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  • $650,000

    490 Two Rivers Dr, Troy, VA 22974

    3beds
    2,395sqft
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    Single Family Residence
    Built in 2014
    2.3 Acres Lot
    $628,600 Zestimate®
    $271/sqft
    $-- HOA

    What's special

    Sparkling in-ground saltwater poolCozy gas fireplaceExpansive sunny patioFully fenced yardStunning bathGranite countersGas stove
    YOUR PRIVATE RESORT AWAITS! On a rare, consolidated 2.07-acre double lot with a conservation buffer next door, this custom Meade Construction home offers luxury and seclusion. The backyard paradise features a sparkling in-ground saltwater pool, expansive sunny patio, pavilion, and fully fenced yard—perfect for summer hosting. The Mechunk Creek surrounds this property, making for a serene setting in every season. Inside, bright open windows stream natural light. The renovated gourmet kitchen boasts granite counters, custom cabinetry, and a gas stove. Relax by the living room's cozy gas fireplace, or enjoy the gorgeous four-season sunroom overlooking the lush wooded grounds. The upper levels offer incredible versatility. The luxury primary suite features a stunning bath, walk-in closet, and an attached bonus room above the garage—ideal for a home office or sitting room. Plus, find a cozy sitting area/study in the upstairs loft. Enjoy direct neighborhood access to the Rivanna River. Bonus: high-speed internet, a large wired workshop, a whole-house water softener, a crawl-space dehumidifier, and whole-house generator wiring have already been installed. Don't miss this one-of-a-kind, Two Rivers retreat!
    22 days
    |
    1,439
    |
    138
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    BRITTANY GRAY 434-906-7564,

    FIND HOMES REALTY LLC

    Source: CAAR,MLS#: 677249MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Bathroom, Breakfast Room/Nook, Bonus Room, Bedroom, Den, Dining Room, Eat-in Kitchen, Exercise Room, Family Room, Full Bath, Foyer, Great Room, Half Bath, Kitchen, Loft, Living Room, Primary Bathroom, Primary Bedroom, Media Room, Mud Room, Office
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: Second
      Bathroom
      • Level: Second
      Dining room
      • Level: First
      Half bath
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Loft
      • Level: Second
      Mud room
      • Level: First
      Office
      • Level: Second
      Other
      • Level: Second
      Sunroom
      • Level: First
      Heating
      • Central, Dual System, Heat Pump
      Cooling
      • Central Air, Ductless, Heat Pump
      Appliances
      • Included: Built-In Oven, Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Gas Cooktop, Disposal, Microwave, Dryer, Water Softener, Washer
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Central Vacuum, Double Vanity, Remodeled, Sitting Area in Primary, Skylights, Walk-In Closet(s), Breakfast Bar, Butler's Pantry, Entrance Foyer, Eat-in Kitchen, Home Office, Loft, Mud Room, Recessed Lighting, Utility Room
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Windows: Insulated Windows, Low-Emissivity Windows, Tilt-In Windows, Skylight(s)
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Gas, Gas Log
      Interior area
      • Total structure area: 2,835
      • Total interior livable area: 2,395 sqft
      • Finished area above ground: 2,395
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Concrete, Covered, Front Porch, Patio, Porch, Stone
      • Exterior features: Dog Run, Fully Fenced, Landscape Lights
      • Has private pool: Yes
      • Pool features: Pool, Private
      • Fencing: Fenced,Full
      • Has view: Yes
      • View description: City, Garden, Panoramic, Residential, Rural, Valley
      Lot
      • Size: 2.3 Acres
      • Features: Conservation Area, Cleared, Cul-De-Sac, Dead End, Garden, Landscaped, Level, Open Lot, Partially Cleared, Secluded, Wooded, Waterfront, Borders National Forest
      • Topography: Mountainous,Rolling
      Details
      • Additional structures: Shed(s)
      • Parcel number: 9916
      • Zoning description: R Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Colonial,Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Board & Batten Siding, Brick, Fiber Cement, Masonite, Concrete, Stick Built, Shingle Siding, Stone, T1-11 Siding, Vinyl Siding
      • Foundation: Block
      • Roof: Architectural,Composition,Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2014
      Details
      • Builder name: MEADE CONSTRUCTION, LLC

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private, Well
      • Utilities for property: Cable Available, High Speed Internet Available, Satellite Internet Available

      Community & HOA

      Community
      • Features: Stream
      • Security: Security System, Resident Manager, Smoke Detector(s), Surveillance System
      • Subdivision: TWO RIVERS
      HOA
      • Has HOA: Yes
      • Amenities included: Sport Court, Library, Meeting Room, Picnic Area, Playground, Sports Fields, Tennis Court(s), Trail(s)
      • Services included: Reserve Fund, Road Maintenance, Snow Removal, Trash
      Location
      • Region: Troy

      Financial & listing details

      • Price per square foot: $271/sqft
      • Tax assessed value: $443,100
      • Annual tax amount: $3,931
      • Date on market: 5/16/2026
      • Cumulative days on market: 23 days
      • Listing terms: Assumable,Cash,Fannie Mae,Private Financing Available
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        Estimated market value

        $628,600

        $597,000 - $660,000

        $3,285/mo

        Price history

        DateEventPrice
        5/16/2026Listed for sale$650,000+24.4%$271/sqft
        Source: CAAR #677249 Report a problem
        3/30/2023Sold$522,500-0.5%$218/sqft
        Source: Public Record Report a problem
        8/17/2022Sold$525,000+10.5%$219/sqft
        Source: Public Record Report a problem
        7/18/2022Pending sale$475,000$198/sqft
        Source: CAAR #632622 Report a problem
        7/14/2022Listed for sale$475,000+56.3%$198/sqft
        Source: CAAR #632622 Report a problem
        12/1/2015Sold$304,000+8%$127/sqft
        Source: Public Record Report a problem
        1/9/2015Sold$281,500$118/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,740 $443,100
        2023$3,740 $443,100 +30.8%
        2022-- $338,800
        2021-- $338,800
        2020-- $338,800 +18.3%
        2018$308 $286,500
        2017$308 $286,500 -1.8%
        2016$308 $291,900
        2015$308 +10.7%$291,900 +734%
        2014$278 -30.3%$35,000
        2013$399 $35,000 -50%
        2012-- $70,000
        2011$378 $70,000
        2010-- $70,000
        2009-- $70,000

        Find assessor info on the county website

        Monthly payment

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          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 22974

          Getting around

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          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Central (Fluvanna)
          • Middle: Fluvanna
          • High: Fluvanna

          Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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