Discover the perfect blend of space and serenity at 4635 Camargo Road, a charming brick ranch nestled on a lush 0.85-acre lot in the heart of Mount Sterling. This expansive 2,404-square-foot home is designed for both comfort and entertaining, featuring three spacious bedrooms and two full baths. Step inside to an inviting foyer that leads to a grand great room and a formal living room, each anchored by a cozy masonry fireplace. The heart of the home is the large, well-appointed kitchen, complete with a breakfast bar and stainless steel appliances, opening into a bright eat-in area with its own fireplace—perfect for morning coffee. Elegant hardwood and tile flooring flow throughout the main level. The versatility continues with a partially finished basement, offering additional recreation space and a third fireplace. Outside, enjoy the privacy of a partially fenced yard shaded by mature trees, a one-car attached garage, and a spacious driveway for ample parking. Located just moments from Camargo Elementary and local parks, this home offers the peaceful lifestyle of Montgomery County with modern convenience.
For sale
$390,000
4635 Camargo Rd, Mt Sterling, KY 40353
3beds
2,404sqft
Est.:
Single Family Residence
Built in ----
0.85 Acres Lot
$337,100 Zestimate®
$162/sqft
$-- HOA
What's special
Partially finished basementCozy masonry fireplaceCharming brick ranchBright eat-in areaBreakfast barOne-car attached garageLarge well-appointed kitchen
- 9 hours |
- 143 |
- 7 |
Zillow last checked: 8 hours ago
Listing updated: 17 hours ago
Listed by:
Robert Coburn 859-771-0400,
Kentucky Realty Group, LLC
Source: Imagine MLS,MLS#: 26001640
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom 1
- Level: First
Bedroom 2
- Level: First
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Utility room
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air, Ceiling Fan(s), Electric, Heat Pump
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Oven
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Tile, Wood
- Basement: Full,Interior Entry,Partially Finished,Sump Pump
- Number of fireplaces: 3
- Fireplace features: Basement, Family Room, Living Room, Wood Burning
Interior area
- Total structure area: 2,404
- Total interior livable area: 2,404 sqft
- Finished area above ground: 2,404
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached Garage, Driveway, Off Street, Garage Faces Rear
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Fencing: Partial
Lot
- Size: 0.85 Acres
- Features: Few Trees
Details
- Parcel number: 0412001068.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer
- Foundation: Block
- Roof: Shingle
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Mt Sterling
Financial & listing details
- Price per square foot: $162/sqft
- Tax assessed value: $183,500
- Annual tax amount: $1,973
- Date on market: 1/23/2026
Estimated market value
$337,100
$310,000 - $364,000
$1,757/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/23/2026 | Listed for sale | $390,000+85.7%$162/sqft |
Source:  Imagine MLS #26001640 Report a problem | ||
| 8/1/2025 | Sold | $210,000+14.4%$87/sqft |
Source: Public Record Report a problem | ||
| 8/28/2019 | Sold | $183,500+3.7%$76/sqft |
Source: Imagine MLS #1822036 Report a problem | ||
| 1/7/2015 | Sold | $177,000-1.6%$74/sqft |
Source: Imagine MLS #1418100 Report a problem | ||
| 11/5/2014 | Price change | $179,900-1.6%$75/sqft |
Source: McCormick Realty Inc. #1418100 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2022 | $1,973 -0.6% | $183,500 |
| 2021 | $1,985 -0.4% | $183,500 |
| 2020 | $1,993 +3% | $183,500 +3.7% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,251/mo
Principal & interest
$1870
Property taxes
$244
Home insurance
$137
Climate risks
Neighborhood: 40353
Nearby schools
GreatSchools rating
- 6/10Camargo Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 3/10McNabb Middle SchoolGrades: 6-8Distance: 4.7 mi
- 5/10Montgomery County High SchoolGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- Elementary: Camargo
- Middle: McNabb
- High: Montgomery Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
