Enjoy Lake Views, Flexible Living Spaces, And Extensive Storage Options All In One Property. Whether You’re Looking For Extra Room, A Place To Entertain, Or Convenient Access To Kentucky Lake Recreation, This Home Offers A Variety Of Possibilities. The Interior Features A Large Kitchen With Marble Tile Countertops And A Formal Dining Room Centered By A Cozy Fireplace. 4 Bedrooms 2.5 Bathrooms. An Updated Multi-purpose Room Includes A Wet Bar, Fireplace And Provides Direct Access To A Generous Rear Deck. Great For Entertaining Family And Friends. Storage Is Abundant With Two Attached 2-car Garages (featuring New Doors) And A Detached 20x30 Outbuilding Designed For Boat Or Recreational Vehicle Storage. The Grounds Are Thoughtfully Landscaped With A Raised Garden Plot, Established Grapevines, And Various Fruit Trees Property Ownership Includes Access To Pirates Cove Amenities: A Community Pool(new), Clubhouse, Sandy Beach Area, Private Boat Ramp, And Marina. Membership Is Optional.
For sale
$499,000
486 Mermie Rd, Hardin, KY 42048
4beds
2,742sqft
Single Family Residence
Built in 1993
0.94 Acres Lot
$483,000 Zestimate®
$182/sqft
$-- HOA
What's special
Lake viewsFlexible living spaces
- 46 days |
- 204 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Shelly Forgey 270-727-1592,
Keller Williams Experience Realty
Source: WKRMLS,MLS#: 136664Originating MLS: Murray/Calloway
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Primary bedroom
- Level: Main
- Area: 266.76
- Dimensions: 17.1 x 15.6
Bedroom 2
- Level: Main
- Area: 197.4
- Dimensions: 14.1 x 14
Bedroom 3
- Level: Main
- Area: 139.86
- Dimensions: 12.6 x 11.1
Bedroom 4
- Level: Main
- Area: 146.52
- Dimensions: 13.2 x 11.1
Bathroom
- Features: Double Vanity, Tub Shower
Dining room
- Features: Formal Dining
- Level: Main
- Area: 197.4
- Dimensions: 14.1 x 14
Family room
- Level: Main
- Area: 514.08
- Dimensions: 21.6 x 23.8
Kitchen
- Level: Main
- Area: 239.76
- Dimensions: 21.6 x 11.1
Living room
- Level: Main
- Area: 403.92
- Dimensions: 20.4 x 19.8
Heating
- Gas Pack, Multiple Units, Propane, Wood, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Stove, Washer
- Laundry: Utility Room
Features
- Ceiling Fan(s), Closet Light(s), Tray/Vaulted Ceiling, Walk-In Closet(s), Wet Bar, Workshop
- Flooring: Carpet, Tile
- Windows: Skylight(s)
- Basement: Crawl Space,None
- Has fireplace: Yes
- Fireplace features: Family Room, Two or More, Other/See Remarks
Interior area
- Total structure area: 2,742
- Total interior livable area: 2,742 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached, Detached, Garage Door Opener, Concrete Drive
- Attached garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Porch, Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water View Year Round
- Waterfront features: Kentucky Lake
- Body of water: Kentucky Lake
Lot
- Size: 0.94 Acres
- Features: Corner Lot, County, Level
Details
- Parcel number: 740A07008
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Brick/Siding, Dry Wall
- Foundation: Concrete Block
- Roof: Dimensional Shingle
Condition
- New construction: No
- Year built: 1993
Utilities & green energy
- Electric: Circuit Breakers, Western KY RECC
- Gas: Propane
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Propane Tank Owned
Community & HOA
Community
- Features: Community Slip/SEE REMARKS
- Security: Smoke Detector(s)
- Subdivision: Pirates Cove
HOA
- Has HOA: No
Location
- Region: Hardin
Financial & listing details
- Price per square foot: $182/sqft
- Tax assessed value: $203,900
- Annual tax amount: $2,321
- Date on market: 4/27/2026
Estimated market value
$483,000
$459,000 - $507,000
$2,431/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/27/2026 | Listed for sale | $499,000+8.5%$182/sqft |
Source: WKRMLS #136664 Report a problem | ||
| 10/22/2025 | Listing removed | $460,000$168/sqft |
Source: WKRMLS #131690 Report a problem | ||
| 9/25/2025 | Price change | $460,000-2.1%$168/sqft |
Source: WKRMLS #131690 Report a problem | ||
| 9/8/2025 | Price change | $470,000-1.1%$171/sqft |
Source: WKRMLS #131690 Report a problem | ||
| 6/9/2025 | Price change | $475,000-2.1%$173/sqft |
Source: WKRMLS #131690 Report a problem | ||
| 5/19/2025 | Price change | $485,000-2%$177/sqft |
Source: WKRMLS #131690 Report a problem | ||
| 5/4/2025 | Listed for sale | $495,000-2%$181/sqft |
Source: WKRMLS #131690 Report a problem | ||
| 4/8/2025 | Listing removed | $505,000$184/sqft |
Source: WKRMLS #129104 Report a problem | ||
| 1/30/2025 | Price change | $505,000-2.9%$184/sqft |
Source: WKRMLS #129104 Report a problem | ||
| 11/8/2024 | Price change | $519,900-2.8%$190/sqft |
Source: WKRMLS #129104 Report a problem | ||
| 10/19/2024 | Price change | $534,900-2.7%$195/sqft |
Source: WKRMLS #129104 Report a problem | ||
| 10/7/2024 | Listed for sale | $549,900+207.2%$201/sqft |
Source: WKRMLS #129104 Report a problem | ||
| 5/30/2019 | Sold | $179,000-20.4%$65/sqft |
Source: Public Record Report a problem | ||
| 8/21/2009 | Sold | $224,900$82/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,321 +9.9% | $203,900 |
| 2023 | $2,112 -12.9% | $203,900 |
| 2022 | $2,424 -1.2% | $203,900 |
| 2021 | $2,455 -0.7% | $203,900 |
| 2020 | $2,473 0% | $203,900 |
| 2019 | $2,474 +19.6% | $203,900 |
| 2018 | $2,069 -0.1% | $203,900 |
| 2017 | $2,071 -0.5% | $203,900 |
| 2016 | $2,082 -0.5% | $203,900 |
| 2015 | $2,092 | $203,900 +22.1% |
| 2014 | $2,092 | $167,000 -18.1% |
| 2010 | -- | $203,900 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 42048
Nearby schools
GreatSchools rating
- 6/10Jonathan Elementary SchoolGrades: PK-5Distance: 4.7 mi
- 6/10South Marshall MiddleGrades: 6-8Distance: 8.5 mi
- 7/10Marshall County High SchoolGrades: 9-12Distance: 11.2 mi
Schools provided by the listing agent
- Elementary: South Marshall Elementary
- Middle: South Marshall Middle
- High: Marshall Co.
Source: WKRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Marshall County
- Hardin
- 42048
- 486 Mermie Rd
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