. A local fruit stand and quaint post office add to the island’s old-Florida charm. Seabreeze Park offers members access to pickleball courts, a playground, covered pavilion, and a boat ramp—all surrounded by the beauty of Terra Ceia Bay. If you’ve been searching for a home that delivers not just a place to live, but a true waterfront lifestyle—with unforgettable views, effortless boating, and a welcoming island community—this is where your story begins.
For sale
Price increase: $20.9K (2/20)
$849,900
115 Burns Rd, Terra Ceia, FL 34250
3beds
1,568sqft
Est.:
Single Family Residence
Built in 1995
10,193 Square Feet Lot
$-- Zestimate®
$542/sqft
$-- HOA
What's special
Private dockGuest bedroom and bathElevated viewsPrivate boat rampWest-facing sunset viewsLarge covered screened-in porch
- 22 days |
- 697 |
- 21 |
Zillow last checked: 7 hours ago
Listing updated: March 07, 2026 at 01:10pm
Listing Provided by:
Ariel Sarmiento, LLC 941-812-7581,
COLDWELL BANKER REALTY 941-739-6777,
Jose Sarmiento, JR PLLC 941-779-8887,
COLDWELL BANKER REALTY
Source: Stellar MLS,MLS#: A4682893
Originating MLS: Sarasota - Manatee
Originating MLS: Sarasota - Manatee
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Utility Room
Primary bedroom
- Features: En Suite Bathroom, Window/Skylight in Bath, Walk-In Closet(s)
- Level: Third
- Area: 169 Square Feet
- Dimensions: 13x13
Bedroom 1
- Features: En Suite Bathroom, Built-in Closet
- Level: Second
- Area: 96 Square Feet
- Dimensions: 8x12
Bedroom 3
- Features: Built-in Closet
- Level: Third
- Area: 156 Square Feet
- Dimensions: 12x13
Family room
- Level: Second
- Area: 180 Square Feet
- Dimensions: 15x12
Kitchen
- Level: Second
- Area: 132 Square Feet
- Dimensions: 11x12
Living room
- Level: Second
- Area: 270 Square Feet
- Dimensions: 15x18
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Upper Level
Features
- Ceiling Fan(s), Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Vaulted Ceiling(s)
- Flooring: Carpet, Ceramic Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 3,192
- Total interior livable area: 1,568 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Boat, Driveway, Garage Door Opener, Oversized, RV Access/Parking
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Rear Porch, Screened
- Exterior features: Balcony, Lighting
- Has view: Yes
- View description: Trees/Woods, Water, Canal
- Has water view: Yes
- Water view: Water,Canal
- Waterfront features: Canal - Saltwater, Saltwater Canal Access, Boat Ramp - Private, Bridges - No Fixed Bridges, Lift
- Body of water: MIGUEL BAY
Lot
- Size: 10,193 Square Feet
- Features: FloodZone, In County, Landscaped, Street Dead-End
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Parcel number: 2151800006
- Zoning: PDR/HA/C
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Elevated,Florida,Key West
- Property subtype: Single Family Residence
Materials
- Block, Vinyl Siding, Wood Frame
- Foundation: Block, Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Septic Needed
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: TERRA CEIA ESTATES
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Terra Ceia
Financial & listing details
- Price per square foot: $542/sqft
- Tax assessed value: $780,343
- Annual tax amount: $9,190
- Date on market: 2/20/2026
- Cumulative days on market: 22 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Price change | $849,900+2.5%$542/sqft |
Source:  Stellar MLS #A4682893 Report a problem | ||
| 1/13/2026 | Listed for sale | $829,000-5.3%$529/sqft |
Source: Owner Report a problem | ||
| 12/10/2025 | Listing removed | $875,000$558/sqft |
Source: Stellar MLS #A4638235 Report a problem | ||
| 7/21/2025 | Price change | $875,000-2.7%$558/sqft |
Source: Stellar MLS #A4638235 Report a problem | ||
| 3/31/2025 | Price change | $899,000-5.4%$573/sqft |
Source: Stellar MLS #A4638235 Report a problem | ||
| 1/30/2025 | Listed for sale | $950,000+100.4%$606/sqft |
Source: Stellar MLS #A4638235 Report a problem | ||
| 1/26/2004 | Sold | $474,000+171.6%$302/sqft |
Source: Public Record Report a problem | ||
| 12/31/1997 | Sold | $174,500+296.6%$111/sqft |
Source: Public Record Report a problem | ||
| 6/23/1994 | Sold | $44,000$28/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,954 +7.4% | $536,236 +10% |
| 2023 | $8,339 +16.9% | $487,487 +10% |
| 2022 | $7,131 +19.1% | $443,170 +10% |
| 2021 | $5,989 +4.5% | $402,882 +5.3% |
| 2020 | $5,731 +6.4% | $382,435 +7.8% |
| 2019 | $5,385 | $354,843 +3.4% |
| 2018 | $5,385 +2% | $343,256 +4.2% |
| 2017 | $5,280 +21.9% | $329,448 +7.1% |
| 2016 | $4,332 | $307,720 +3.7% |
| 2015 | $4,332 | $296,833 +6.1% |
| 2014 | $4,332 +1.5% | $279,806 +3% |
| 2013 | $4,266 +426509% | $271,656 -5.5% |
| 2012 | $1 | $287,544 -4.9% |
| 2011 | $1 | $302,213 -12.3% |
| 2010 | -- | $344,736 -20.5% |
| 2009 | $6,746 -11.3% | $433,550 -14.1% |
| 2008 | $7,601 -6.8% | $504,688 -5.1% |
| 2007 | $8,155 +13% | $531,586 +22.2% |
| 2006 | $7,217 +8.2% | $435,138 +11.7% |
| 2005 | $6,669 +235.7% | $389,434 +179.5% |
| 2004 | $1,986 +0.5% | $139,320 +1.9% |
| 2003 | $1,976 +2.5% | $136,722 +2.4% |
| 2002 | $1,929 +3.5% | $133,518 +1.6% |
| 2001 | $1,864 +1.6% | $131,415 +3% |
| 2000 | $1,834 | $127,587 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,171/mo
Principal & interest
$4130
Property taxes
$1041
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Climate risks
Neighborhood: 34250
Nearby schools
GreatSchools rating
- 3/10Palm View Elementary SchoolGrades: PK-8Distance: 2.2 mi
- 2/10Palmetto High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Palm View Elementary
- High: Palmetto High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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