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For sale
  • $499,000

    144 Durango Rd, Destin, FL 32541

    2beds
    1,150sqft
    : 
    $3,121/mo
    Get pre-qualified
    Townhouse
    Built in 1972
    -- sqft lot
    $443,700 Zestimate®
    $434/sqft
    $-- HOA

    What's special

    Private balconyPrivate beachFish from your dockWaterfront primary bedroomGolf-cart-friendly streets
    Destin Harbor Waterfront Townhome - Bring Your Boat, Flip Flops Required! Rare opportunity to own the lowest-priced waterfront townhome on Destin Harbor! Nestled on sought-after Holiday Isle and positioned at the end of the first canal off the harbor, this 2-bedroom, 1.5-bath townhome offers 13 feet of waterfront frontage, a private beach, and direct access to the ultimate Destin boating lifestyle. Both bedrooms are located upstairs and share a full hallway bath, while a convenient half bath is located on the main level. The waterfront primary bedroom features a private balcony where you can enjoy spectacular sunsets, holiday fireworks, and peaceful views of the canal filled with jumping fish, birds, and local wildlife. Bring your boat and beach it right in your backyard! Fish from your dock, hop aboard the Water Taxi to your favorite harbor restaurants and entertainment spots, or take a short boat ride to Crab Island, the Destin Pass, and the Gulf of Mexico. A small private beach area behind the home adds even more waterfront enjoyment. This beloved family beach retreat has been enjoyed for years and is ready for its next chapter. The home is being sold AS-IS and offers incredible potential for buyers looking to renovate and create their dream coastal getaway. Bring your Pinterest boards and HGTV ideas! There may be opportunities to enhance the outdoor living space with a larger deck, sunroom, outdoor shower, hot tub, and more. One of the biggest advantages? No HOA fees for the townhome. Owners only pay a low annual Holiday Isle Improvement Association fee of approximately $445, which provides access to two gated private beach access points just a short walk or golf cart ride away. Holiday Isle is one of Destin's most desirable neighborhoods, known for its golf-cart-friendly streets, walkability, pet-friendly atmosphere, and unbeatable access to both the harbor and the Gulf. Just minutes away, enjoy the beautifully renovated Norriego Point Park featuring boardwalks, beaches, restrooms, showers, and some of the area's most stunning water views. Publix, Target, restaurants, and everyday conveniences are also just around the corner. Short-term rentals are allowed, making this a fantastic opportunity for investors, boaters, second-home buyers, or anyone seeking the ultimate Destin Harbor and beach lifestyle. Owners currently do not carry flood insurance, and a recent quote was reportedly under $2,000 annually. Whether you're dreaming of a waterfront vacation home, investment property, or personal boating retreat, this fixer-upper offers endless possibilities in one of Destin's most coveted waterfront locations. Live the Destin Harbor lifestyle. Bring your boat, your vision, and your flip flops.
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Missy L McDonald 850-830-5535,

    Red Hot Realty,

    Maggie A Veach 770-361-2489,

    Red Hot Realty

    Source: ECAOR,MLS#: 1009820MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 220 Square Feet
      • Dimensions: 20 x 11
      Bedroom
      • Level: Second
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Primary bathroom
      • Level: Second
      • Area: 40 Square Feet
      • Dimensions: 8 x 5
      Bathroom
      • Level: First
      • Area: 30 Square Feet
      • Dimensions: 6 x 5
      Dining area
      • Level: First
      • Area: 88 Square Feet
      • Dimensions: 11 x 8
      Kitchen
      • Level: First
      • Area: 88 Square Feet
      • Dimensions: 11 x 8
      Living room
      • Level: First
      • Area: 196 Square Feet
      • Dimensions: 14 x 14
      Storage
      • Level: Second
      • Area: 27 Square Feet
      • Dimensions: 9 x 3
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Flooring: Tile, Carpet
      • Windows: Window Treatments
      Interior area
      • Total structure area: 1,150
      • Total interior livable area: 1,150 sqft

      Property

      Parking
      • Total spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Covered, Deck
      • Exterior features: Balcony, Boat Slip, Dock
      • Has view: Yes
      • View description: Canal, Harbor
      • Has water view: Yes
      • Water view: Canal,Harbor
      • Waterfront features: Canal Access, Harbor, Riparian Rights, Shore - Beach, Shore - Natural, Waterfront
      Lot
      • Features: Covenants, Flood Insurance Req, Interior Lot, Level, Survey Available, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S24000000150000
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Block, Brick, Trim Wood
      • Roof: Metal
      Condition
      • Construction Complete,Needs Work
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Beach, Fishing, Waterfront, Short Term Rental - Allowed
      • Subdivision: HOLIDAY ISLE
      HOA
      • Has HOA: Yes
      • Services included: Management, Recreational Faclty
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $434/sqft
      • Tax assessed value: $343,879
      • Annual tax amount: $3,709
      • Date on market: 8/13/2026

        Estimated market value

        $443,700

        $390,000 - $506,000

        $2,358/mo

        Price history

        DateEventPrice
        8/13/2026Listed for sale$499,000+46.8%$434/sqft
        Source: ECAOR #1009820 Report a problem
        8/25/2006Sold$340,000$296/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,709 +18%$287,641 +10%
        2024$3,144 +4.9%$261,492 -1.9%
        2023$2,997 +7.6%$266,481 +7.2%
        2022$2,785 +4.8%$248,478 +6.6%
        2021$2,658 +18.9%$233,158 +30.5%
        2020$2,235 +3.6%$178,603 +5%
        2019$2,158 +2.9%$170,110 +4.2%
        2018$2,097 $163,302 +3.2%
        2017$2,097 +1.4%$158,216 +2.1%
        2016$2,068 +2.8%$154,887 +1.4%
        2015$2,012 -3.2%$152,736 +5.8%
        2014$2,078 $144,371 +7%
        2013-- $134,927 -0.2%
        2012-- $135,166 -14.6%
        2011-- $158,182 -23.5%
        2010-- $206,842 -11.5%
        2009-- $233,819 -2%
        2008-- $238,610 -2%
        2007-- $243,455 +319.8%
        2006-- $57,993 +3%
        2005-- $56,304 +3%
        2004-- $54,664 +1.9%
        2003-- $53,645 +2.4%
        2002-- $52,388 +1.6%
        2001-- $51,563
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32541

        Getting around

        1 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Destin

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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