Skip main navigation
New
  • $539,000

    38W686 Ridgewood Ln, Elgin, IL 60124

    3beds
    2,557sqft
    : 
    $3,763/mo
    Get pre-qualified
    Single Family Residence
    Built in 1971
    0.94 Acres Lot
    $520,500 Zestimate®
    $211/sqft
    $-- HOA

    What's special

    Carrier hvac systemBrand-new wellWater heaterWhole-home water filtration systemBeverage refrigeratorNew roof
    Welcome to this beautifully maintained home in a quiet, highly desirable neighborhood where thoughtful updates and major improvements provide peace of mind for years to come. The new roof complements an extensive list of recent upgrades, including a Carrier HVAC system and water heater, both replaced in 2017. The sump pump with battery backup was replaced in 2024, along with a brand-new well and whole-home water filtration system. The home features Pella windows, replaced in 2017, with a transferable warranty. All appliances were replaced in 2025, including the dishwasher, oven, beverage refrigerator, microwave, and refrigerator. Both fireplaces have been converted to gas, adding warmth and convenience. Enjoy the outdoors with a pool replaced in 2019 and a brand-new liner installed this year. Three composite rear decks were also replaced, representing approximately $20,000 in improvements and creating the perfect setting for entertaining or relaxing. The driveway was completely torn out and replaced in 2021 and has been freshly seal coated. Inside, the upstairs bathroom was completely remodeled in 2018, while the kitchen was remodeled in 2013. Every major area of the home reflects pride of ownership and ongoing investment. The location is truly hard to beat-just minutes from Routes 90 and 20, while tucked away in a beautiful, peaceful neighborhood. Residents can also enjoy the neighborhood lake, which is maintained for neighbors and features a brand-new pier and benches. This is a home where extensive updates, outdoor enjoyment, and an exceptional location come together beautifully.
    1 day
    |
    542
    |
    34
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Marissa Hucek (630)432-1719,

    eXp Realty - Chicago North Ave

    Source: MRED as distributed by MLS GRID,MLS#: 12731974MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Office
      Primary bedroom
      • Level: Second
      • Area: 180 Square Feet
      • Dimensions: 12X15
      Bedroom 2
      • Level: Second
      • Area: 168 Square Feet
      • Dimensions: 12X14
      Bedroom 3
      • Level: Second
      • Area: 168 Square Feet
      • Dimensions: 12X14
      Dining room
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12X10
      Family room
      • Level: Main
      • Area: 225 Square Feet
      • Dimensions: 15X15
      Kitchen
      • Level: Main
      • Area: 300 Square Feet
      • Dimensions: 20X15
      Laundry
      • Level: Basement
      • Area: 25 Square Feet
      • Dimensions: 5X5
      Living room
      • Level: Main
      • Area: 240 Square Feet
      • Dimensions: 15X16
      Office
      • Level: Basement
      • Area: 144 Square Feet
      • Dimensions: 12X12
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Features
      • Basement: Partially Finished,Full
      Interior area
      • Total structure area: 0
      • Total interior livable area: 2,557 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Yes, Attached, Garage
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      Lot
      • Size: 0.94 Acres
      • Dimensions: 100x409.5
      Details
      • Parcel number: 0606326015
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      Condition
      • New construction: No
      • Year built: 1971

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      HOA
      • Services included: None
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $211/sqft
      • Tax assessed value: $372,843
      • Annual tax amount: $8,541
      • Date on market: 8/13/2026
      • Ownership: Fee Simple

        Estimated market value

        $520,500

        $494,000 - $547,000

        $2,846/mo

        Price history

        DateEventPrice
        8/13/2026Listed for sale$539,000+96%$211/sqft
        Source: MRED as distributed by MLS GRID #12731974 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        3/24/2017Sold$275,000-9.8%$108/sqft
        Source: Public Record Report a problem
        3/24/2016Listing removed$305,000$119/sqft
        Source: Owner #24008401 Report a problem
        1/15/2016Pending sale$305,000$119/sqft
        Source: Owner #24008401 Report a problem
        12/5/2014Price change$305,000-3.2%$119/sqft
        Source: Owner #24008401 Report a problem
        10/2/2014Listed for sale$315,000+128.3%$123/sqft
        Source: Owner Report a problem
        11/8/1996Sold$138,000$54/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,352 +5.2%$124,281 +10.7%
        2023$7,943 +5.5%$112,279 +9.7%
        2022$7,526 +6.1%$102,379 +7%
        2021$7,094 +3.2%$95,717 +4.8%
        2020$6,873 +3.9%$91,376 +5%
        2019$6,614 +1.5%$87,041 +6.2%
        2018$6,514 +2.8%$81,998 +5.8%
        2017$6,334 -3.9%$77,518 +7.8%
        2016$6,593 $71,916 +9.1%
        2015-- $65,917 +1.3%
        2014-- $65,103 -2.6%
        2013-- $66,820 -7.4%
        2012-- $72,176 -10.7%
        2011-- $80,798 -9.7%
        2010-- $89,428 -6.7%
        2009-- $95,870 -2.5%
        2008-- $98,365 +3.3%
        2007-- $95,204 +4.2%
        2006-- $91,375 +6.5%
        2005-- $85,807 +6.8%
        2004-- $80,374 +7.8%
        2003-- $74,565 +8%
        2002-- $69,042 +7.5%
        2001-- $64,255 +5.1%
        2000-- $61,149
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 60124

        Getting around

        2 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: 46

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes