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For sale
  • Listing Provided by: Compass
    $3,695,000

    5125 El Secreto, Rancho Santa Fe, CA 92067

    3beds
    1,848sqft
    : 
    Single Family Residence
    Built in 1957
    1.82 Acres Lot
    $3,539,800 Zestimate®
    $1,999/sqft
    $125/mo HOA

    What's special

    Serene view lotViking rangeExquisite european marbleSingle-level luxury livingCustom cabinetryLuminous quartz countertopsHand-selected italian tile
    Discover single-level luxury living in this meticulously reimagined estate, privately situated on a serene view lot in the prestigious West Covenant. This extraordinary residence underwent a comprehensive down-to-the-studs transformation in 2020, emerging as a masterpiece of modern European design. Uncompromising Design & Craftsmanship... Sophisticated interiors showcase imported European white oak flooring throughout. The gourmet chef's kitchen features hand-selected Italian tile, luminous quartz countertops, custom cabinetry, and premium appliances: Sub-Zero refrigeration, Viking range, Miele dishwasher, and integrated Wolf microwave. Spa-inspired bathrooms display exquisite European marble, while designer tile flanks the living room fireplace. French doors open to a private covered terrace, perfect for entertaining. Modern Infrastructure Meets Timeless Appeal... Recent enhancements include a completely rebuilt roof (2024) with fully owned solar panels. The residence offers central air conditioning, sewer connection, and high-speed fiber internet—modern essentials rarely found together in the Covenant's historic properties. Private Sanctuary with Enchanting Views... A meandering tree-lined driveway unveils this secluded retreat, where intimate patios nestle within lush landscaping and tranquil hillside views create unparalleled privacy. The Covenant Lifestyle... This represents an exceptionally rare opportunity—a turnkey, comprehensively renovated single-level home delivering contemporary luxury within California's most exclusive enclave. Covenant residents enjoy unparalleled amenities: the historic Rancho Santa Fe Golf Club with championship course and refined dining, Tennis Club facilities, over 50 miles of private equestrian trails, plus exclusive access to the Rancho Riding Club and Osuna Ranch. A singular opportunity for discerning buyers seeking sophisticated modern living within Rancho Santa Fe's most distinguished address!
    227 days
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    2,437
    |
    67
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    Zillow last checked: 7 hours ago

    Listing updated: January 16, 2026 at 01:11pm

    Listing Provided by:

    Ryan Dalzell DRE #01421688 ryan@dalzellgroup.com,

    Compass

    Source: CRMLS,MLS#: NDP2600476MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Family Room, Kitchen, Primary Bedroom
      Primary bedroom
      • Features: Main Level Primary
      Primary bedroom
      • Features: Primary Suite
      Bedroom
      • Features: All Bedrooms Down
      Bedroom
      • Features: Bedroom on Main Level
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Laundry: Laundry Room
      Features
      • Cathedral Ceiling(s), High Ceilings, Pantry, Recessed Lighting, Storage, Wired for Data, Wired for Sound, All Bedrooms Down, Bedroom on Main Level, Main Level Primary, Primary Suite
      • Flooring: Tile, Wood
      • Has fireplace: Yes
      • Fireplace features: Family Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,848 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 8
      • Parking features: Driveway, Garage
      • Attached garage spaces: 2
      • Uncovered spaces: 6
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Family room
      • Pool features: None
      • Has view: Yes
      • View description: Hills, Neighborhood, Panoramic, Valley, Trees/Woods
      Lot
      • Size: 1.82 Acres
      • Features: Back Yard, Flag Lot, Front Yard, Garden, Lot Over 40000 Sqft, Landscaped, Near Park, Ranch, Sprinkler System, Trees, Yard
      Details
      • Parcel number: 2680600600
      • Zoning: R-1
      • Special conditions: Standard
      • Horse amenities: Riding Trail

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Patio Home
      • Property subtype: Single Family Residence
      Materials
      • Copper Plumbing
      • Foundation: Concrete Perimeter
      • Roof: Tile
      Condition
      • Year built: 1957

      Utilities & green energy

      • Utilities for property: Propane

      Community & HOA

      Community
      • Features: Golf, Hiking, Horse Trails, Stable(s), Park
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Golf Course, Horse Trail(s), Security, Tennis Court(s), Trail(s)
      • HOA fee: $1,500 annually
      • HOA name: RSF Association
      • HOA phone: 858-756-1174
      Location
      • Region: Rancho Santa Fe

      Financial & listing details

      • Price per square foot: $1,999/sqft
      • Tax assessed value: $1,832,657
      • Annual tax amount: $21,156
      • Date on market: 1/15/2026
      • Cumulative days on market: 228 days
      • Listing terms: Cash,Conventional
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        Estimated market value

        $3,539,800

        $3.36M - $3.72M

        $7,845/mo

        Price history

        Price history
        DateEventPrice
        1/15/2026Listed for sale$3,695,000+46.3%$1,999/sqft
        Source: CRMLS #NDP2600476 Report a problem
        10/21/2021Sold$2,525,090-2.7%$1,366/sqft
        Source: Public Record Report a problem
        9/16/2021Pending sale$2,595,000$1,404/sqft
        Source: CRMLS #NDP2105049 Report a problem
        8/27/2021Listing removed--
        Source: SDMLS #NDP2105049 Report a problem
        7/27/2021Listed for sale$2,595,000+92.2%$1,404/sqft
        Source: SDMLS #NDP2105049 Report a problem
        10/22/2019Sold$1,350,000-15.4%$731/sqft
        Source: Public Record Report a problem
        9/23/2019Pending sale$1,595,000$863/sqft
        Source: Rancho Santa Fe Office #190012701 Report a problem
        8/31/2019Listing removed$5,775$3/sqft
        Source: Willis Allen Real Estate #190031561 Report a problem
        7/15/2019Price change$1,595,000-5.9%$863/sqft
        Source: Willis Allen Real Estate #190012701 Report a problem
        6/19/2019Listed for rent$5,775$3/sqft
        Source: Willis Allen Real Estate #190031561 Report a problem
        5/10/2019Listed for sale$1,695,000$917/sqft
        Source: Willis Allen Real Estate #190012701 Report a problem
        5/3/2019Pending sale$1,695,000$917/sqft
        Source: Willis Allen Real Estate #190012701 Report a problem
        3/30/2019Price change$1,695,000-5.6%$917/sqft
        Source: Willis Allen Real Estate #190012701 Report a problem
        10/14/2018Price change$1,795,000-7.9%$971/sqft
        Source: Willis Allen Real Estate #190012701 Report a problem
        9/25/2018Listed for sale$1,950,000+50%$1,055/sqft
        Source: Willis Allen Real Estate #180053698 Report a problem
        4/5/2018Sold$1,300,000$703/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$21,156 +3.2%$1,832,657 +2%
        2024$20,509 -28.3%$1,796,723 -30.2%
        2023$28,615 +1.4%$2,575,500 +2%
        2022$28,209 +78.6%$2,525,000 +85.1%
        2021$15,790 +0.9%$1,363,986 +1%
        2020$15,653 +9.7%$1,350,000 +1.8%
        2019$14,264 +396.6%$1,326,000 +720.7%
        2018$2,872 +58.3%$161,578 +2%
        2017$1,814 +3.6%$158,411 +2%
        2016$1,751 +1%$155,306 +1.5%
        2015$1,734 +1.9%$152,974 +2%
        2014$1,701 $149,978 +0.5%
        2013-- $149,301 +2%
        2012-- $146,374 +2%
        2011-- $143,505 +0.8%
        2010-- $142,434 -0.2%
        2009-- $142,773 +2%
        2008-- $139,975

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $22,307/mo
        Principal & interest
        $18579
        Property taxes
        $3603
        HOA Fees
        $125
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