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For sale
  • Price cut: $24K (3/2)
    $1,245,000

    95210 Cook Rd, Fernandina Beach, FL 32034

    3beds
    3,281sqft
    : 
    Single Family Residence
    Built in 1986
    1.78 Acres Lot
    $1,192,500 Zestimate®
    $379/sqft
    $-- HOA

    What's special

    Granite kitchenRecently expanded main bathroomGarden shedNewly installed ozone-chlorinated poolHot jacuzziLvp flooring underfootStainless appliances
    Set sail at dawn or unwind after the workday—your private dock on the Nassau River invites you to greet each sunrise by water. With consistently deep water at low tide. For fishing, boating, kayaking, an adventure is always within reach. Stroll along the river’s edge to your 32' covered boat lift—holding vessels up to 30' and 12,000 lbs. — water & power hookups are thoughtfully placed for post-adventure cleanup. Imagine morning coffee on the dock or the full-length screened porch, framed by endless marsh & river views. Elevate your evenings in the newly installed ozone-chlorinated pool or soak cares away in the hot jacuzzi. Entertain effortlessly: grill & stream ballgames surrounded by your professionally landscaped yard & enjoy sunrise reflections dancing across the river that welcomes dolphins, manatees, & herons alike. No mosquitoes here, thanks to the discreet Mosquito Nix system enveloping your pool and backyard. For the angler’s soul, redfish & flounder off your dock, trout fishing is a 5-minute boat ride away. Come crab season, set your traps and savor the abundance of blue crabs nearby. Also a haven for toys/treasures: 2- bay industrial garage, RV awning with water & power—ready for your next adventure. A garden shed complements the space for gardening or creative pursuits. Beyond the water, your private putting green welcomes you, ideal for perfecting your short game. Brick pavers precede your sophisticated low country cottage with LVP flooring underfoot, a granite kitchen, stainless appliances, a recently expanded main bathroom, walk in closet, all overlooking the River. Rest easy year round: a propane tank, whole house generator & Rinnai tankless water heater to ensure warm water on demand.
    91 days
    |
    2,354
    |
    87
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 26, 2026 at 03:15am

    Listed by:

    Tiffany T. Shaw 904-335-0583,

    ONE SOTHEBYS INTERNATIONAL REALTY

    Source: AINCAR,MLS#: 113961MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Bedroom
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Bedroom
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Primary bathroom
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Bathroom
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Bonus room
      • Description: Flooring: Carpet
      • Level: Upper
      Dining room
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Family room
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Great room
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Kitchen
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove, Washer
      Features
      • Ceiling Fan(s), Storage, Workshop, Window Treatments
      • Windows: Insulated Windows, Blinds
      Interior area
      • Total structure area: 3,281
      • Total interior livable area: 3,281 sqft
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      Property

      Parking
      • Total spaces: 3
      • Parking features: Carport, Driveway, Detached, Three Car Garage, Other, RV Access/Parking, Three or more Spaces, See Remarks
      • Garage spaces: 3
      • Has carport: Yes
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Brick, Front Porch, Other, Patio, Screened, See Remarks
      • Exterior features: Fence, Sprinkler/Irrigation, Other, See Remarks
      • Has private pool: Yes
      • Pool features: In Ground, Other, Private, See Remarks
      • Has spa: Yes
      • Spa features: Hot Tub
      • On waterfront: Yes
      • Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Deep Water, Marsh
      • Frontage type: River
      Lot
      • Size: 1.78 Acres
      • Dimensions: 758 x 108
      Details
      • Parcel number: 452N28000000040040
      • Zoning: RSF-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1986

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private, Well
      • Utilities for property: Cable Available
      Green energy
      • Energy efficient items: Insulation

      Community & HOA

      Community
      • Security: Security System
      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $379/sqft
      • Tax assessed value: $1,285,836
      • Annual tax amount: $8,105
      • Date on market: 12/31/2025
      • Cumulative days on market: 146 days
      • Listing terms: Cash,Conventional
      • Road surface type: Dirt
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        Estimated market value

        $1,192,500

        $1.13M - $1.25M

        $3,606/mo

        Price history

        Price history
        DateEventPrice
        3/26/2026Listed for sale$1,245,000$379/sqft
        Source: AINCAR #113961 Report a problem
        3/25/2026Pending sale$1,245,000$379/sqft
        Source: AINCAR #113961 Report a problem
        3/2/2026Price change$1,245,000-1.9%$379/sqft
        Source: AINCAR #113961 Report a problem
        2/21/2026Price change$1,269,000-2.3%$387/sqft
        Source: AINCAR #113961 Report a problem
        1/9/2026Price change$1,299,000-3.7%$396/sqft
        Source: AINCAR #113961 Report a problem
        12/31/2025Listed for sale$1,349,000$411/sqft
        Source: AINCAR #113961 Report a problem
        12/17/2025Listing removed$1,349,000$411/sqft
        Source: AINCAR #113961 Report a problem
        11/8/2025Price change$1,349,000-2.6%$411/sqft
        Source: AINCAR #113961 Report a problem
        9/16/2025Price change$1,385,000-3.5%$422/sqft
        Source: AINCAR #112931 Report a problem
        8/26/2025Price change$1,435,000-4.3%$437/sqft
        Source: AINCAR #112931 Report a problem
        7/9/2025Listed for sale$1,500,000+163.2%$457/sqft
        Source: AINCAR #112931 Report a problem
        12/26/2018Sold$570,000-14.2%$174/sqft
        Source: AINCAR #76464 Report a problem
        6/19/2018Listing removed$664,000$202/sqft
        Source: FLORIDA HOMES REALTY & MORTGAGE #76464 Report a problem
        11/2/2017Price change$664,000-1.5%$202/sqft
        Source: FLORIDA HOMES REALTY & MORTGAGE #76464 Report a problem
        10/19/2017Price change$674,000-0.7%$205/sqft
        Source: FLORIDA HOMES REALTY & MORTGAGE #76464 Report a problem
        10/13/2017Price change$679,000-1.5%$207/sqft
        Source: FLORIDA HOMES REALTY & MORTGAGE #76464 Report a problem
        10/6/2017Price change$689,000-1.4%$210/sqft
        Source: FLORIDA HOMES REALTY & MORTGAGE #76464 Report a problem
        5/9/2017Price change$699,000-4.9%$213/sqft
        Source: Coldwell Banker The Amelia Group #74522 Report a problem
        4/3/2017Listed for sale$735,000+22.7%$224/sqft
        Source: Coldwell Banker The Amelia Group #74522 Report a problem
        1/1/2017Listing removed$599,000$183/sqft
        Source: Coldwell Banker The Amelia Group #66680 Report a problem
        3/18/2016Price change$599,000-6.4%$183/sqft
        Source: Coldwell Banker The Amelia Group #66680 Report a problem
        2/15/2016Listed for sale$640,000-1.5%$195/sqft
        Source: Coldwell Banker The Amelia Group #66680 Report a problem
        8/13/2015Listing removed$649,900$198/sqft
        Source: Keller Williams - Jacksonville Beach #66088 Report a problem
        7/24/2015Price change$649,9000%$198/sqft
        Source: Keller Williams - Jacksonville Beach #66088 Report a problem
        5/24/2015Price change$650,000+8.4%$198/sqft
        Source: Keller Williams - Jacksonville Beach #66088 Report a problem
        2/20/2015Listed for sale$599,850+71.8%$183/sqft
        Source: Keller Williams Realty Atlantic Partners-Nassau county #66088 Report a problem
        4/5/2013Sold$349,200-9.3%$106/sqft
        Source: AINCAR #58995 Report a problem
        8/28/2003Sold$385,000$117/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$8,105 +1.1%$558,506 +3%
        2023$8,018 +9.7%$542,239 +3%
        2022$7,306 +4.7%$526,446 +8.7%
        2021$6,979 +0.1%$484,300 +1.4%
        2020$6,975 +9.8%$477,613 +10.1%
        2019$6,351 $433,832 -9.4%
        2018$6,351 -18.9%$478,984 +3.4%
        2017$7,828 +11.7%$463,029 +9.5%
        2016$7,010 +8%$422,684 -2.6%
        2015$6,489 +0.4%$433,845 +6.1%
        2014$6,464 $409,052 +23.8%
        2013-- $330,355 +1.7%
        2012-- $324,833 -13.5%
        2011-- $375,441 -22.7%
        2010-- $485,886 -3.5%
        2009-- $503,680 +0.1%
        2008-- $503,177 +6.8%
        2007-- $471,211 +2.5%
        2006-- $459,718 -1.8%
        2005-- $468,111
        2004-- $468,111 +70.8%
        2003-- $274,065 +2%
        2002-- $268,680 +4.2%
        2001-- $257,911 +5.4%
        2000-- $244,587

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $8,161/mo
        Principal & interest
        $6460
        Property taxes
        $1701
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