Spacious first-floor condo offering 3 bedrooms, 3 full bathrooms, and 1,800 sq ft of comfortable waterfront living. Enjoy tranquil long views out to the canal from the expansive screened patio and outdoor living area — perfect for relaxing or entertaining year-round. This residence includes 33 feet of seawall dockage, ideal for boaters seeking convenient water access. The well-designed layout features generous living spaces, abundant natural light, and seamless indoor-outdoor flow. A rare opportunity to enjoy easy, ground-level waterfront living as one of the lowest priced 3 bedroom condos on the market!
Contingent
Price cut: $325K (4/10)
$4,650,000
5 Pumpkin Cay Rd #A, Key Largo, FL 33037
3beds
1,549sqft
Est.:
Condominium
Built in 1973
-- sqft lot
$4,433,300 Zestimate®
$3,002/sqft
$7,135/mo HOA
What's special
Abundant natural lightWell-designed layoutGenerous living spacesSeamless indoor-outdoor flow
- 84 days |
- 159 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Eric Woodward,
Ocean Reef Club Sotheby's International Realty
Source: CLS at Ocean Reef,MLS#: 4982
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Appliances
- Included: Washer, Dryer, Dishwasher, Refrigerator
- Laundry: Laundry Closet
Features
- Windows: Impact Glass
- Furnished: Yes
Interior area
- Total structure area: 1,549
- Total interior livable area: 1,549 sqft
Video & virtual tour
Property
Features
- Stories: 1
- Exterior features: Dock
Details
- Parcel number: 00569513000205
- Special conditions: Traditional
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 1973
- Major remodel year: 2010
Community & HOA
Community
- Subdivision: Pumpkin Cay
HOA
- Has HOA: Yes
- HOA fee: $7,135 monthly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $3,002/sqft
- Tax assessed value: $3,025,270
- Annual tax amount: $20,950
- Date on market: 2/27/2026
Estimated market value
$4,433,300
$4.21M - $4.65M
$4,659/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/10/2026 | Contingent | $4,650,000$3,002/sqft |
Source:  CLS at Ocean Reef #4982 Report a problem | ||
| 4/10/2026 | Price change | $4,650,000-6.5%$3,002/sqft |
Source: CLS at Ocean Reef #4982 Report a problem | ||
| 2/27/2026 | Listed for sale | $4,975,000+32.5%$3,212/sqft |
Source: CLS at Ocean Reef #4982 Report a problem | ||
| 5/22/2024 | Sold | $3,755,000-15.6%$2,424/sqft |
Source: CLS at Ocean Reef #2554 Report a problem | ||
| 4/24/2024 | Pending sale | $4,450,000$2,873/sqft |
Source: CLS at Ocean Reef #2554 Report a problem | ||
| 4/16/2024 | Contingent | $4,450,000$2,873/sqft |
Source: CLS at Ocean Reef #2554 Report a problem | ||
| 2/20/2024 | Price change | $4,450,000-7.3%$2,873/sqft |
Source: CLS at Ocean Reef #2554 Report a problem | ||
| 6/28/2023 | Listed for sale | $4,800,000+308.5%$3,099/sqft |
Source: CLS at Ocean Reef #2554 Report a problem | ||
| 3/6/2014 | Sold | $1,175,000-9.5%$759/sqft |
Source: Public Record Report a problem | ||
| 4/18/2012 | Listed for sale | $1,299,000$839/sqft |
Source: Russell Post Sotheby's International Realty #1701122 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $20,951 +48.1% | $3,025,270 +84.1% |
| 2024 | $14,145 +12% | $1,643,310 +10% |
| 2023 | $12,628 +17.3% | $1,493,918 +10% |
| 2022 | $10,768 +17.1% | $1,358,107 +10% |
| 2021 | $9,196 -3.5% | $1,234,643 -2.9% |
| 2020 | $9,527 | $1,272,034 +1.7% |
| 2019 | $9,527 +1.5% | $1,250,942 -0.3% |
| 2018 | $9,387 -0.7% | $1,254,741 +10.4% |
| 2017 | $9,449 +10% | $1,136,274 +13.5% |
| 2016 | $8,591 +5.4% | $1,001,527 +5.6% |
| 2015 | $8,151 | $948,518 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 13.9 mi
- 4/10Coral Shores High SchoolGrades: 9-12Distance: 28.4 mi
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A local lender can help you make sure your offer is ready when you are.
- Florida
- Monroe County
- Key Largo
- 33037
- 5 Pumpkin Cay Rd Unit A
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