WELCOME TO YOUR PRIVATE LAKEFRONT PARADISE! Nestled on a sprawling 5.5 acre estate, this stunning 2 bedroom, 2 bath custom built home with a three car garage offers approximately 1,200 feet of pristine lake frontage on a breathtaking 150+ acre lake with depths reaching 36 feet.
Designed to capture the beauty of its surroundings, the home features panoramic lake views from every window, creating a peaceful setting where nature and luxury meet. Inside you'll find custom white oak cabinets, and unique one of a kind finishes that blend elegance with comfort throughout the home.
The spacious family room offers the flexibility to easily convert into two addition bedrooms, allowing the home to function as a 4 bedroom layout if desired.
Step outside and enjoy unmatched privacy, tranquil water views, and endless opportunities for recreation on your own stretch of shoreline. This property is truly a hidden treasure, offering the serenity and natural beauty so many buyers are searching for.
Conveniently located between Lynn Haven and Chipley, Fl. Making this the perfect location to enjoy the conveniences of a small town and community, while being minutes from ECP airport, Lynn Haven and Panama City Beach.
Whether you are looking for a primary residence, private retreat, or family getaway this extraordinary lakefront property delivers a rare combination of privacy, acreage, and spectacular waterfront living.
/// IN THE PROCESS OF A NEW ROOF AND OTHER UPDATES!!!
DON'T MISS THIS ONE, CALL FOR A PRIVATE TOUR TODAY
For sale
Price cut: $25K (3/17)
$495,000
5096 Lake Ridge Rd, Chipley, FL 32428
2beds
2,600sqft
Est.:
Single Family Residence
Built in 2004
5.55 Acres Lot
$470,500 Zestimate®
$190/sqft
$-- HOA
What's special
Three car garageUnmatched privacyOwn stretch of shorelineSpacious family roomCustom white oak cabinetsTranquil water viewsPrivate lakefront paradise
- 46 days |
- 1,137 |
- 79 |
Zillow last checked:
Listing updated:
Listed by:
Tonia Hathaway 850-415-2806,
CENTURY 21 Commander Realty
Source: CPAR,MLS#: 786495
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Family Room, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom
Primary bedroom
- Description: APX
- Level: First
- Dimensions: 20 x 20
Bedroom
- Description: APX
- Level: Second
- Dimensions: 14 x 14
Primary bathroom
- Description: APX
- Level: First
- Dimensions: 8 x 12
Family room
- Description: APX
- Level: Second
- Dimensions: 14 x 14
Other
- Description: APX
- Level: Second
- Dimensions: 8 x 8
Kitchen
- Description: OPEN FLOOR PLAN
- Level: First
- Dimensions: 12 x 12
Living room
- Description: APX
- Level: First
- Dimensions: 20 x 30
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Range
Interior area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Property
Parking
- Total spaces: 3
- Parking features: RV Access/Parking, Gated
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck, Covered, Patio, Porch
- Exterior features: Covered Patio, Outdoor Shower
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front
- Frontage length: 1200 APX
Lot
- Size: 5.55 Acres
Details
- Additional structures: Barn(s), Shed(s), Workshop
- Parcel number: 000000000031280128
- Zoning description: County, Horses Allowed, Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
Condition
- New construction: No
- Year built: 2004
Community & HOA
Community
- Features: Gated
- Security: Security Gate
- Subdivision: Long Lake Estates
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $190/sqft
- Date on market: 3/8/2026
- Cumulative days on market: 47 days
- Road surface type: Dirt
Estimated market value
$470,500
$447,000 - $494,000
$2,324/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/17/2026 | Price change | $495,000-4.8%$190/sqft |
Source:  CPAR #786495 Report a problem | ||
| 3/8/2026 | Listed for sale | $520,000$200/sqft |
Source: CPAR #786495 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
$3,001/mo
Principal & interest
$2399
Property taxes
$602
More affordability tools
Climate risks
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 11.5 mi
- 4/10Vernon Middle SchoolGrades: 6-8Distance: 10.3 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 10.1 mi
Schools provided by the listing agent
- Elementary: Vernon Elementary
- Middle: Vernon
- High: Vernon
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Washington County
- Chipley
- 32428
- 5096 Lake Ridge Rd
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