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    • Listed by: eXp Realty • Monica Schmidt • 618-567-9203
    Price cut: $2.5K (10/22)
    $212,500

    458 N Library St, Waterloo, IL 62298

    3beds
    1,797sqft
    : 
    $1,523/mo
    Get pre-qualified
    Single Family Residence
    Built in 1946
    8,712 Square Feet Lot
    $-- Zestimate®
    $118/sqft
    $-- HOA

    What's special

    Fully fenced backyardSpacious dining room
    If you’ve been looking for a home with space, updates, and a little something extra, this 1.5-story Waterloo home might be the one! Conveniently tucked just off Columbia Avenue near Gibault, you’re close to Route 3, downtown Waterloo, and all the things you actually need without being right in the middle of everything. Inside, the living room and kitchen flow together in an open layout that makes everyday life and entertaining a whole lot easier. The kitchen offers plenty of cabinet space, updated flooring, and appliances that were replaced in 2024 and 2025, so you can check “buy new appliances” off the list. The spacious dining room gives you plenty of room to create a dining area, home office, play space, or whatever your household needs. Two bedrooms are located on the main level, including one with two large closets because apparently one closet just wasn’t going to cut it. A full bathroom on the main level was remodeled in 2022. Head upstairs to find new luxury vinyl plank flooring, a loft area, and an additional bedroom. Whether you need a quiet retreat, guest space, office, or simply somewhere to send the kids when they’re being a little too loud, you’ve got options! Outside, the fully fenced backyard offers plenty of room to enjoy the warmer months, There’s also an attached one-car garage for parking and storage. And the big-ticket updates are already done: roof (2018), HVAC (2018), hot water heater (2017), kitchen appliances (2024 & 2025), bathroom remodel (2022), and living room windows replaced in June 2026. A convenient location, flexible living space, a fenced yard, and updates where they count. Come take a look and see if this Waterloo home checks your boxes!
    23 days
    747
    44

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Monica Schmidt 618-567-9203,

    eXp Realty

    Source: MARIS,MLS#: 26061589MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Bedroom
      • Features: Floor Covering: Wood
      • Level: Main
      Bedroom
      • Features: Floor Covering: Wood
      • Level: Main
      Bedroom
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Upper
      Bathroom
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      Dining room
      • Features: Floor Covering: Luxury Vinyl Tile
      • Level: Main
      Kitchen
      • Features: Floor Covering: Luxury Vinyl Tile
      • Level: Main
      Laundry
      • Features: Floor Covering: Laminate
      • Level: Main
      Living room
      • Features: Floor Covering: Wood
      • Level: Main
      Loft
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Upper
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Gas Water Heater, Dishwasher, Microwave, Gas Range, Gas Oven, Refrigerator
      • Laundry: Main Level
      Features
      • Breakfast Bar, Separate Dining
      • Flooring: Hardwood
      • Basement: Crawl Space,Partial,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Insert
      Interior area
      • Total structure area: 1,797
      • Total interior livable area: 1,797 sqft
      • Finished area above ground: 1,797

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Driveway, Garage, Off Street
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Patio & porch: Front Porch, Patio
      • Fencing: Back Yard,Full,Privacy,Wood
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: .2
      • Features: Back Yard
      Details
      • Parcel number: 0724449019000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • Year built: 1946

      Utilities & green energy

      • Electric: Other
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Security System Owned
      • Subdivision: Not In A Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $118/sqft
      • Tax assessed value: $181,800
      • Annual tax amount: $3,347
      • Date on market: 10/5/2026
      • Cumulative days on market: 23 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/22/2026Price change$212,500-1.2%$118/sqft
        Source: MARIS #26061589 Report a problem
        10/5/2026Listed for sale$215,000+31.1%$120/sqft
        Source: MARIS #26061589 Report a problem
        11/4/2022Sold$164,000-6.3%$91/sqft
        Source: MARIS #22060930 Report a problem
        9/30/2022Contingent$175,000$97/sqft
        Source: MARIS #22060930 Report a problem
        9/22/2022Listed for sale$175,000+75%$97/sqft
        Source: MARIS #22060930 Report a problem
        2/27/2006Sold$100,000$56/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,347 +3%$60,600 +5.1%
        2024$3,248 +17.6%$57,640 +15.5%
        2023$2,763 -0.9%$49,900 +0.3%
        2022$2,788 $49,750 +13.5%
        2021-- $43,850 +2.6%
        2020-- $42,730 -3.4%
        2019-- $44,230 +8.3%
        2018$2,361 $40,850 -1.8%
        2017$2,361 $41,586 +4.9%
        2016$2,361 +4.9%$39,660 -0.7%
        2015$2,251 +7.9%$39,920 +3.3%
        2014$2,085 $38,660 +0.9%
        2012$2,085 $38,300 -1.4%
        2011-- $38,850 -0.2%
        2010-- $38,920 -5.1%
        2009-- $41,010 +3.1%
        2008-- $39,760 +8.1%
        2007-- $36,790
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 62298

        Getting around

        49 / 100
        Car-Dependent
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterloo Dist 5
        • Middle: Waterloo Dist 5
        • High: Waterloo

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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