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Coming soon-no show 07/15
  • $550,000

    5010 Ruff Rd, Concord, NC 28025

    3beds
    1,744sqft
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    Single Family Residence
    Built in 1994
    10 Acres Lot
    $541,500 Zestimate®
    $315/sqft
    $17/mo HOA

    What's special

    Situated on 10 private acres in Highland Plantation, this 3 bed, 2 bath home offers a rare combination of space, comfort, and practical upgrades in a peaceful cul-de-sac setting with a private pond and pier. Inside, 9' ceilings, custom kitchen cabinetry, an inviting foyer, and a wood-burning fireplace create a warm and polished feel. The kitchen features an island with the cooktop built in, pantry, double oven, dishwasher, and thoughtful storage. Exiting through the French doors at the rear of the home, the covered porch overlooks a serene private backdrop. The primary suite includes an remodeled bathroom and the home has been further improved with a water heater in 2024, replaced ductwork in 2025, new vapor barrier within last 5 years, and an air purifier system added in 2022. Additional highlights include the roof installed in 2015 and checked in Jan of this year, installed LeafGuard system, and detached garage/workshop. A powered workshop provides excellent flexibility for hobbies, storage, equipment, or projects, while the acreage, pond setting, and no city taxes offer the privacy you've been looking for.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Todd Long toddlongre@gmail.com,

    Keller Williams Unified

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4398753MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Heat Pump
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Double Oven, Electric Cooktop, Plumbed For Ice Maker, Self Cleaning Oven
      • Laundry: Electric Dryer Hookup, Mud Room, Main Level
      Features
      • Kitchen Island, Pantry
      • Flooring: Carpet, Tile, Wood
      • Doors: French Doors, Storm Door(s)
      • Has basement: No
      • Attic: Pull Down Stairs
      • Fireplace features: Great Room, Wood Burning
      Interior area
      • Total structure area: 1,744
      • Total interior livable area: 1,744 sqft
      • Finished area above ground: 1,744
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 7
      • Parking features: Driveway, Attached Garage, Detached Garage, Garage on Main Level
      • Attached garage spaces: 3
      • Uncovered spaces: 4
      Accessibility
      • Accessibility features: Two or More Access Exits, Bath Grab Bars
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Front Porch, Rear Porch
      • Fencing: Back Yard,Fenced
      • Waterfront features: Pond
      Lot
      • Size: 10 Acres
      • Features: Cul-De-Sac, Pond(s)
      Details
      • Additional structures: Workshop
      • Parcel number: 56524962900000
      • Zoning: AO
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: none
      HOA
      • Has HOA: Yes
      • HOA fee: $200 annually
      • HOA name: Highland Plantation Property Owners Association
      • HOA phone: 980-622-0663
      Location
      • Region: Concord

      Financial & listing details

      • Price per square foot: $315/sqft
      • Tax assessed value: $482,800
      • Annual tax amount: $3,264
      • Date on market: 7/15/2026
      • Listing terms: Cash,Conventional
      • Exclusions: Surround sound speakers
      • Electric utility on property: Yes
      • Road surface type: Gravel

        Estimated market value

        $541,500

        $471,000 - $606,000

        $2,024/mo

        Price history

        Price history is unavailable.

        Public tax history

        YearProperty taxesTax assessment
        2025$3,264 $482,800
        2024$3,264 +37%$482,800 +74.3%
        2023$2,383 +6.1%$277,040 +2.2%
        2022$2,245 $271,180
        2021$2,245 +12.2%$271,180 +12.2%
        2019$2,001 +7.8%$241,680
        2018$1,856 $241,680
        2017$1,856 $241,680 +1.8%
        2016-- $237,430
        2015-- $237,430
        2014$1,823 $237,430
        2013-- $237,430
        2012-- $237,430 -14.4%
        2011-- $277,340
        2010-- $277,340
        2009-- $277,340 +3%
        2008-- $269,230 +37.9%
        2007-- $195,280
        2006-- $195,280
        2005-- $195,280
        2004-- $195,280 +14.5%
        2003-- $170,550
        2002-- $170,550
        2001-- $170,550
        2000-- $170,550

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28025

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mount Pleasant
        • Middle: Mount Pleasant
        • High: Mount Pleasant

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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