Fronting the lake in Marsh Lakes with a long, open view straight down the water — this one has to be seen in person. Mature high-canopy trees deliver exactly the right balance of shade and filtered light, so the property stays bright and inviting without feeling dark or closed-in. The setting is quiet, private, and the kind of place that makes you slow down the second you pull into the driveway.Inside, recent updates make everyday living easier and nicer. Appliances replaced in the last two years include the refrigerator, stacked oven/microwave, dishwasher, disposal, and exhaust hood. Window treatments have been thoughtfully added throughout: a remote-controlled blind in the primary bedroom, plus shades and plantation shutters in key rooms. The fireplace was completely rebuilt — new stack stone, custom mantle and hearth, and the internals and insert replaced from top to bottom — so it’s both a visual focal point and a functional feature again.Outside, the oversized garage includes a bump-out space large enough for two cars plus extra toys (or, in this case, the owner’s motorcycle). A canoe with two paddles is included, ready for quiet mornings on the lake. Lemon, orange, and cumquat trees round out the backyard and reinforce the relaxed coastal-Florida feel.This is a 3-bedroom, 3-bath home with approximately 2,167 square feet of living area on a roughly 0.40-acre lot (per public records). Showings begin Saturday, October 24. Reasonable notice is appreciated. The home is monitored, and security cameras automatically record — please be aware when you’re on the property.If the lake view, tree canopy, and updated finishes sound like the combination you’ve been looking for, schedule a showing and come see it for yourself.
For sale
$789,000
96117 Marsh Lakes Dr, Fernandina Beach, FL 32034
4beds
2,167sqft
Single Family Residence
Built in 1993
0.4 Acres Lot
$-- Zestimate®
$364/sqft
$595/mo HOA
What's special
- 14 hours
- 178
- 7
Zillow last checked:
Listing updated:
Listed by:
Ed Boner 904-556-7554,
IRON VALLEY REAL ESTATE NORTH FLORIDA
Source: AINCAR,MLS#: 117721
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Other
- Description: Flooring: Plank,Tile,Vinyl
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener Owned, Stove
Features
- Ceiling Fan(s), Fireplace, Split Bedrooms, Shutters, Window Treatments, Central Vacuum
- Windows: Aluminum Frames, Insulated Windows, Blinds, Plantation Shutters
- Has fireplace: Yes
Interior area
- Total structure area: 2,167
- Total interior livable area: 2,167 sqft
Property
Parking
- Total spaces: 2
- Parking features: Two Car Garage, Other, See Remarks, Garage Door Opener
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch
- Exterior features: Fruit Trees, Irrigation Sprinklers
- Pool features: Community
- On waterfront: Yes
- Frontage type: Lakefront
Lot
- Size: 0.4 Acres
- Dimensions: 130 x 201 x 48 x 202
- Features: Irregular Lot
Details
- Parcel number: 372N28132000930000
- Zoning: RS-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 1993
Details
- Builder name: Almond Construction
Utilities & green energy
- Sewer: Public Sewer
- Water: Public, Private, Well
Community & HOA
Community
- Features: Pool
- Security: Security System
- Subdivision: Marsh Lakes
HOA
- Has HOA: Yes
- HOA fee: $595 monthly
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $364/sqft
- Tax assessed value: $626,715
- Annual tax amount: $9,683
- Date on market: 10/23/2026
- Cumulative days on market: 2 days
- Listing terms: Cash
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/23/2026 | Listed for sale | $789,000+21.4%$364/sqft |
Source: | ||
| 2/4/2025 | Sold | $650,000-14.4%$300/sqft |
Source: | ||
| 12/27/2024 | Pending sale | $759,000$350/sqft |
Source: | ||
| 12/23/2024 | Listed for sale | $759,000$350/sqft |
Source: | ||
| 12/14/2024 | Pending sale | $759,000$350/sqft |
Source: | ||
| 10/8/2024 | Listed for sale | $759,000$350/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,683 +228.2% | $626,715 +169.6% |
| 2024 | $2,950 +1.5% | $232,466 +3% |
| 2023 | $2,905 +7.6% | $225,695 +3% |
| 2022 | $2,701 -1% | $219,121 +3% |
| 2021 | $2,728 +0.3% | $212,739 +1.4% |
| 2020 | $2,721 +1.6% | $209,802 +2.3% |
| 2019 | $2,679 | $205,085 +1.9% |
| 2018 | $2,679 +1.1% | $201,261 +2.1% |
| 2017 | $2,651 +9.8% | $197,121 +2.1% |
| 2016 | $2,414 +1.1% | $193,067 +0.7% |
| 2015 | $2,389 -1.6% | $191,725 +0.8% |
| 2014 | $2,428 | $190,203 +1.5% |
| 2013 | -- | $187,392 +1.7% |
| 2012 | -- | $184,260 +3% |
| 2011 | -- | $178,893 +1.5% |
| 2010 | -- | $176,249 +2.7% |
| 2009 | -- | $171,615 +0.1% |
| 2008 | -- | $171,444 +6.7% |
| 2007 | -- | $160,752 +2.5% |
| 2006 | -- | $156,831 +3% |
| 2005 | -- | $152,263 +3% |
| 2004 | -- | $147,828 +1.9% |
| 2003 | -- | $145,072 +2.4% |
| 2002 | -- | $141,672 +1.6% |
| 2001 | -- | $139,441 +3% |
| 2000 | -- | $135,380 |
Find assessor info on the county website
Monthly payment
Est. payment




