Welcome to this nicely maintained 3-bedroom, 2-bath cottage that blends timeless charm with modern comfort. Step inside to discover warm, inviting wood floors that flow throughout the main living areas, creating a cozy and welcoming atmosphere. The heart of the home features a light-filled living space perfect for relaxing or entertaining, while the kitchen offers ample storage and a functional layout. The primary bedroom offers a mini split AC and a modern, attractive primary bath. Enjoy the outdoors in your private, fully fenced backyard - ideal for pets, play, or peaceful evenings under the stars. There are covered patios in front and back. Whether you're looking for your first home or a comfortable downsize, this cottage has everything you need, with character to spare. Don't miss your chance to make this gem your own!
Under contract
Price cut: $10.4K (12/10)
$289,500
512 Ruth St, Kerrville, TX 78028
3beds
1,813sqft
Est.:
Single Family Residence
Built in 1954
0.34 Acres Lot
$-- Zestimate®
$160/sqft
$-- HOA
What's special
Light-filled living spaceWarm inviting wood floorsAmple storageModern attractive primary bathPrivate fully fenced backyard
- 42 days |
- 835 |
- 53 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 20, 2025 at 07:18pm
Listed by:
Andrea ONeal TREC #379520 (830) 285-7001,
Fore Premier Properties
Source: LERA MLS,MLS#: 1923110
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Full Bath
- Area: 160
- Dimensions: 16 x 10
Bedroom 2
- Area: 169
- Dimensions: 13 x 13
Bedroom 3
- Area: 140
- Dimensions: 14 x 10
Primary bathroom
- Features: Shower Only, Single Vanity
- Area: 36
- Dimensions: 6 x 6
Dining room
- Area: 168
- Dimensions: 14 x 12
Family room
- Area: 152
- Dimensions: 19 x 8
Kitchen
- Area: 180
- Dimensions: 15 x 12
Living room
- Area: 266
- Dimensions: 19 x 14
Heating
- Central, 1 Unit, Other, Electric, Natural Gas
Cooling
- Central Air, Other
Appliances
- Included: Dishwasher, Plumbed For Ice Maker, Gas Water Heater
- Laundry: Main Level, Laundry Room, Washer Hookup, Dryer Connection
Features
- Two Living Area, Separate Dining Room, Utility Room Inside, High Speed Internet, Telephone, Master Downstairs, Ceiling Fan(s)
- Flooring: Ceramic Tile, Wood, Vinyl
- Windows: Window Coverings
- Has basement: No
- Attic: Access Only
- Has fireplace: No
- Fireplace features: Not Applicable
Interior area
- Total interior livable area: 1,813 sqft
Property
Parking
- Total spaces: 2
- Parking features: None, Two Car Carport
- Carport spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Covered
- Pool features: None
- Fencing: Privacy
Lot
- Size: 0.34 Acres
- Features: 1/4 - 1/2 Acre, Level
- Residential vegetation: Mature Trees, Mature Trees (ext feat)
Details
- Additional structures: Shed(s)
- Parcel number: 40593
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Siding
- Foundation: Slab
- Roof: Composition
Condition
- Pre-Owned
- New construction: No
- Year built: 1954
Utilities & green energy
- Electric: KPUB
- Gas: Atmos
- Sewer: city
- Water: city
- Utilities for property: Cable Available, City Garbage service
Community & HOA
Community
- Features: None
- Subdivision: Westland
Location
- Region: Kerrville
Financial & listing details
- Price per square foot: $160/sqft
- Tax assessed value: $337,911
- Annual tax amount: $6,223
- Price range: $289.5K - $289.5K
- Date on market: 11/14/2025
- Cumulative days on market: 65 days
- Listing terms: Conventional,Cash
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/21/2025 | Contingent | $289,500$160/sqft |
Source:  LERA MLS #1923110 Report a problem | ||
| 12/10/2025 | Price change | $289,500-3.5%$160/sqft |
Source: KVMLS #120726 Report a problem | ||
| 10/24/2025 | Listed for sale | $299,900+31%$165/sqft |
Source: KVMLS #120726 Report a problem | ||
| 10/2/2020 | Sold | -- |
Source: KVMLS #101961 Report a problem | ||
| 8/9/2020 | Price change | $229,000-4.6%$126/sqft |
Source: REALTY EXECUTIVES Kerrville #101961 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,934 +215.1% | $312,847 +10% |
| 2023 | $1,566 -39.6% | $284,406 +10% |
| 2022 | $2,593 +11.5% | $258,551 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,756/mo
Principal & interest
$1392
Property taxes
$263
Home insurance
$101
Climate risks
Neighborhood: 78028
Nearby schools
GreatSchools rating
- 9/10Fred High Tally Elementary SchoolGrades: K-5Distance: 1.6 mi
- 6/10Peterson Middle SchoolGrades: 6-8Distance: 2.8 mi
- 6/10Tivy High SchoolGrades: 9-12Distance: 3.1 mi
Schools provided by the listing agent
- Elementary: Kerrville
- Middle: Hal Peterson
- High: Tivy
- District: Kerrville.
Source: LERA MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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