Charming cottage retreat with lake views and deeded rights to beautiful Hamilton Reservoir a fully recreational lake in Holland. Nestled on a rare double lot, this adorable 3-bedroom home is full of warmth, character, and endless potential. Whether you’re looking for a cozy seasonal getaway, potential for a year-round residence, or future investment opportunity, this property offers the perfect blend of charm and lifestyle. Enjoy relaxing mornings on the deck overlooking the lake, evenings on the shared deeded beach, and all the beauty of reservoir living without the waterfront taxes. Inside you’ll find a quaint cottage feel with inviting spaces ready for your personal touches and updates. The spacious double lot provides added privacy, outdoor entertaining space, expansion possibilities, or room for extra parking and recreation. A wonderful opportunity to own a slice of lake life and create lasting memories at Hamilton Reservoir! Easy access to 84 and to Sturbridge's many amenities.
For sale
$264,900
49-49&0 Over The Top Rd, Holland, MA 01521
3beds
860sqft
Est.:
Single Family Residence
Built in 1965
0.44 Acres Lot
$-- Zestimate®
$308/sqft
$-- HOA
What's special
Shared deeded beachDeck overlooking the lakeAdded privacySpacious double lotQuaint cottage feelLake viewsOutdoor entertaining space
- 16 hours |
- 192 |
- 19 |
Zillow last checked:
Listing updated:
Listed by:
Gwendolyn Levine 413-427-3735,
Executive Real Estate, Inc. 413-596-2212
Source: MLS PIN,MLS#: 73516060
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: First
Primary bathroom
- Features: No
Dining room
- Features: Deck - Exterior, Open Floorplan
- Level: Main,First
Kitchen
- Features: Open Floorplan
- Level: Main,First
Living room
- Features: Window(s) - Picture, Deck - Exterior, Open Floorplan
- Level: Main,First
Heating
- Electric Baseboard
Cooling
- None
Appliances
- Included: Range, Refrigerator
Features
- Basement: Partially Finished,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 860
- Total interior livable area: 860 sqft
- Finished area above ground: 860
Property
Parking
- Total spaces: 2
- Parking features: Off Street
- Uncovered spaces: 2
Features
- Patio & porch: Deck
- Exterior features: Deck
- Has view: Yes
- View description: Scenic View(s), Water, Lake
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Lake/Pond, Walk to, Beach Ownership(Deeded Rights)
Lot
- Size: 0.44 Acres
- Features: Wooded
Details
- Zoning: x
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Bungalow
- Property subtype: Single Family Residence
Materials
- Foundation: Block
Condition
- Year built: 1965
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Private Sewer
- Water: Private
Community & HOA
Community
- Features: Walk/Jog Trails, Laundromat, Bike Path, Conservation Area, Highway Access, Public School
HOA
- Has HOA: No
Location
- Region: Holland
Financial & listing details
- Price per square foot: $308/sqft
- Tax assessed value: $257,959
- Annual tax amount: $3,147
- Date on market: 5/11/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/11/2026 | Listed for sale | $264,900$308/sqft |
Source: MLS PIN #73516060 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
$1,610/mo
Principal & interest
$1305
Property taxes
$305
More affordability tools
Climate risks
Neighborhood: 01521
Nearby schools
GreatSchools rating
- 7/10Holland Elementary SchoolGrades: PK-6Distance: 0.5 mi
- 4/10Tantasqua Regional Jr High SchoolGrades: 7-8Distance: 6.9 mi
- 8/10Tantasqua Regional Sr High SchoolGrades: 9-12Distance: 6.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Massachusetts
- Hampden County
- Holland
- 01521
- 49-49&0 Over The Top Rd






