Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom.
The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.
Active
$995,000
4580 Kiser Island Rd, Terrell, NC 28682
2beds
805sqft
Single Family Residence
Built in 1966
0.49 Acres Lot
$955,700 Zestimate®
$1,236/sqft
$-- HOA
What's special
- 30 days |
- 1,279 |
- 61 |
Zillow last checked:
Listing updated:
Listed by:
Angela Johnson angiejohnsonhrcc@gmail.com,
Lake Life Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4393376
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Heating
- Electric, Forced Air, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
- Laundry: In Bathroom
Features
- Flooring: Wood
- Has basement: No
Interior area
- Total structure area: 805
- Total interior livable area: 805 sqft
- Finished area above ground: 805
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway, RV Access/Parking
- Has uncovered spaces: Yes
- Details: Gravel driveway with plenty of parking, including designated RV/Boat parking and a nice outbuilding!
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Screened
- Has view: Yes
- View description: Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Dock, Pier, Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.49 Acres
Details
- Additional structures: Outbuilding
- Parcel number: 4616025761280000
- Zoning: R-30
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Hardboard Siding
- Foundation: Crawl Space
- Roof: Metal
Condition
- New construction: No
- Year built: 1966
Utilities & green energy
- Sewer: Septic Installed
- Water: Shared Well
- Utilities for property: Electricity Connected
Community & HOA
Community
- Security: Security System
- Subdivision: None
Location
- Region: Terrell
Financial & listing details
- Price per square foot: $1,236/sqft
- Tax assessed value: $643,700
- Annual tax amount: $3,243
- Date on market: 6/13/2026
- Cumulative days on market: 31 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Gravel, Paved
Estimated market value
$955,700
$908,000 - $1.00M
$1,340/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/14/2026 | Listed for sale | $995,000-5.2%$1,236/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4393376 Report a problem | ||
| 1/21/2025 | Listing removed | $2,400$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/4/2025 | Listed for rent | $2,400-4%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/5/2024 | Listing removed | $2,500$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/16/2024 | Price change | $2,500+4.2%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/4/2024 | Listed for rent | $2,400+26.3%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/25/2024 | Listing removed | $1,050,000$1,304/sqft |
Source: Canopy MLS as distributed by MLS GRID #4082458 Report a problem | ||
| 10/27/2023 | Listed for sale | $1,050,000+244.3%$1,304/sqft |
Source: Canopy MLS as distributed by MLS GRID #4082458 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 6/2/2017 | Listing removed | $1,900$2/sqft |
Source: Owner Report a problem | ||
| 5/2/2017 | Listed for rent | $1,900$2/sqft |
Source: Owner Report a problem | ||
| 11/6/2015 | Sold | $305,000-6.2%$379/sqft |
Source: Canopy MLS as distributed by MLS GRID #3057688 Report a problem | ||
| 9/14/2015 | Pending sale | $325,000$404/sqft |
Source: NHB Group, Inc #3057688 Report a problem | ||
| 7/20/2015 | Price change | $325,000-16.5%$404/sqft |
Source: NHB Group, Inc #3057688 Report a problem | ||
| 1/18/2015 | Listed for sale | $389,000$483/sqft |
Source: NHB Group, Inc. #3057688 Report a problem | ||
| 11/23/2014 | Listing removed | $389,000$483/sqft |
Source: Lake Norman Realty, Inc. #3019470 Report a problem | ||
| 7/9/2014 | Listed for sale | $389,000+25.5%$483/sqft |
Source: Lake Norman Realty, Inc. #3019470 Report a problem | ||
| 10/24/2005 | Sold | $310,000$385/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,243 +2.3% | $651,900 +1.3% |
| 2024 | $3,170 +2.1% | $643,700 |
| 2023 | $3,106 +52.1% | $643,700 +92.4% |
| 2022 | $2,042 -13.4% | $334,600 |
| 2021 | $2,359 | $334,600 |
| 2020 | $2,359 | $334,600 |
| 2019 | $2,359 -0.6% | $334,600 -3.4% |
| 2018 | $2,373 | $346,400 |
| 2017 | $2,373 -1.5% | -- |
| 2016 | $2,410 | -- |
| 2015 | $2,410 | $346,430 -13.7% |
| 2014 | $2,410 | $401,600 |
| 2013 | $2,410 | -- |
| 2012 | $2,410 | -- |
| 2011 | $2,410 +28.9% | -- |
| 2010 | $1,869 | -- |
| 2009 | $1,869 +3.4% | -- |
| 2008 | $1,808 | -- |
| 2007 | $1,808 +104% | -- |
| 2006 | $886 | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
| 2002 | -- | -- |
| 2001 | -- | -- |
| 2000 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28682
Nearby schools
GreatSchools rating
- 7/10Sherrills Ford ElementaryGrades: K-6Distance: 4 mi
- 4/10Mill Creek MiddleGrades: 7-8Distance: 9 mi
- 8/10Bandys HighGrades: PK,9-12Distance: 8.4 mi
Schools provided by the listing agent
- Elementary: Sherrills Ford
- Middle: Mills Creek
- High: Bandys
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $412,4000.47 Acres4558 Kiser Island Rd, Terrell, NC 28682Off Market
- $1,100,0003 bd2 ba2k sqft8593 Bailey Dr, Terrell, NC 28682Sold
- $827,5002 bd1 ba1.1k sqft4598 Kiser Island Rd, Terrell, NC 28682Off Market
- $2,071,8003 bd4 ba2.7k sqft8609 Bailey Dr, Terrell, NC 28682Off Market
- $1,288,2004 bd4 ba5.3k sqft4577 Kiser Island Rd, Terrell, NC 28682Off Market
- $298,6000.47 Acres4593 Kiser Island Rd, Terrell, NC 28682Off Market
- $969,6003 bd2 ba1.5k sqft4583 Kiser Island Rd, Terrell, NC 28682Off Market
- $1,863,9005 bd5 ba3.6k sqft4567 Kiser Island Rd, Terrell, NC 28682Off Market
A local agent can set up tours, give advice and negotiate with sellers.
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