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For sale
    • $1,900,000

    521 Gulf Shore Dr, Destin, FL 32541

    5beds
    3,276sqft
    : 
    $11,447/mo
    Get pre-qualified
    Single Family Residence
    Built in 1972
    0.27 Acres Lot
    $1,318,400 Zestimate®
    $580/sqft
    $49/mo HOA

    What's special

    Water viewsDedicated fish cleaning stationPremier boating amenitiesSpacious accommodationsLarge second-floor front balconyExceptional outdoor living
    OPEN HOUSE! FRIDAY, AUG.14TH FROM 10AM-1PM. Welcome to Holiday Isle! This 5-bedroom, 3-bath waterfront home comfortably sleeps 14 guests and offers an incredible opportunity as a primary residence, second home, or established vacation rental. The spacious open-concept living area is designed for entertaining and opens to one of the largest waterfront decks on Holiday Isle, providing plenty of room for outdoor dining, gatherings, and enjoying the water views. The deck has even been used to host weddings, offering endless possibilities for entertaining. Boating enthusiasts will appreciate the private dock with two boat lifts and a dedicated fish cleaning station. Cruise to Crab Island, spend the day fishing in the World's Luckiest Fishing Village, or explore Destin's waterways right from your backyard. The home also features a large second-floor front balcony, perfect for morning coffee or relaxing in the evening after a day on the water. Located just across the street from the Gulf of America, you'll enjoy a short walk to the private gated beach access where you can spend the day on Destin's sugar-white sand and emerald waters. With spacious accommodations, exceptional outdoor living, premier boating amenities, and an unbeatable Holiday Isle location, this property offers outstanding rental potential and the coastal lifestyle buyers are looking for.
    3 days
    |
    420
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Travis Mattair 509-250-3111,

    Innerscope Realty LLC

    Source: CPAR,MLS#: 793884MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Living Room, Other, Patio
      Bedroom
      • Level: Second
      • Dimensions: 0 x 0
      Bedroom
      • Level: Second
      • Dimensions: 0 x 0
      Bedroom
      • Level: First
      • Dimensions: 0 x 0
      Bedroom
      • Level: First
      • Dimensions: 0 x 0
      Bedroom
      • Level: First
      • Dimensions: 0 x 0
      Dining room
      • Level: Second
      • Dimensions: 0 x 0
      Kitchen
      • Level: Second
      • Dimensions: 0 x 0
      Living room
      • Level: Second
      • Dimensions: 0 x 0
      Other
      • Features: Balcony
      • Level: Second
      • Dimensions: 0 x 0
      Patio
      • Level: Second
      • Dimensions: 0 x 0
      Heating
      • Central, Electric, Fireplace(s)
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Cooktop, Electric Range, Electric Water Heater
      Features
      • Double Vanity, Tub Shower
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      Interior area
      • Total structure area: 3,276
      • Total interior livable area: 3,276 sqft

      Property

      Parking
      • Parking features: Additional Parking, Circular Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Balcony, Covered, Patio
      • Exterior features: Deck
      • Fencing: Partial
      • Has view: Yes
      • View description: Bay, Gulf, Intercoastal
      • Has water view: Yes
      • Water view: Bay,Gulf,Intercoastal
      • Waterfront features: Bayfront, Gulf, Intracoastal Access
      Lot
      • Size: 0.27 Acres
      • Dimensions: 90 x 130
      • Features: Paved
      Details
      • Parcel number: 002S242186000F1040
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Holiday Isle
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights
      • Services included: Association Management, Legal/Accounting
      • HOA fee: $593 annually
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $580/sqft
      • Tax assessed value: $1,171,104
      • Annual tax amount: $12,372
      • Date on market: 8/12/2026
      • Electric utility on property: Yes

        Estimated market value

        $1,318,400

        $1.15M - $1.52M

        $4,781/mo

        Price history

        DateEventPrice
        8/12/2026Listed for sale$1,900,000$580/sqft
        Source: ECAOR #1009704 Report a problem
        4/20/2026Listing removed$14,889$5/sqft
        Source: Zillow Rentals Report a problem
        4/18/2026Listed for rent$14,889$5/sqft
        Source: Zillow Rentals Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$12,372 +6.4%$939,471 +10%
        2024$11,631 +3.4%$854,065 -24.9%
        2023$11,253 +18.8%$1,137,444 +29.4%
        2022$9,472 +16.3%$879,063 +30.8%
        2021$8,148 +11.6%$671,867 +15.2%
        2020$7,299 +2.1%$583,338 +3.5%
        2019$7,150 +5.3%$563,667 +6%
        2018$6,788 $531,937 +6.1%
        2017-- $501,546 +8%
        2016-- $464,452 +17.6%
        2015-- $394,777 -4.6%
        2014-- $413,698 +5.8%
        2013-- $390,946 0%
        2012-- $391,013 -4.7%
        2011-- $410,108 -10.9%
        2010-- $460,287 -6.1%
        2009-- $490,309 -17.7%
        2008-- $595,437 -42.8%
        2007-- $1,041,200 -0.1%
        2006-- $1,042,226 +24.8%
        2005-- $834,876 +71.1%
        2004-- $487,824 +25.2%
        2003-- $389,669 +14.7%
        2002-- $339,862 +2.3%
        2001-- $332,243
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32541

        Getting around

        5 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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