Under contract

Price cut: $17K (3/3)

$598,000

97652 Overseas Hwy APT M8, Key Largo, FL 33037

2beds

1,130sqft

Est.:

Townhouse, Residential - Condo/Townhouse

Built in 1975

14.5 Acres Lot

$-- Zestimate^®

$529/sqft

$1,140/mo HOA

What's special

Granite countersOpen floor planUpdated corner unitWood cabinetsNew laminate floorsBoat dry racksMaster has private balcony

LIFE IN KEY LARGO FLORIDA, ENJOY THE GATED COMMUNITY AT ROCK HARBOR ON THE BAY! UNIT IS A 2/2, 2 LEVEL, UPDATED CORNER UNIT, OPEN FLOOR PLAN, WOOD CABINETS, GRANITE COUNTERS. BATHS UPGRADED, NEW LAMINATE FLOORS, MASTER HAS PRIVATE BALCONY. 1ST FLOOR BALCONY ENTENDS LIVING SPACE. BOATERS WILL ENJOY EASY ACCESS, BOAT DRY RACKS. SWIM, TENNIS, PICKLBALL, BOCCE, BASKETBALL, COME LIVE THE DREAM !

84 days

878

17

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Heating

Central

Cooling

Central Air

Appliances

Included: Washer, Microwave, Oven, Refrigerator, Dishwasher, Dryer
Laundry: Laundry Room

Features

Built-in Cabinets, Gym, Sauna/Steam Room
Doors: Impact Rstnce Doors
Windows: Drapes/Blinds Incl, Impact Rstnce Window

Interior area

Total interior livable area: 1,130 sqft

Property

Parking

Parking features: Open
Has uncovered spaces: Yes

Accessibility

Accessibility features: No

Features

Levels: 3 Stories
Stories: 3
Patio & porch: Screened P/B
Has private pool: Yes
Pool features: Heated, In Ground, Concrete
Has view: Yes
View description: Bay/Gulf View
Has water view: Yes
Water view: Bay/Gulf View
Waterfront features: Bay Front, Waterfront, Seawall: Concrete, Dock: Concrete, Dock Length: 400, Dockage: Basin

Lot

Size: 14.5 Acres
Dimensions: No Private Lot Size, Community +/- 14.5 acres
Features: 10 or more Acres

Details

Parcel number: 00090965000800
Zoning: COZ
Zoning description: County Zoning

Construction

Type & style

Home type: Townhouse
Architectural style: Townhouse
Property subtype: Townhouse, Residential - Condo/Townhouse

Materials

CBS, Combo Construction, Stucco, Concrete
Roof: Other

Condition

Updated/Remodeled
New construction: No
Year built: 1975

Utilities & green energy

Electric: Elect Separate Meter
Sewer: Municipal Sewer, Public Sewer
Utilities for property: FKAA, Cable Available, Sewer Available, Cable Connected

Community & HOA

Community

Features: Pool, Fire Hydrant, Tennis Court(s), Clubhouse
Security: Electric Gate, On Premises System
Subdivision: Rock Harbor Condo (97.5)

HOA

Has HOA: Yes
Services included: Cable TV, Maintenance Grounds, Building Insurance, Maintenance Structure, Water, Pest Control
HOA fee: $1,140 monthly

Location

Region: Key Largo

Financial & listing details

Price per square foot: $529/sqft
Tax assessed value: $463,762
Annual tax amount: $3,951
Date on market: 1/7/2026
Listing terms: No Seller Finance,FHA,VA Loan,Conventional,Cash

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
3/29/2026	Pending sale	$598,000$529/sqft
Source: BeachesMLS #F10528933 Report a problem
3/13/2026	Contingent	$598,000$529/sqft
Source: Key West AOR #616746 Report a problem
3/3/2026	Price change	$598,000-2.8%$529/sqft
Source: Key West AOR #616746 Report a problem
1/22/2026	Price change	$615,000-6.8%$544/sqft
Source: BeachesMLS #F10528933 Report a problem
1/7/2026	Listed for sale	$659,800$584/sqft
Source: BeachesMLS #F10528933 Report a problem
12/18/2025	Listing removed	$659,800$584/sqft
Source: FLKMLS #616746 Report a problem
11/28/2025	Price change	$659,800-5.6%$584/sqft
Source: BeachesMLS #F10528933 Report a problem
11/5/2025	Price change	$698,800-4.1%$618/sqft
Source: FLKMLS #616746 Report a problem
10/6/2025	Listed for sale	$729,000+82.3%$645/sqft
Source: BeachesMLS #F10528933 Report a problem
8/3/2004	Sold	$400,000+239%$354/sqft
Source: Public Record Report a problem
7/26/1994	Sold	$118,000$104/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,133 +4.6%	$463,762 +2.6%
2024	$3,952 +2.9%	$452,123 +1.3%
2023	$3,841 +11.3%	$446,304 +25.6%
2022	$3,450 +7.5%	$355,416 +10%
2021	$3,209 +4.2%	$323,105 +5.8%
2020	$3,081	$305,339 +3.5%
2019	$3,081 +2.7%	$295,024
2018	$3,000 -1.1%	$295,024 -1.4%
2017	$3,032 +4.4%	$299,123 +22%
2016	$2,905 +8.3%	$245,235 +11.7%
2015	$2,683	$219,593