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  • Price cut: $30K (2/10)
    $890,000

    4790 Michael Ln, Ponce Inlet, FL 32127

    3beds
    1,876sqft
    : 
    Single Family Residence, Residential
    Built in 1988
    10,454.4 Square Feet Lot
    $832,400 Zestimate®
    $474/sqft
    $-- HOA

    What's special

    Split-bedroom layoutAdditional exterior updatesSpacious fenced backyardCozy brick wood-burning fireplaceRecyclable flooringImpact windows and doorsQuiet street
    SELLER FINANCING AVAILABLE | FLEXIBLE TERMS | PONCE INLET BEACHSIDE POOL HOME! Imagine starting your day with a short walk to the no-drive beach, the sound of the ocean nearby, and ending it relaxing by your own private pool under the shade of mature oaks. With seller financing available and flexible terms, this home offers a rare and approachable path to coastal living in Ponce Inlet. Tucked on a quiet street just two blocks from the beach, this 3-bedroom, 2-bath home is designed for easy, comfortable living. Inside, natural light fills the open-concept space, highlighting impact windows and doors, a split-bedroom layout, and a cozy brick wood-burning fireplace that adds warmth and character. The Dutch-style kitchen with an oversized island invites connection--perfect for casual mornings, gathering with friends, or winding down after a day on the water. The primary suite feels like a private retreat, with French doors that open directly to the pool--blurring the line between indoor comfort and outdoor living. Step outside to a spacious, fenced backyard where the open-air pool, expansive patio, and natural landscape create a setting that's both relaxed and inviting year-round. Thoughtfully updated with energy-efficient, LEED-inspired improvements, the home supports a lifestyle of comfort and sustainability, including USA-made materials, recyclable flooring, and a newer HVAC system. A brand new septic system and additional exterior updates provide peace of mind, allowing you to focus on enjoying the home and surroundings. Located in a golf-cart friendly community between the ocean and river, you're close to marinas, waterfront dining, scenic trails, and everything that makes Ponce Inlet such a special place to live--while still enjoying the calm of a residential setting. Whether you're looking for a full-time residence, a second home, or a coastal escape, this property offers more than a home--it offers a lifestyle.
    151 days
    |
    484
    |
    8
    |

    Zillow last checked: 7 hours ago

    Listing updated: 12 hours ago

    Listed by:

    Cyndi Ritchey 386-319-0777,

    Adams, Cameron & Co., Realtors

    Source: DBAMLS,MLS#: 1219459MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom 1
      • Level: Main
      • Area: 1344210 Square Feet
      • Dimensions: 1211.00 x 1110.00
      Kitchen
      • Level: Main
      • Area: 23595 Square Feet
      • Dimensions: 143.00 x 165.00
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Refrigerator, Electric Range, Dryer, Dishwasher
      • Laundry: Electric Dryer Hookup, In Garage, Lower Level, Washer Hookup
      Features
      • Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms
      • Flooring: Carpet, Concrete, Laminate
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total interior livable area: 1,876 sqft
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      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Outdoor Shower
      • Pool features: In Ground, Fenced
      • Fencing: Back Yard,Fenced
      Lot
      • Size: 10,454.4 Square Feet
      • Dimensions: 87.0 ft x 125.0 ft
      Details
      • Parcel number: 643013000540

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Block, Concrete, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Not Available, Water Connected

      Community & HOA

      Community
      • Subdivision: Oceanside Village
      HOA
      • Has HOA: No
      Location
      • Region: Ponce Inlet

      Financial & listing details

      • Price per square foot: $474/sqft
      • Tax assessed value: $496,782
      • Annual tax amount: $6,320
      • Date on market: 10/31/2025
      • Listing terms: Cash,Conventional,FHA,Owner May Carry,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Paved
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        Estimated market value

        $832,400

        $791,000 - $874,000

        $3,463/mo

        Price history

        Price history
        DateEventPrice
        2/10/2026Price change$890,000-3.3%$474/sqft
        Source: DBAMLS #1219459 Report a problem
        10/31/2025Price change$920,000-3.2%$490/sqft
        Source: Stellar MLS #V4945581 Report a problem
        10/22/2025Price change$950,000-2.6%$506/sqft
        Source: Owner Report a problem
        9/12/2025Price change$975,000-2.5%$520/sqft
        Source: Owner Report a problem
        3/12/2025Listed for sale$1,000,000+172.9%$533/sqft
        Source: Owner Report a problem
        3/12/2025Listing removed$4,000$2/sqft
        Source: Zillow Rentals Report a problem
        2/27/2025Listed for rent$4,000$2/sqft
        Source: Zillow Rentals Report a problem
        4/7/2017Sold$366,500+30.9%$195/sqft
        Source: DBAMLS #1020804 Report a problem
        4/21/2014Sold$280,000-11.1%$149/sqft
        Source: DBAMLS #551385 Report a problem
        3/13/2014Price change$315,000-11.8%$168/sqft
        Source: Ponce Inlet Realty #551385 Report a problem
        11/12/2013Listed for sale$357,000+93%$190/sqft
        Source: Ponce Inlet Realty #551385 Report a problem
        8/30/2002Sold$185,000$99/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$6,320 +0.7%$384,447 +1.1%
        2023$6,275 +7.7%$380,104 +3%
        2022$5,828 $369,033 +3%
        2021-- $358,284 +1.4%
        2020$6,054 $353,337 +2.3%
        2019$6,054 +2.8%$345,393 +1.9%
        2018$5,892 +0.5%$338,953 +4.2%
        2017$5,864 -10.7%$325,440 +5.3%
        2016$6,569 +1%$308,975 +7.5%
        2015$6,503 +17.7%$287,435 +6.2%
        2014$5,527 $270,670 +26.6%
        2013-- $213,839 +1.9%
        2012-- $209,850 -4.9%
        2011-- $220,707 +9.4%
        2010-- $201,683 -11.5%
        2009-- $227,848 -38.3%
        2007-- $369,322 +5.4%
        2006-- $350,452 +23.3%
        2005-- $284,139 +9.6%
        2004-- $259,319 +48.6%
        2003-- $174,505 +41.8%
        2002-- $123,101 +1.6%
        2001-- $121,163 +3%
        2000-- $117,634

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $5,639/mo
        Principal & interest
        $4334
        Property taxes
        $1305
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          Climate risks

          Neighborhood: 32127

          Getting around

          16 / 100
          Car-Dependent
          34 / 100
          Somewhat Bikeable

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