Waterfront luxury meets effortless coastal living--this is the Emerald Coast dream, fully realized. 90 feet of prime waterfront, private boat slips, jet ski lifts, a resort-style pool, and deeded beach access within a short bike or golf cart ride. This is where boating days, beach sunsets, and effortless entertaining become your everyday reality. Launch from your private dock and be at Crab Island or in the Gulf in under 10 minutes. Whether it's boating, fishing, or dock-to-dinner nights via water taxi, this location delivers the ultimate coastal lifestyle. Offered turnkey and fully furnished, this home is ready to generate income or unforgettable memories from day one.Start your mornings with coffee and sunrise views from expansive wraparound balconies. Spend your days entertaining by the heated pool and spa, grilling on the deck, or unwinding fireside while casting a line from your private dockFirst level features two large garages, a bedroom, full bath, laundry, and a massive bonus space perfect for a game room, bunk room, or office.
Second level showcases two spacious waterfront primary suites, each with private balcony access, en-suite baths, and walk-in closets
The heart of the home is a generous open-concept kitchen and living area centered around a cozy fireplace--ideal for gathering after a day on the water. Whether you're building your investment portfolio, searching for a second home, or ready for full-time coastal living,The only thing missing is you. Schedule your private viewing now and experience it firsthand.
For sale
$1,875,000
517 Osceola Dr, Destin, FL 32541
3beds
2,308sqft
Single Family Residence
Built in 1981
0.27 Acres Lot
$1,743,500 Zestimate®
$812/sqft
$-- HOA
What's special
Heated pool and spaCozy fireplacePrivate dockResort-style poolDeeded beach accessTwo large garagesPrivate boat slips
- 219 days
- 454
- 20
Zillow last checked:
Listing updated:
Listed by:
Crystal D Newborn 850-333-1712,
The Ketchersid Group LLC,
The Ketchersid Team 850-344-9848,
The Ketchersid Group LLC
Source: ECAOR,MLS#: 998328
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
- Area: 247 Square Feet
- Dimensions: 19 x 13
Bedroom
- Level: Second
- Area: 240 Square Feet
- Dimensions: 20 x 12
Bedroom
- Level: First
- Area: 143 Square Feet
- Dimensions: 13 x 11
Dining room
- Level: Second
- Area: 150 Square Feet
- Dimensions: 15 x 10
Kitchen
- Level: Second
- Area: 176 Square Feet
- Dimensions: 22 x 8
Living room
- Level: Second
- Area: 220 Square Feet
- Dimensions: 20 x 11
Play room
- Level: First
- Area: 169 Square Feet
- Dimensions: 13 x 13
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
- Laundry: Common Area, Washer/Dryer Hookup
Features
- Breakfast Bar, Beamed Ceilings, Vaulted Ceiling(s), Track Lighting, Newly Painted, Owner's Closet, Pantry, Shelving, Split Bedroom, Walls Paneled, Wet Bar
- Windows: Plantation Shutters, Window Treatments, Hurricane Shutters
- Has fireplace: Yes
- Fireplace features: EPA Qualified Fireplace
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,308
- Total interior livable area: 2,308 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Boat, Golf Cart Garage, Guest, Oversized, Garage
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Covered, Deck, Porch
- Exterior features: Outdoor Grill, Balcony, Boat Slip, Boatlift, Dock, Private Yard, Lawn Pump, Outdoor Shower, Sprinkler System
- Has private pool: Yes
- Pool features: Heated, In Ground, Gunite
- Has spa: Yes
- Spa features: Heated
- Fencing: Partial
- Has view: Yes
- View description: Canal, Harbor
- Has water view: Yes
- Water view: Canal,Harbor
- Waterfront features: Canal Access, Harbor, Intracoastal Wtrwy, Seawall
Lot
- Size: 0.27 Acres
- Dimensions: 130 x 90
- Features: Covenants, Dead End, Interior Lot, Level, Within 1/2 Mile to Water
Details
- Additional structures: Guest House
- Parcel number: 002S242186000F0370
- Zoning description: City, Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Composition
Condition
- Construction Complete
- New construction: No
- Year built: 1981
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Deed Access, Dock, Fishing, Game Room, Pool, TV Cable, Waterfront, Whirlpool, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: Holiday Isle
HOA
- Has HOA: Yes
- Services included: Licenses/Permits
Location
- Region: Destin
Financial & listing details
- Price per square foot: $812/sqft
- Tax assessed value: $1,453,975
- Annual tax amount: $17,220
- Date on market: 3/20/2026
- Road surface type: Paved
Estimated market value
$1,743,500
$1.66M - $1.83M
$5,696/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Listed for sale | $1,875,000-6.2%$812/sqft |
Source:  ECAOR #998328 Report a problem | ||
| 3/14/2025 | Listing removed | $1,998,000$866/sqft |
Source: ECAOR #945267 Report a problem | ||
| 5/2/2024 | Price change | $1,998,0000%$866/sqft |
Source: ECAOR #945267 Report a problem | ||
| 3/21/2024 | Listed for sale | $1,998,800+0.2%$866/sqft |
Source: ECAOR #945267 Report a problem | ||
| 8/25/2023 | Listing removed | -- |
Source: ECAOR #895288 Report a problem | ||
| 5/17/2023 | Price change | $1,995,000-11.3%$864/sqft |
Source: ECAOR #895288 Report a problem | ||
| 4/30/2023 | Price change | $2,250,000-10%$975/sqft |
Source: ECAOR #895288 Report a problem | ||
| 1/19/2023 | Price change | $2,500,000+19%$1,083/sqft |
Source: ECAOR #895288 Report a problem | ||
| 12/17/2022 | Price change | $2,100,000-4.5%$910/sqft |
Source: ECAOR #895288 Report a problem | ||
| 10/2/2022 | Price change | $2,200,000-8.3%$953/sqft |
Source: ECAOR #895288 Report a problem | ||
| 9/8/2022 | Price change | $2,400,000-2%$1,040/sqft |
Source: ECAOR #895288 Report a problem | ||
| 8/5/2022 | Price change | $2,450,000-2%$1,062/sqft |
Source: ECAOR #895288 Report a problem | ||
| 7/22/2022 | Price change | $2,500,000-10.7%$1,083/sqft |
Source: ECAOR #895288 Report a problem | ||
| 4/8/2022 | Listed for sale | $2,800,000+77.8%$1,213/sqft |
Source: ECAOR #895288 Report a problem | ||
| 12/7/2021 | Sold | $1,575,000+80%$682/sqft |
Source: Public Record Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 3/10/2020 | Sold | $875,000-5.4%$379/sqft |
Source: Public Record Report a problem | ||
| 2/21/2020 | Pending sale | $925,000$401/sqft |
Source: Owner Report a problem | ||
| 2/18/2020 | Listed for sale | $925,000+50.4%$401/sqft |
Source: Owner Report a problem | ||
| 10/6/2016 | Sold | $615,000-5.4%$266/sqft |
Source: Public Record Report a problem | ||
| 7/8/2016 | Listed for sale | $650,000$282/sqft |
Source: RE/MAX Southern Realty #756547 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $17,220 +1% | $1,453,975 +1% |
| 2024 | $17,055 +2.3% | $1,439,646 -1.7% |
| 2023 | $16,665 +13.9% | $1,464,593 +20.6% |
| 2022 | $14,637 +61.5% | $1,214,598 +66.4% |
| 2021 | $9,065 +29.6% | $730,011 +22.3% |
| 2020 | $6,993 +1% | $596,820 +2.3% |
| 2019 | $6,921 +0.8% | $583,402 +1.9% |
| 2018 | $6,869 | $572,524 +9.2% |
| 2017 | $6,869 +0.2% | $524,475 +7.6% |
| 2016 | $6,854 +11.4% | $487,500 +17.1% |
| 2015 | $6,153 +10.5% | $416,342 +0.4% |
| 2014 | $5,570 | $414,537 +5.8% |
| 2013 | -- | $391,644 -0.1% |
| 2012 | -- | $392,083 -4.7% |
| 2011 | -- | $411,371 -11% |
| 2010 | -- | $462,026 -6.8% |
| 2009 | -- | $495,993 -17.7% |
| 2008 | -- | $602,732 -42.1% |
| 2007 | -- | $1,040,823 -0.1% |
| 2006 | -- | $1,042,362 +15.4% |
| 2005 | -- | $903,215 +85.4% |
| 2004 | -- | $487,243 +26.4% |
| 2003 | -- | $385,525 +14.7% |
| 2002 | -- | $336,084 +2.3% |
| 2001 | -- | $328,593 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32541
Nearby schools
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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