Enjoy stunning lake and golf course views from this lovely 2-bedroom, 2-bath condo in the sought-after waterfront and golf community of Terra Ceia GOLF and Country Club! This partially furnished 2nd-floor unit offers a bright and open layout with thoughtful updates and serene surroundings. The highlight is the air conditioned glass-enclosed lanai, newly updated with indoor/outdoor carpeting 2025 — the perfect spot to relax and soak in the peaceful waterfront & golf course views year-round. Owners have meticulously maintained this property with costly upgrades 2022 washer/dryer, 2019 New HVAC system, 2021 New Hot water system so buyers have peace of mind. Inside, you'll find a spacious primary bedroom with en-suite bath, a comfortable guest bedroom and bath, and a convenient in-unit laundry area. Bonus: this unit includes a Private one-car garage with finished flooring and storage — a rare and valuable feature! There is also plenty of additional parking for guests.Whether you're looking for a full-time residence, a winter retreat, or an income-producing property, this condo is a fantastic opportunity. Terra Ceia Bay is a gated community offering resort-style amenities, including an 18-hole golf course, community pool, tennis courts, nature boardwalk, fishing pier and walk to the an on-site restaurant. Looking for an Active Lifestyle? Golf, fish, Pool, Tennis, Pickleball, and fitness center available and many planned social events. Easy access to I-275 and I-75 and US 41 close to St Petersburg, Tampa, Sarasota and the pristine beaches of Anna Maria Island. This is Florida living at its finest — don’t miss your chance to own a piece of paradise!
For sale
Price cut: $6.1K (4/16)
$235,900
2608 Waterford Way APT B, Palmetto, FL 34221
2beds
1,272sqft
Est.:
Condominium
Built in 1994
-- sqft lot
$-- Zestimate®
$185/sqft
$744/mo HOA
What's special
In-unit laundry areaAir conditioned glass-enclosed lanaiBright and open layout
- 364 days |
- 162 |
- 5 |
Zillow last checked:
Listing updated:
Listing Provided by:
Lynda Melnick 941-730-5180,
WAGNER REALTY 941-756-7800,
Jay Holland, IV 941-932-5080,
WAGNER REALTY
Source: Stellar MLS,MLS#: A4648796
Originating MLS: Sarasota - Manatee
Originating MLS: Sarasota - Manatee
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 168 Square Feet
- Dimensions: 14x12
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 120 Square Feet
- Dimensions: 12x10
Great room
- Level: First
- Area: 330 Square Feet
- Dimensions: 22x15
Kitchen
- Level: First
- Area: 120 Square Feet
- Dimensions: 15x8
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Laundry: Inside
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Walk-In Closet(s)
- Flooring: Carpet, Laminate, Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,272
- Total interior livable area: 1,272 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Garage Door Opener, Guest
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Screened
- Exterior features: Balcony
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront, Lake Front, Lake Privileges
Lot
- Size: 1.72 Acres
Details
- Parcel number: 2413201159
- Zoning: PDH
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community & HOA
Community
- Features: Fishing, Waterfront, Buyer Approval Required, Deed Restrictions, Gated Community - No Guard, Golf, No Truck/RV/Motorcycle Parking
- Pet fee: $0 monthly
- Subdivision: WATERFORD
HOA
- Has HOA: No
- Services included: Cable TV, Reserve Fund, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Pest Control
- HOA fee: $744 monthly
- HOA name: C&S Management
- HOA phone: 941-758-9454
Location
- Region: Palmetto
Financial & listing details
- Price per square foot: $185/sqft
- Tax assessed value: $208,250
- Annual tax amount: $4,232
- Date on market: 4/17/2025
- Cumulative days on market: 330 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Condominium
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/16/2026 | Price change | $235,900-2.5%$185/sqft |
Source:  Stellar MLS #A4648796 Report a problem | ||
| 2/14/2026 | Price change | $242,000-3.2%$190/sqft |
Source: Stellar MLS #A4648796 Report a problem | ||
| 1/10/2026 | Pending sale | $249,900$196/sqft |
Source: Stellar MLS #A4648796 Report a problem | ||
| 11/10/2025 | Price change | $249,900-3.8%$196/sqft |
Source: Stellar MLS #A4648796 Report a problem | ||
| 4/17/2025 | Listed for sale | $259,900+8.3%$204/sqft |
Source: Stellar MLS #A4648796 Report a problem | ||
| 5/11/2022 | Sold | $240,000-7.3%$189/sqft |
Source: Public Record Report a problem | ||
| 4/6/2022 | Pending sale | $259,000$204/sqft |
Source: Stellar MLS #A4529982 Report a problem | ||
| 3/31/2022 | Listed for sale | $259,000+112.3%$204/sqft |
Source: Stellar MLS #A4529982 Report a problem | ||
| 2/21/2019 | Sold | $122,000-7.9%$96/sqft |
Source: Public Record Report a problem | ||
| 12/31/2018 | Price change | $132,500+1.9%$104/sqft |
Source: TIM LESTER INTERNAT'L REALTY #A4422505 Report a problem | ||
| 10/17/2018 | Price change | $130,000-7.1%$102/sqft |
Source: Coldwell Banker Residential Real Estate - Sarasota Downtown #A4412182 Report a problem | ||
| 8/29/2018 | Listed for sale | $139,900+5.3%$110/sqft |
Source: COLDWELL BANKER RES R E #A4412182 Report a problem | ||
| 4/23/2018 | Listing removed | $132,900$104/sqft |
Source: Owner Report a problem | ||
| 12/2/2017 | Listed for sale | $132,900-9%$104/sqft |
Source: Owner Report a problem | ||
| 3/26/2016 | Listing removed | $146,000$115/sqft |
Source: BEVERLY J NORTH #A4141312 Report a problem | ||
| 1/4/2016 | Listed for sale | $146,000+35.8%$115/sqft |
Source: BEVERLY J NORTH #A4141312 Report a problem | ||
| 7/3/2014 | Sold | $107,500-3.6%$85/sqft |
Source: Public Record Report a problem | ||
| 12/31/2013 | Listed for sale | $111,500$88/sqft |
Source: Coldwell Banker Residential Real Estate - Manatee #M5842794 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,693 +2.8% | $208,250 +4.3% |
| 2023 | $4,564 +42.6% | $199,750 +65.1% |
| 2022 | $3,202 +10.9% | $121,000 +10% |
| 2021 | $2,888 -1.5% | $110,000 -1.8% |
| 2020 | $2,931 +1% | $112,000 +1.8% |
| 2019 | $2,902 | $110,000 |
| 2018 | $2,902 +3.5% | $110,000 +19.6% |
| 2017 | $2,803 +39.6% | $92,000 +5.7% |
| 2016 | $2,008 | $87,000 +11.9% |
| 2015 | $2,008 | $77,750 +10% |
| 2014 | $2,008 -4.9% | $70,701 |
| 2013 | $2,112 +211090% | $70,701 -32.8% |
| 2012 | $1 | $105,153 +13.5% |
| 2011 | $1 | $92,616 +1.5% |
| 2010 | -- | $91,247 +2.7% |
| 2009 | $1,239 -19.3% | $88,848 +0.1% |
| 2008 | $1,535 +7.3% | $88,759 +3% |
| 2007 | $1,431 -4.1% | $86,174 +2.5% |
| 2006 | $1,493 +1.2% | $84,072 +3% |
| 2005 | $1,476 +3.4% | $81,623 +3% |
| 2004 | $1,427 +1.6% | $79,246 +1.9% |
| 2003 | $1,405 +5.2% | $77,768 +2.4% |
| 2002 | $1,335 +5.5% | $75,945 +1.6% |
| 2001 | $1,266 +0.4% | $74,749 -0.1% |
| 2000 | $1,262 | $74,849 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,241/mo
Principal & interest
$1208
HOA Fees
$744
Property taxes
$289
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Climate risks
Neighborhood: 34221
Nearby schools
GreatSchools rating
- 7/10Palmetto Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 9/10Palmetto Charter SchoolGrades: PK-8Distance: 0.8 mi
- 2/10Palmetto High SchoolGrades: 9-12Distance: 0.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Manatee County
- Palmetto
- 34221
- 2608 Waterford Way Apartment B
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Nearby neighborhoods
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