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$674,900

514 Cottage Garden Ln, Belmont, NC 28012

5beds
3,657sqft
: 
Single Family Residence
Built in 2026
0.19 Acres Lot
$672,600 Zestimate®
$185/sqft
$74/mo HOA

What's special

The only new single-family home community with direct access and included membership to the Daniel Stowe Botanical Gardens! The Stonehaven floorplan boasts an open concept kitchen with island adjacent to breakfast area and family room making this home perfect for entertaining. Formal dining room and butler’s pantry, study with double doors, mudroom with drop zone, a guest bedroom and a full bathroom finish out the main floor living area. Enjoy mornings and evenings on the covered screened porch just off the breakfast area. On the second level you will find the oversized primary suite with tray ceiling and two generous walk-in closets, a breathtaking bathroom with separate vanities, soaking tub, seated tile shower and private water closet. 3 spacious secondary bedrooms, 2 with walk-in closets. A loft, 2 full bathrooms and spacious laundry room finish out this well-designed home. May/June 2026 estimated completion. Ask me about the special closing cost incentive.
107 days
|
396
|
17
|

Zillow last checked: 7 hours ago

Listing updated: March 31, 2026 at 12:05pm

Listing Provided by:

Maria Phillips mariaphillips@drbgroup.com,

DRB Group of North Carolina, LLC,

Neci Adams,

DRB Group of North Carolina, LLC

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4325164MLS Logo
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Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1
Primary bedroom
  • Features: En Suite Bathroom, Tray Ceiling(s), Walk-In Closet(s)
  • Level: Upper
Bedroom s
  • Level: Main
Bedroom s
  • Level: Upper
Bedroom s
  • Features: Walk-In Closet(s)
  • Level: Upper
Bedroom s
  • Features: Walk-In Closet(s)
  • Level: Upper
Bathroom full
  • Level: Main
Bathroom full
  • Features: Garden Tub
  • Level: Upper
Bathroom full
  • Level: Upper
Bathroom full
  • Level: Upper
Breakfast
  • Features: Open Floorplan
  • Level: Main
Dining room
  • Features: Tray Ceiling(s)
  • Level: Main
Family room
  • Features: Open Floorplan
  • Level: Main
Kitchen
  • Features: Kitchen Island, Open Floorplan, Walk-In Pantry
  • Level: Main
Laundry
  • Features: Attic Other
  • Level: Upper
Loft
  • Level: Upper
Other
  • Features: Drop Zone
  • Level: Main
Study
  • Level: Main
Heating
  • Natural Gas, Zoned
Cooling
  • Central Air, Zoned
Appliances
  • Included: Convection Oven, Dishwasher, Disposal, Electric Oven, Electric Water Heater, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Wall Oven
  • Laundry: Electric Dryer Hookup, In Hall, Inside, Laundry Room, Upper Level, Washer Hookup
Features
  • Attic Other, Drop Zone, Soaking Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
  • Flooring: Carpet, Tile, Vinyl
  • Has basement: No
  • Attic: Other
  • Fireplace features: Family Room, Gas, Gas Log, Gas Vented
Interior area
  • Total structure area: 3,657
  • Total interior livable area: 3,657 sqft
  • Finished area above ground: 3,657
  • Finished area below ground: 0

Property

Parking
  • Total spaces: 2
  • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage on Main Level
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes
Features
  • Levels: Two
  • Stories: 2
Lot
  • Size: 0.19 Acres
Details
  • Parcel number: 315777
  • Zoning: S-R
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Brick Partial, Fiber Cement
  • Foundation: Slab
Condition
  • New construction: Yes
  • Year built: 2026
Details
  • Builder model: Stonehaven Elevation 7
  • Builder name: DRB Homes

Utilities & green energy

  • Sewer: Public Sewer
  • Water: City
  • Utilities for property: Cable Available, Underground Power Lines, Underground Utilities

Community & HOA

Community
  • Subdivision: Michaux Gardens
HOA
  • Has HOA: Yes
  • HOA fee: $222 quarterly
  • HOA name: CAMS
Location
  • Region: Belmont

Financial & listing details

  • Price per square foot: $185/sqft
  • Tax assessed value: $82,000
  • Date on market: 12/16/2025
  • Cumulative days on market: 108 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Road surface type: Concrete, Paved
504 Cottage Garden Lane, Belmont, NC 28012

Source: DRB Homes

2 homes in this community

Available homes

ListingPriceBed / bathStatus
Current home:
514 Cottage Garden Ln
$674,9005 bed / 4 bathAvailable
520 Cottage Garden Ln$649,9315 bed / 4 bathPending

Source: DRB Homes

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Estimated market value

$672,600

$639,000 - $706,000

$3,919/mo

Price history

DateEventPrice
2/4/2026Price change$674,900-1.9%$185/sqft
Source: Canopy MLS as distributed by MLS GRID #4325164 Report a problem
1/7/2026Price change$687,9000%$188/sqft
Source: DRB Homes Report a problem
12/17/2025Listed for sale$688,114$188/sqft
Source: Canopy MLS as distributed by MLS GRID #4325164 Report a problem

Public tax history

Tax history is unavailable.

BuyAbility℠ payment

Neighborhood: 28012

Nearby schools

GreatSchools rating
Schools provided by the MLS
  • Elementary: New Hope
  • Middle: Cramerton
  • High: South Point (NC)

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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