Escape to your own slice of paradise with this beautiful direct lakefront home on East Lake Tohopekaliga, situated on over half an acre with breathtaking water views and private enjoyment of one of Central Florida’s most sought-after lakes. Perfect for outdoor enthusiasts and those looking to unwind, this property offers front-row views of St. Cloud Lakefront events, fireworks, and festivals—all from your own backyard. Room for boats, toys, gardens, and gatherings — without HOA rules. This charming residence features 3 spacious bedrooms with new luxury laminate flooring and 2 elegantly redesigned bathrooms, combining comfort with modern style. The upgraded kitchen showcases stone countertops and stainless steel appliances, ideal for entertaining and everyday living. Brand-new French doors off the family room, office, and primary bedroom create seamless indoor-outdoor living, filling the home with natural light and showcasing stunning lake and landscape views. The expansive family room overlooks East Lake Toho, making it an inviting space for relaxation or gatherings. A versatile bonus room can be used as a formal dining area, office, or additional living space. Step outside to your private lakefront oasis featuring a semi above-ground pool, wood deck, and pergola—perfect for enjoying Florida’s outdoor lifestyle. Additional features include a 15x28 Tuff Shed wired for electric with a loft, a stone paver driveway, and a fully fenced yard with gated access on all sides. Enjoy peaceful mornings on the screened-in back porch overlooking the water. East Lake Toho is renowned for boating, fishing, skiing, and endless recreational opportunities, while still being conveniently located near shopping, dining, and local attractions. Don’t miss this opportunity to embrace true lakefront living—schedule your showing today.
For sale
Price cut: $20.7K (3/8)
$650,000
4321 Rummell Rd, Saint Cloud, FL 34769
3beds
2,252sqft
Est.:
Single Family Residence
Built in 1958
0.65 Acres Lot
$628,800 Zestimate®
$289/sqft
$-- HOA
What's special
Semi above-ground poolWood deckEnclosed porchVersatile bonus roomBreathtaking water viewsPrivate lakefront oasisDirect lakefront home
- 75 days |
- 1,191 |
- 50 |
Zillow last checked: 7 hours ago
Listing updated: March 08, 2026 at 10:08am
Listing Provided by:
Jessica Gardner 407-488-9836,
REALTY HUB 407-900-1001
Source: Stellar MLS,MLS#: S5140907
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Great Room
Primary bedroom
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 216 Square Feet
- Dimensions: 18x12
Bathroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Dining room
- Features: Ceiling Fan(s)
- Level: First
- Area: 220 Square Feet
- Dimensions: 22x10
Great room
- Features: Ceiling Fan(s)
- Level: First
- Area: 450 Square Feet
- Dimensions: 25x18
Kitchen
- Features: Granite Counters
- Level: First
- Area: 403 Square Feet
- Dimensions: 31x13
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System, Wine Refrigerator
- Laundry: Inside
Features
- Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat
- Flooring: Ceramic Tile, Laminate
- Doors: French Doors
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 4,465
- Total interior livable area: 2,252 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Carport
- Carport spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Rear Porch, Screened
- Exterior features: Other, Private Mailbox
- Has private pool: Yes
- Pool features: Deck, In Ground
- Fencing: Other
- Has view: Yes
- View description: Water, Canal, Lake
- Has water view: Yes
- Water view: Water,Canal,Lake
- Waterfront features: Lake Front, Freshwater Canal Access, Lake Privileges, Marina Access, Skiing Allowed
- Body of water: EAST LAKE TOHO
Lot
- Size: 0.65 Acres
- Dimensions: 100 x 305
- Features: Flood Insurance Required, City Lot, Landscaped, Near Marina, Oversized Lot
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Additional structures: Shed(s), Storage, Workshop
- Parcel number: 3625300600000A0020
- Zoning: ORS2
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Metal
Condition
- Completed
- New construction: No
- Year built: 1958
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected
Community & HOA
Community
- Subdivision: OSCEOLA SHORES
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $289/sqft
- Tax assessed value: $257,000
- Annual tax amount: $2,387
- Date on market: 1/1/2026
- Cumulative days on market: 446 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
$628,800
$597,000 - $660,000
$2,209/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/8/2026 | Price change | $650,000-3.1%$289/sqft |
Source:  Stellar MLS #S5140907 Report a problem | ||
| 1/1/2026 | Listed for sale | $670,700-2.7%$298/sqft |
Source: Stellar MLS #S5140907 Report a problem | ||
| 12/22/2025 | Listing removed | $689,000$306/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 12/3/2025 | Price change | $689,000-0.1%$306/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 11/1/2025 | Listed for sale | $689,999$306/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 10/15/2025 | Listing removed | $689,999$306/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 8/22/2025 | Price change | $689,999-0.7%$306/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 4/11/2025 | Price change | $695,000-3.3%$309/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 3/22/2025 | Pending sale | $719,000$319/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 3/2/2025 | Price change | $719,000-1.4%$319/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 1/2/2025 | Price change | $729,000-2.1%$324/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 11/1/2024 | Listed for sale | $745,000+14507.8%$331/sqft |
Source: Stellar MLS #S5114837 Report a problem | ||
| 2/28/2008 | Sold | $5,100-94.8%$2/sqft |
Source: Public Record Report a problem | ||
| 12/15/2000 | Sold | $98,100-0.4%$44/sqft |
Source: Public Record Report a problem | ||
| 2/27/1996 | Sold | $98,500$44/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,388 +2.9% | $257,000 +1.7% |
| 2023 | $2,320 +5.9% | $252,700 +11.3% |
| 2022 | $2,190 +1.5% | $227,100 +14.6% |
| 2021 | $2,158 +1% | $198,100 +14.6% |
| 2020 | $2,136 +1.6% | $172,900 +3.7% |
| 2019 | $2,102 | $166,700 +10.9% |
| 2018 | $2,102 +1.5% | $150,324 +2.1% |
| 2017 | $2,071 +0.7% | $147,233 +2.1% |
| 2016 | $2,056 +1.9% | $144,205 +0.7% |
| 2015 | $2,018 -0.9% | $143,203 +0.8% |
| 2014 | $2,035 | $142,067 +1.5% |
| 2013 | -- | $139,968 +1.7% |
| 2012 | -- | $137,629 -12.2% |
| 2011 | -- | $156,700 -4% |
| 2010 | -- | $163,200 -5% |
| 2009 | -- | $171,800 -21% |
| 2008 | -- | $217,600 +1.4% |
| 2007 | -- | $214,500 +7.4% |
| 2006 | -- | $199,800 +56% |
| 2005 | -- | $128,100 +14.2% |
| 2004 | -- | $112,200 |
| 2003 | -- | $112,200 +1.4% |
| 2002 | $1,399 +2.1% | $110,688 +1.6% |
| 2001 | $1,369 | $108,945 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,014/mo
Principal & interest
$3207
Property taxes
$807
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Climate risks
Neighborhood: 34769
Nearby schools
GreatSchools rating
- 3/10Lakeview Elementary SchoolGrades: PK-5Distance: 2.1 mi
- 7/10St. Cloud Middle SchoolGrades: 6-8Distance: 1.5 mi
- 4/10St. Cloud High SchoolGrades: PK,9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Lakeview Elem (K 5)
- Middle: St. Cloud Middle (6-8)
- High: St. Cloud High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 34769
- Florida
- Osceola County
- Saint Cloud
- 34769
- 4321 Rummell Rd
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