Enjoy coastal living at its finest with this beautiful fully furnished first-floor waterfront studio located at Pirates Bay Condominiums overlooking the tranquil waters of the Santa Rosa Sound in Fort Walton Beach, Florida. This charming unit offers an incredible opportunity as a vacation getaway, income-producing investment, or personal waterfront retreat. Positioned second from the end of the building, the condo sits just steps from the water and provides beautiful sound views from inside the unit, the back porch and even the front door.
Located directly along U.S. Route 98, Pirates Bay places you just minutes from the brilliant white sand beaches and emerald waters of Destin and Okaloosa Island, along with the dining, shopping, and entertainment of downtown Fort Walton Beach. The waterfront complex features several desirable amenities including a large in-ground pool, dock and waterfront access, an updated picnic area, and convenient kayak and bike storage for owners. Residents and guests can spend their days fishing from the dock, catching lunch or dinner from the sound, or simply relaxing while watching dolphins swim and play across the water.
Laundry facilities are located on each floor for added convenience, and owners are allowed to have pets. Whether you prefer to keep this coastal escape all to yourself or share it with visitors, short-term rentals are permitted, offering excellent flexibility and investment potential. Private boat slips are also available onsite for boat owners and may even be made available to renters, adding even more appeal to this waterfront opportunity.
For sale
Price cut: $14.6K (9/7)
$174,999
214 Miracle Strip Pkwy SW #A102, Fort Walton Beach, FL 32548
0beds
325sqft
Condominium
Built in 1986
-- sqft lot
$170,100 Zestimate®
$538/sqft
$-- HOA
What's special
Waterfront complexFishing from the dockBack porchLarge in-ground poolDock and waterfront accessUpdated picnic area
- 224 days
- 289
- 10
Zillow last checked:
Listing updated:
Listed by:
Shane T Grady 850-684-5466,
Coldwell Banker Realty,
Tania Grady 786-877-0429,
Coldwell Banker Realty
Source: ECAOR,MLS#: 997760
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 0
- Bathrooms: 1
- Full bathrooms: 1
Bathroom
- Level: First
- Area: 48.75 Square Feet
- Dimensions: 7.5 x 6.5
Other
- Level: First
- Area: 201.25 Square Feet
- Dimensions: 17.5 x 11.5
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Microwave, Refrigerator, Electric Water Heater
- Laundry: Common Area
Features
- Flooring: Tile
- Windows: Window Treatments
- Furnished: Yes
Interior area
- Total structure area: 325
- Total interior livable area: 325 sqft
Property
Features
- Patio & porch: Covered
- Exterior features: Dock
- Pool features: In Ground
- Has view: Yes
- View description: Intracoastal Waterwy, Sound
- Has water view: Yes
- Water view: Intracoastal Waterwy,Sound
- Waterfront features: Intracoastal Wtrwy, Sound, Waterfront
Details
- Parcel number: 232S24401A0000A102
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Concrete, Stucco, Steel Frame
Condition
- Construction Complete
- New construction: No
- Year built: 1986
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Dock, Dumpster, Elevators, Fishing, Marina, Picnic Area, TV Cable, Waterfront
- Subdivision: PIRATES BAY PH 1
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Recreational Faclty, Sewer, Cable TV, Trash, Water, Internet
Location
- Region: Fort Walton Beach
Financial & listing details
- Price per square foot: $538/sqft
- Tax assessed value: $157,500
- Annual tax amount: $2,135
- Date on market: 3/12/2026
Estimated market value
$170,100
$162,000 - $179,000
$1,681/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/7/2026 | Price change | $174,999-7.7%$538/sqft |
Source: | ||
| 8/24/2026 | Price change | $189,600-0.1%$583/sqft |
Source: | ||
| 8/6/2026 | Price change | $189,700-0.1%$584/sqft |
Source: | ||
| 7/24/2026 | Price change | $189,800-0.1%$584/sqft |
Source: | ||
| 3/12/2026 | Listed for sale | $189,900+36.1%$584/sqft |
Source: | ||
| 4/14/2021 | Sold | $139,500$429/sqft |
Source: | ||
| 3/24/2021 | Pending sale | $139,500$429/sqft |
Source: | ||
| 3/22/2021 | Listed for sale | $139,500+179%$429/sqft |
Source: | ||
| 2/9/2012 | Sold | $50,000-24.2%$154/sqft |
Source: Public Record Report a problem | ||
| 1/31/2002 | Sold | $66,000$203/sqft |
Source: Public Record Report a problem | ||
| 8/8/2000 | Sold | $66,000$203/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,135 -6% | $157,500 -5.7% |
| 2024 | $2,271 -0.1% | $167,108 -7.2% |
| 2023 | $2,272 +9.3% | $180,000 +30.3% |
| 2022 | $2,079 +30.9% | $138,105 +20.1% |
| 2021 | $1,588 +11.2% | $115,000 +15% |
| 2020 | $1,429 +20.3% | $100,000 +27.4% |
| 2019 | $1,188 +10.8% | $78,500 +17.2% |
| 2018 | $1,072 | $67,000 +7.2% |
| 2017 | $1,072 +5.7% | $62,500 +9.6% |
| 2016 | $1,014 +10.3% | $57,000 |
| 2015 | $919 +3% | $57,000 +21.3% |
| 2014 | $893 | $47,000 +4.4% |
| 2013 | -- | $45,000 |
| 2012 | -- | $45,000 -3.2% |
| 2011 | -- | $46,500 -7% |
| 2010 | -- | $50,000 -16.7% |
| 2009 | -- | $60,000 -47.8% |
| 2008 | -- | $115,000 -15.4% |
| 2007 | -- | $136,000 |
| 2006 | -- | $136,000 +38.8% |
| 2005 | -- | $98,000 +48.5% |
| 2004 | -- | $66,000 +20.9% |
| 2003 | -- | $54,600 +5% |
| 2002 | -- | $52,000 |
| 2001 | -- | $52,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32548
Nearby schools
Schools provided by the listing agent
- Elementary: Edwins
- Middle: Bruner
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.









