If you are looking for affordable retirement living, or a place to enjoy the winter with lots of activities, you just found it! This two bedroom newly remodeled and fully furnished home is located in the 55+ community of Saddlebag Lake Resort, where you OWN the land, no more paying lot rent. The home has laminate flooring throughout so it's easy to keep clean. You'll love the kitchen, with it's many cabinets and lots of counter space, and there's even an island for extra prep work and for sitting at to enjoy a meal. Upstairs you'll find two good size bedrooms, a nicely redone bathroom and loads of storage space. Outside you'll see the driveway is large enough to accommodate two vehicles, and out back there's a patio for grilling and a shed for all your tools. The home backs up to the orange grove, so you will have no rear neighbors, and is situated near the back of the resort so the traffic is minimal. Pets are welcome here, you'll be close to the dog park so you can let your furry family members run around. Enjoy all the resort has to offer, including the heated community pool, hot tub and saunas, tennis and pickle ball courts, shuffleboard and horse shoes, the rec room with pool tables and fitness equipment, boating and fishing on Saddlebag Lake, the clubhouse with planned activities and more - this is truly a must see! Call now for your private tour!
For sale
Price cut: $10K (12/30)
$85,000
40 Saddlebag Trl N, Lake Wales, FL 33898
2beds
642sqft
Est.:
Mobile Home
Built in 1976
5,036 Square Feet Lot
$-- Zestimate®
$132/sqft
$227/mo HOA
What's special
Two good size bedroomsLoads of storage spaceLaminate flooringLots of counter spaceNicely redone bathroom
- 457 days |
- 103 |
- 2 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 29, 2025 at 04:11pm
Listing Provided by:
Kris Bender 863-521-9421,
BENDER REALTY, LLC 863-223-8708
Source: Stellar MLS,MLS#: K4902717
Originating MLS: Lake Wales
Originating MLS: Lake Wales
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Built-in Closet
- Level: Second
- Area: 116.4 Square Feet
- Dimensions: 12x9.7
Bedroom 2
- Features: Built-in Closet
- Level: Second
- Area: 104.5 Square Feet
- Dimensions: 11x9.5
Kitchen
- Level: First
- Area: 143.75 Square Feet
- Dimensions: 12.5x11.5
Living room
- Level: First
- Area: 250 Square Feet
- Dimensions: 12.5x20
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: None
Features
- Open Floorplan
- Flooring: Laminate
- Windows: Drapes
- Has fireplace: No
Interior area
- Total structure area: 642
- Total interior livable area: 642 sqft
Video & virtual tour
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Patio
- Exterior features: Other, Rain Gutters
- Waterfront features: Lagoon Access, Lake Privileges
- Body of water: SADDLEBAG LAKE
Lot
- Size: 5,036 Square Feet
Details
- Additional structures: Shed(s)
- Parcel number: 283001939020039130
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: MobileManufactured
- Property subtype: Mobile Home
Materials
- Vinyl Siding
- Foundation: Crawlspace, Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Fishing, Dog Park, Golf Carts OK
- Security: Gated Community
- Senior community: Yes
- Subdivision: SADDLEBAG LAKE
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fitness Center, Laundry, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
- Services included: Sewer, Trash, Water
- HOA fee: $227 monthly
- HOA name: Tanisha Schroeder
- HOA phone: 863-605-1081
- Pet fee: $0 monthly
Location
- Region: Lake Wales
Financial & listing details
- Price per square foot: $132/sqft
- Tax assessed value: $47,870
- Annual tax amount: $873
- Date on market: 12/4/2024
- Cumulative days on market: 457 days
- Listing terms: Cash
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
- Body type: Single Wide
Kris Bender
(863) 521-9421
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Estimated market value
Not available
Estimated sales range
Not available
$985/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/30/2025 | Price change | $85,000-10.5%$132/sqft |
Source:  Stellar MLS #K4902717 Report a problem | ||
| 6/17/2025 | Price change | $95,000-13.6%$148/sqft |
Source: Stellar MLS #K4902717 Report a problem | ||
| 1/21/2025 | Price change | $110,000-8.3%$171/sqft |
Source: Stellar MLS #K4902717 Report a problem | ||
| 12/4/2024 | Listed for sale | $120,000+33.3%$187/sqft |
Source: Stellar MLS #K4902717 Report a problem | ||
| 11/29/2022 | Sold | $90,000+157.1%$140/sqft |
Source: Public Record Report a problem | ||
| 7/8/2022 | Sold | $35,000+134.9%$55/sqft |
Source: Public Record Report a problem | ||
| 4/10/2017 | Sold | $14,900+49%$23/sqft |
Source: Public Record Report a problem | ||
| 1/31/1995 | Sold | $10,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $620 +3.6% | $47,870 +5% |
| 2023 | $598 +39.8% | $45,591 +45.8% |
| 2022 | $428 +8.6% | $31,270 +10% |
| 2021 | $394 +62.1% | $28,427 +63.5% |
| 2020 | $243 -2.6% | $17,391 +0.3% |
| 2019 | $250 -45.8% | $17,341 -18.3% |
| 2018 | $460 -8.8% | $21,228 -10.3% |
| 2017 | $505 +44.4% | $23,657 +0.1% |
| 2016 | $349 +1.9% | $23,632 +4.5% |
| 2015 | $343 -41.3% | $22,615 -16.7% |
| 2014 | $583 +52.2% | $27,165 +10% |
| 2013 | $383 +0.9% | $24,695 |
| 2012 | $380 -5.5% | $24,695 -4.4% |
| 2011 | $402 -11.2% | $25,842 -9.5% |
| 2010 | $453 -5.4% | $28,551 +0.6% |
| 2009 | $479 +10.7% | $28,390 +3% |
| 2008 | $433 | $27,555 |
| 2007 | -- | -- |
| 2006 | $489 | -- |
| 2005 | -- | -- |
| 2004 | $401 +10.8% | -- |
| 2003 | $362 -3.9% | $21,710 -1.5% |
| 2002 | $376 -2% | $22,050 -2% |
| 2001 | $384 | $22,510 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$774/mo
Principal & interest
$438
HOA Fees
$227
Property taxes
$109
Climate risks
Neighborhood: 33898
Nearby schools
GreatSchools rating
- 2/10Spook Hill Elementary SchoolGrades: PK-5Distance: 7.4 mi
- 1/10Mclaughlin Middle School And Fine Arts AcademyGrades: 6-10Distance: 7.4 mi
- 3/10Bartow Senior High SchoolGrades: 9-12Distance: 23.2 mi
