SELLER FINANCING AVAILABLE | FLEXIBLE TERMS | PONCE INLET BEACHSIDE POOL HOME!
Imagine starting your day with a short walk to the no-drive beach, the sound of the ocean nearby, and ending it relaxing by your own private pool under the shade of mature oaks. With seller financing available and flexible terms, this home offers a rare and approachable path to coastal living in Ponce Inlet.
Tucked on a quiet street just two blocks from the beach, this 3-bedroom, 2-bath home is designed for easy, comfortable living. Inside, natural light fills the open-concept space, highlighting impact windows and doors, a split-bedroom layout, and a cozy brick wood-burning fireplace that adds warmth and character. The Dutch-style kitchen with an oversized island invites connection--perfect for casual mornings, gathering with friends, or winding down after a day on the water.
The primary suite feels like a private retreat, with French doors that open directly to the pool--blurring the line between indoor comfort and outdoor living. Step outside to a spacious, fenced backyard where the open-air pool, expansive patio, and natural landscape create a setting that's both relaxed and inviting year-round. Thoughtfully updated with energy-efficient, LEED-inspired improvements, the home supports a lifestyle of comfort and sustainability, including USA-made materials, recyclable flooring, and a newer HVAC system. A brand new septic system and additional exterior updates provide peace of mind, allowing you to focus on enjoying the home and surroundings. Located in a golf-cart friendly community between the ocean and river, you're close to marinas, waterfront dining, scenic trails, and everything that makes Ponce Inlet such a special place to live--while still enjoying the calm of a residential setting. Whether you're looking for a full-time residence, a second home, or a coastal escape, this property offers more than a home--it offers a lifestyle.
Active
Price cut: $30K (2/10)
$890,000
4790 Michael Ln, Ponce Inlet, FL 32127
3beds
1,876sqft
Est.:
Single Family Residence, Residential
Built in 1988
10,454.4 Square Feet Lot
$832,400 Zestimate®
$474/sqft
$-- HOA
What's special
Split-bedroom layoutAdditional exterior updatesSpacious fenced backyardCozy brick wood-burning fireplaceRecyclable flooringImpact windows and doorsQuiet street
- 152 days |
- 484 |
- 8 |
Zillow last checked: 7 hours ago
Listing updated: 16 hours ago
Listed by:
Cyndi Ritchey 386-319-0777,
Adams, Cameron & Co., Realtors
Source: DBAMLS,MLS#: 1219459
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Level: Main
- Area: 1344210 Square Feet
- Dimensions: 1211.00 x 1110.00
Kitchen
- Level: Main
- Area: 23595 Square Feet
- Dimensions: 143.00 x 165.00
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Washer, Refrigerator, Electric Range, Dryer, Dishwasher
- Laundry: Electric Dryer Hookup, In Garage, Lower Level, Washer Hookup
Features
- Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms
- Flooring: Carpet, Concrete, Laminate
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total interior livable area: 1,876 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Outdoor Shower
- Pool features: In Ground, Fenced
- Fencing: Back Yard,Fenced
Lot
- Size: 10,454.4 Square Feet
- Dimensions: 87.0 ft x 125.0 ft
Details
- Parcel number: 643013000540
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Block, Concrete, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Not Available, Water Connected
Community & HOA
Community
- Subdivision: Oceanside Village
HOA
- Has HOA: No
Location
- Region: Ponce Inlet
Financial & listing details
- Price per square foot: $474/sqft
- Tax assessed value: $496,782
- Annual tax amount: $6,320
- Date on market: 10/31/2025
- Listing terms: Cash,Conventional,FHA,Owner May Carry,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$832,400
$791,000 - $874,000
$3,463/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/10/2026 | Price change | $890,000-3.3%$474/sqft |
Source: | ||
| 10/31/2025 | Price change | $920,000-3.2%$490/sqft |
Source: | ||
| 10/22/2025 | Price change | $950,000-2.6%$506/sqft |
Source: Owner Report a problem | ||
| 9/12/2025 | Price change | $975,000-2.5%$520/sqft |
Source: Owner Report a problem | ||
| 3/12/2025 | Listed for sale | $1,000,000+172.9%$533/sqft |
Source: Owner Report a problem | ||
| 3/12/2025 | Listing removed | $4,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/27/2025 | Listed for rent | $4,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/7/2017 | Sold | $366,500+30.9%$195/sqft |
Source: | ||
| 4/21/2014 | Sold | $280,000-11.1%$149/sqft |
Source: | ||
| 3/13/2014 | Price change | $315,000-11.8%$168/sqft |
Source: Ponce Inlet Realty #551385 Report a problem | ||
| 11/12/2013 | Listed for sale | $357,000+93%$190/sqft |
Source: Ponce Inlet Realty #551385 Report a problem | ||
| 8/30/2002 | Sold | $185,000$99/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,320 +0.7% | $384,447 +1.1% |
| 2023 | $6,275 +7.7% | $380,104 +3% |
| 2022 | $5,828 | $369,033 +3% |
| 2021 | -- | $358,284 +1.4% |
| 2020 | $6,054 | $353,337 +2.3% |
| 2019 | $6,054 +2.8% | $345,393 +1.9% |
| 2018 | $5,892 +0.5% | $338,953 +4.2% |
| 2017 | $5,864 -10.7% | $325,440 +5.3% |
| 2016 | $6,569 +1% | $308,975 +7.5% |
| 2015 | $6,503 +17.7% | $287,435 +6.2% |
| 2014 | $5,527 | $270,670 +26.6% |
| 2013 | -- | $213,839 +1.9% |
| 2012 | -- | $209,850 -4.9% |
| 2011 | -- | $220,707 +9.4% |
| 2010 | -- | $201,683 -11.5% |
| 2009 | -- | $227,848 -38.3% |
| 2007 | -- | $369,322 +5.4% |
| 2006 | -- | $350,452 +23.3% |
| 2005 | -- | $284,139 +9.6% |
| 2004 | -- | $259,319 +48.6% |
| 2003 | -- | $174,505 +41.8% |
| 2002 | -- | $123,101 +1.6% |
| 2001 | -- | $121,163 +3% |
| 2000 | -- | $117,634 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,639/mo
Principal & interest
$4334
Property taxes
$1305
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Climate risks
Neighborhood: 32127
Nearby schools
GreatSchools rating
- 5/10R. J. Longstreet Elementary SchoolGrades: PK-5Distance: 6.7 mi
- 3/10Silver Sands Middle SchoolGrades: 6-8Distance: 5.7 mi
- 6/10Spruce Creek High SchoolGrades: 9-12Distance: 5.2 mi
Local experts in 32127
- Florida
- Volusia County
- Ponce Inlet
- 32127
- 4790 Michael Ln






