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PendingPrice cut: $20.1K (3/5)
$1,779,900
6beds
5,400sqft

3826 Gaines Ct, Winter Haven, FL 33884

6beds
5,400sqft
Single family residence
Built in 1989
1.86 Acres
4 Attached garage spaces
$330 price/sqft
$44/mo HOA

What's special

Mature shade treesDirectly on lake eloiseDouble ovensGrand circular drivewayLarge walk-in closetCherry cabinetry

Under contract-accepting backup offers. Property is under contract with contingencies and a kick-out clause. Seller will consider backup offers. Lakefront home on the prestigious Chain of Lakes, directly on Lake Eloise, set on 1.87 acres. This three-story estate offers 6 bedrooms, 5.5 bathrooms, and a private in-law suite on the lower ...

64 days
|
1,637
|
83
|
Source: Stellar MLS,MLS#: P4937567MLS LogoOriginating MLS: East Polk
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked: 7 hours ago

Listing updated: April 03, 2026 at 04:21pm

Listing Provided by:

Daniela Zoppe 407-808-7350,

KELLER WILLIAMS REALTY SMART 1 863-508-3000

Source: Stellar MLS,MLS#: P4937567MLS LogoOriginating MLS: East Polk

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
Primary bedroom
  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 448 Square Feet
  • Dimensions: 28x16
Bedroom 2
  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 208 Square Feet
  • Dimensions: 16x13
Bedroom 4
  • Features: Built-in Closet
  • Level: Second
  • Area: 168 Square Feet
  • Dimensions: 12x14
Bedroom 5
  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 154 Square Feet
  • Dimensions: 11x14
Dining room
  • Level: First
  • Area: 224 Square Feet
  • Dimensions: 14x16
Family room
  • Level: Second
  • Area: 336 Square Feet
  • Dimensions: 16x21
Kitchen
  • Level: First
  • Area: 225 Square Feet
  • Dimensions: 15x15
Living room
  • Level: First
  • Area: 546 Square Feet
  • Dimensions: 21x26
Office
  • Level: First
  • Area: 182 Square Feet
  • Dimensions: 14x13
Other
  • Level: First
  • Area: 312 Square Feet
  • Dimensions: 26x12
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Refrigerator
  • Laundry: Laundry Chute, Laundry Room
Features
  • Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters
  • Flooring: Bamboo, Ceramic Tile, Hardwood
  • Has fireplace: Yes
  • Fireplace features: Living Room, Wood Burning
Interior area
  • Total structure area: 7,395
  • Total interior livable area: 5,400 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 4
  • Parking features: Driveway, Garage Door Opener, Golf Cart Parking
  • Attached garage spaces: 4
  • Has uncovered spaces: Yes
Features
  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered, Patio, Screened
  • Exterior features: Irrigation System, Private Mailbox
  • Has private pool: Yes
  • Pool features: In Ground, Lighting, Salt Water
  • Has view: Yes
  • View description: Water, Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • Waterfront features: Lake Front, Lake - Chain of Lakes, Boat Ramp - Private
  • Body of water: LAKE ELOISE
Lot
  • Size: 1.86 Acres
  • Dimensions: 230 x 522
Details
  • Parcel number: 262909687010000171
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subtype: Single Family Residence
Materials
  • Brick
  • Foundation: Slab
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 1989

Utilities & green energy

  • Sewer: Septic Tank
  • Water: Well
  • Utilities for property: Cable Connected, Electricity Connected

Community & HOA

Community
  • Subdivision: GAINES COVE
HOA
  • Has HOA: Yes
  • HOA fee: $44 monthly
  • HOA name: Gaines cove Hoa
  • Pet fee: $0 monthly
Location
  • Region: Winter Haven

Financial & listing details

  • Price per square foot: $330/sqft
  • Tax assessed value: $1,287,608
  • Annual tax amount: $14,470
  • Date on market: 1/31/2026
  • Cumulative days on market: 329 days
  • Listing terms: Cash,Conventional,VA Loan
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Asphalt

Price history

DateEventPrice
4/3/2026Pending sale$1,779,900$330/sqft
Source: Stellar MLS #P4937567 Report a problem
3/5/2026Price change$1,779,900-1.1%$330/sqft
Source: Stellar MLS #P4937567 Report a problem
1/31/2026Listed for sale$1,799,999-3.2%$333/sqft
Source: Stellar MLS #P4937567 Report a problem
1/1/2026Listing removed$1,859,999$344/sqft
Source: Stellar MLS #P4934458 Report a problem
12/1/2025Price change$1,859,999-5.1%$344/sqft
Source: Stellar MLS #P4934458 Report a problem
10/20/2025Price change$1,959,999-2%$363/sqft
Source: Stellar MLS #P4934458 Report a problem
9/16/2025Price change$1,999,7900%$370/sqft
Source: Stellar MLS #P4934458 Report a problem
7/16/2025Price change$1,999,990-16.7%$370/sqft
Source: Stellar MLS #P4934458 Report a problem
6/11/2025Price change$2,399,999-7.7%$444/sqft
Source: Stellar MLS #P4934458 Report a problem
5/6/2025Price change$2,599,999-8.8%$481/sqft
Source: Stellar MLS #P4934458 Report a problem
4/10/2025Listed for sale$2,850,000+159.1%$528/sqft
Source: Stellar MLS #P4934458 Report a problem
9/1/2021Sold$1,100,000-12%$204/sqft
Source: Public Record Report a problem
1/19/2021Listing removed--
Source: Stellar MLS Report a problem
3/4/2019Price change$1,250,000-3.8%$231/sqft
Source: BROKERS REALTY OF CENTRAL FLOR #P4715625 Report a problem
5/25/2018Price change$1,299,000-7.2%$241/sqft
Source: BROKERS REALTY OF CENTRAL FLOR #P4715625 Report a problem
11/15/2017Price change$1,400,000-12.5%$259/sqft
Source: BROKERS REALTY OF CENTRAL FLOR #P4715625 Report a problem
5/16/2017Listed for sale$1,600,000+86%$296/sqft
Source: BROKERS REALTY OF CENTRAL FLOR #P4715625 Report a problem
4/29/2008Sold$860,000$159/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2024$13,308 +1.6%$1,041,293 +3%
2023$13,097 +1.6%$1,010,964 +3%
2022$12,894 +25.8%$981,518 +29.5%
2021$10,247 +0.6%$758,164 +1.4%
2020$10,184 -0.6%$747,696 +2.3%
2019$10,241 -4.2%$730,886 +1.9%
2018$10,686 +0.9%$717,258 +2.1%
2017$10,592 +7%$702,505 +2.1%
2016$9,903 -1.7%$688,056 +0.7%
2015$10,073 +1.1%$683,273 +0.8%
2014$9,966 -1.2%$677,850 +1.5%
2013$10,087 +2.7%$667,833 +1.7%
2012$9,823 +2.1%$656,670 +3%
2011$9,619 +17.2%$637,544 +17.8%
2010$8,208 -3.6%$541,204 +1.7%
2009$8,517 -37.8%$532,213 -37.7%
2008$13,693 $853,821
2007-- --
2006$7,456 --
2005-- --
2004$6,630 -0.5%--
2003$6,665 +2.6%$416,158 +4.9%
2002$6,493 +1.7%$396,879 +1.6%
2001$6,384 $390,629

Find assessor info on the county website

Monthly payment

Est. payment
$11,204/mo
Principal & interest
$8876
Property taxes
$2284
HOA Fees
$44
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    Estimated market value

    $1,677,700

    $1.59M - $1.76M

    $5,376/mo

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    Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

    Neighborhood: 33884

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