Assumable 2.375% interest rate! You truly have to see this home in person to appreciate it. Enjoy lake views from the living room and back bedrooms, plus a huge covered back porch with a gas fireplace, surround sound, and space perfect for entertaining. The oversized lot offers private access to your own beach on Belton Lake, just around the corner from the Belton Lake waterfall. Inside features include an open kitchen and living room with a large island and fireplace, custom cabinets, granite countertops, stained concrete floors in the main areas, a formal dining room, and an office/flex space. Spray foam insulation throughout, a buried 250-gallon propane tank for indoor and outdoor fireplaces, and a gas line for a grill add comfort and convenience. Located outside of city limits but still convenient to shopping, dining, Belton ISD schools, and Fort Hood.
Active
Price cut: $19K (1/5)
$649,999
4895 Water Works Rd, Belton, TX 76513
4beds
2,400sqft
Est.:
Single Family Residence
Built in 2013
0.58 Acres Lot
$646,200 Zestimate®
$271/sqft
$-- HOA
What's special
- 3 days |
- 588 |
- 34 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 05, 2026 at 07:49pm
Listed by:
Elizabeth Thomas (254)394-3742,
Anchor Realty
Source: Central Texas MLS,MLS#: 600954
Originating MLS: Fort Hood Area Association of REALTORS
Originating MLS: Fort Hood Area Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Water Heater, Disposal, Oven, Some Electric Appliances, Built-In Oven, Cooktop, Microwave
- Laundry: Laundry in Utility Room, Laundry Room
Features
- Attic, Built-in Features, Ceiling Fan(s), Crown Molding, Dining Area, Coffered Ceiling(s), Separate/Formal Dining Room, Double Vanity, Entrance Foyer, Garden Tub/Roman Tub, High Ceilings, Home Office, MultipleDining Areas, Open Floorplan, Pull Down Attic Stairs, Recessed Lighting, Split Bedrooms, Separate Shower, Walk-In Closet(s), Breakfast Bar, Breakfast Area
- Flooring: Carpet, Ceramic Tile
- Attic: Pull Down Stairs,Partially Floored
- Number of fireplaces: 2
- Fireplace features: Living Room, Masonry, Wood Burning, Outside
Interior area
- Total interior livable area: 2,400 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage, Garage Faces Side
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Porch
- Exterior features: Porch, Rain Gutters, Water Feature
- Pool features: None
- Fencing: Front Yard
- Has view: Yes
- View description: Lake, Trees/Woods, Water
- Has water view: Yes
- Water view: Lake,Water
- Body of water: Belton Lake,Water Access,Water View,Woods
Lot
- Size: 0.58 Acres
Details
- Parcel number: 397004
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Masonry
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- Resale
- Year built: 2013
Utilities & green energy
- Sewer: Public Sewer, Septic Tank
- Water: Public
- Utilities for property: Water Available
Community & HOA
Community
- Features: Park
- Subdivision: Water Works Landing
HOA
- Has HOA: Yes
Location
- Region: Belton
Financial & listing details
- Price per square foot: $271/sqft
- Tax assessed value: $613,053
- Annual tax amount: $5,097
- Date on market: 1/5/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
Estimated market value
$646,200
$614,000 - $679,000
$2,390/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/5/2026 | Price change | $649,999-2.8%$271/sqft |
Source:  Central Texas MLS #600954 Report a problem | ||
| 12/31/2025 | Price change | $669,000-2.2%$279/sqft |
Source:  HAR #62177857 Report a problem | ||
| 12/11/2025 | Price change | $684,000-2.1%$285/sqft |
Source: HAR #62177857 Report a problem | ||
| 9/26/2025 | Price change | $699,000-1.5%$291/sqft |
Source: Owner Report a problem | ||
| 9/16/2025 | Price change | $710,000-2.1%$296/sqft |
Source: Owner Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,097 +2.2% | $613,053 +8.5% |
| 2024 | $4,989 +15.7% | $565,054 +49.7% |
| 2023 | $4,312 -16.2% | $377,520 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,143/mo
Principal & interest
$3136
Property taxes
$780
Home insurance
$227
Climate risks
Neighborhood: 76513
Nearby schools
GreatSchools rating
- 8/10Sparta Elementary SchoolGrades: K-5Distance: 4.1 mi
- 5/10Belton MiddleGrades: 6-8Distance: 4.3 mi
- 6/10Belton High SchoolGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- District: Belton ISD
Source: Central Texas MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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