YOUR PRIVATE RESORT AWAITS! On a rare, consolidated 2.07-acre double lot with a conservation buffer next door, this custom Meade Construction home offers luxury and seclusion. The backyard paradise features a sparkling in-ground saltwater pool, expansive sunny patio, pavilion, and fully fenced yard—perfect for summer hosting. The Mechunk Creek surrounds this property, making for a serene setting in every season. Inside, bright open windows stream natural light. The renovated gourmet kitchen boasts granite counters, custom cabinetry, and a gas stove. Relax by the living room's cozy gas fireplace, or enjoy the gorgeous four-season sunroom overlooking the lush wooded grounds. The upper levels offer incredible versatility. The luxury primary suite features a stunning bath, walk-in closet, and an attached bonus room above the garage—ideal for a home office or sitting room. Plus, find a cozy sitting area/study in the upstairs loft. Enjoy direct neighborhood access to the Rivanna River. Bonus: high-speed internet, a large wired workshop, a whole-house water softener, a crawl-space dehumidifier, and whole-house generator wiring have already been installed. Don't miss this one-of-a-kind, Two Rivers retreat!
Active
$650,000
490 Two Rivers Dr, Troy, VA 22974
3beds
2,395sqft
Single Family Residence
Built in 2014
2.3 Acres Lot
$628,600 Zestimate®
$271/sqft
$-- HOA
What's special
Sparkling in-ground saltwater poolCozy gas fireplaceExpansive sunny patioFully fenced yardStunning bathGranite countersGas stove
- 22 days |
- 1,439 |
- 138 |
Zillow last checked:
Listing updated:
Listed by:
BRITTANY GRAY 434-906-7564,
FIND HOMES REALTY LLC
Source: CAAR,MLS#: 677249
Originating MLS: Charlottesville Area Association of Realtors
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bathroom, Breakfast Room/Nook, Bonus Room, Bedroom, Den, Dining Room, Eat-in Kitchen, Exercise Room, Family Room, Full Bath, Foyer, Great Room, Half Bath, Kitchen, Loft, Living Room, Primary Bathroom, Primary Bedroom, Media Room, Mud Room, Office
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Dining room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Loft
- Level: Second
Mud room
- Level: First
Office
- Level: Second
Other
- Level: Second
Sunroom
- Level: First
Heating
- Central, Dual System, Heat Pump
Cooling
- Central Air, Ductless, Heat Pump
Appliances
- Included: Built-In Oven, Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Gas Cooktop, Disposal, Microwave, Dryer, Water Softener, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Central Vacuum, Double Vanity, Remodeled, Sitting Area in Primary, Skylights, Walk-In Closet(s), Breakfast Bar, Butler's Pantry, Entrance Foyer, Eat-in Kitchen, Home Office, Loft, Mud Room, Recessed Lighting, Utility Room
- Flooring: Carpet, Ceramic Tile, Hardwood
- Windows: Insulated Windows, Low-Emissivity Windows, Tilt-In Windows, Skylight(s)
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Gas, Gas Log
Interior area
- Total structure area: 2,835
- Total interior livable area: 2,395 sqft
- Finished area above ground: 2,395
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Concrete, Covered, Front Porch, Patio, Porch, Stone
- Exterior features: Dog Run, Fully Fenced, Landscape Lights
- Has private pool: Yes
- Pool features: Pool, Private
- Fencing: Fenced,Full
- Has view: Yes
- View description: City, Garden, Panoramic, Residential, Rural, Valley
Lot
- Size: 2.3 Acres
- Features: Conservation Area, Cleared, Cul-De-Sac, Dead End, Garden, Landscaped, Level, Open Lot, Partially Cleared, Secluded, Wooded, Waterfront, Borders National Forest
- Topography: Mountainous,Rolling
Details
- Additional structures: Shed(s)
- Parcel number: 9916
- Zoning description: R Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Colonial,Craftsman
- Property subtype: Single Family Residence
Materials
- Board & Batten Siding, Brick, Fiber Cement, Masonite, Concrete, Stick Built, Shingle Siding, Stone, T1-11 Siding, Vinyl Siding
- Foundation: Block
- Roof: Architectural,Composition,Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2014
Details
- Builder name: MEADE CONSTRUCTION, LLC
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: Cable Available, High Speed Internet Available, Satellite Internet Available
Community & HOA
Community
- Features: Stream
- Security: Security System, Resident Manager, Smoke Detector(s), Surveillance System
- Subdivision: TWO RIVERS
HOA
- Has HOA: Yes
- Amenities included: Sport Court, Library, Meeting Room, Picnic Area, Playground, Sports Fields, Tennis Court(s), Trail(s)
- Services included: Reserve Fund, Road Maintenance, Snow Removal, Trash
Location
- Region: Troy
Financial & listing details
- Price per square foot: $271/sqft
- Tax assessed value: $443,100
- Annual tax amount: $3,931
- Date on market: 5/16/2026
- Cumulative days on market: 23 days
- Listing terms: Assumable,Cash,Fannie Mae,Private Financing Available
Estimated market value
$628,600
$597,000 - $660,000
$3,285/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/16/2026 | Listed for sale | $650,000+24.4%$271/sqft |
Source: | ||
| 3/30/2023 | Sold | $522,500-0.5%$218/sqft |
Source: Public Record Report a problem | ||
| 8/17/2022 | Sold | $525,000+10.5%$219/sqft |
Source: Public Record Report a problem | ||
| 7/18/2022 | Pending sale | $475,000$198/sqft |
Source: | ||
| 7/14/2022 | Listed for sale | $475,000+56.3%$198/sqft |
Source: | ||
| 12/1/2015 | Sold | $304,000+8%$127/sqft |
Source: Public Record Report a problem | ||
| 1/9/2015 | Sold | $281,500$118/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,740 | $443,100 |
| 2023 | $3,740 | $443,100 +30.8% |
| 2022 | -- | $338,800 |
| 2021 | -- | $338,800 |
| 2020 | -- | $338,800 +18.3% |
| 2018 | $308 | $286,500 |
| 2017 | $308 | $286,500 -1.8% |
| 2016 | $308 | $291,900 |
| 2015 | $308 +10.7% | $291,900 +734% |
| 2014 | $278 -30.3% | $35,000 |
| 2013 | $399 | $35,000 -50% |
| 2012 | -- | $70,000 |
| 2011 | $378 | $70,000 |
| 2010 | -- | $70,000 |
| 2009 | -- | $70,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22974
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 7.9 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 4.1 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 7.9 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Virginia
- Fluvanna County
- Troy
- 22974
- 490 Two Rivers Dr





