If you love water, this house is for you. This waterfront 3-bedroom, 2-bath home sits at the confluence of Camp Branch Creek and Wayah Creek, along a National Scenic Byway in Nantahala National Forest, just 12 minutes from downtown Franklin. A very large creekside deck with firepit and hot tub overlooks the water, and mature rhododendron provide year-round greenery and privacy framing every window. The main level features the kitchen, dining area, and living room (all overlooking water) along with the primary bedroom featuring 4 closets (1 walk-in), a private deck overlooking the creek, and an en-suite bath with both a walk-in shower and soaking tub. The living room has vaulted ceilings and a stacked stone gas log fireplace. Ceiling fans in multiple rooms. Upstairs you'll find two spacious bedrooms with high vaulted ceilings and spacious walk-in closets, a loft, and a second full bathroom. Hardwood floors run through the main living areas with plush carpeting in the bedrooms and loft. A partially finished basement adds flexible space for storage, a workshop, recreation room or future build-out. Systems include an encapsulated crawlspace, propane tankless water heater, and Starlink internet. Furniture negotiable. Septic permitted for 2 bedrooms; large third bedroom conveys as-is. All measurements are approximate. A one-of-a-kind setting you have to see in person. I cooperate with agents - direct buyers encouraged.
For sale by owner
Price cut: $1K (5/27)
$887,000
5140 Wayah Rd, Franklin, NC 28734
3beds
2,502sqft
Est.: Get pre-qualified
SingleFamily
Built in 1995
0.91 Acres Lot
$-- Zestimate®
$355/sqft
$-- HOA
Overview
What the owner loves about this home
The water. You hear it before you see it, but once you realize it's literally right there next to the house, something in you just exhales. Camp Branch and Wayah Creek converge right at the property - a sound that's constant but never intrusive. It's the kind of white noise that actually works: you sleep better, you think clearer, and the hot tub after a day out feels really good. The deck has become our favorite room in the house - morning coffee with the creek, evening fires with friends, and in between, the rhododendron and trees give you complete privacy and greenery in every direction. Twelve minutes down the road is Franklin with its cafes, breweries, and shops, but up here you feel like you're deep in the Smokies. As an NC mountain getaway or full-time home, it has everything - the town nearby, the year-round greenery, the creek, and the amenities. The rushing water and the peace on the deck are what we'll miss most.
- 36 days |
- 868 |
- 45 |
Listed by:
Property Owner (305) 785-5939
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced air, Heat pump, Wall, Electric, Propane / Butane
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Freezer, Microwave, Range / Oven, Refrigerator, Washer
Features
- Walk-in Closets, Pantry, Main Level Living, Master on Main Level, Garage Door Opener, High Speed Internet (Satellite/DSL/Cable), Garden Tub, Split Bedroom, Great Room, Formal Dining Room, Security System
- Flooring: Carpet, Hardwood
- Basement: Partially finished
- Attic: Floored
- Has fireplace: Yes
Interior area
- Total interior livable area: 2,502 sqft
Property
Parking
- Total spaces: 5
- Parking features: Off-street
Features
- Exterior features: Other, Stone, Vinyl
- Has spa: Yes
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.91 Acres
Details
- Parcel number: 6544349970
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Conventional
Materials
- Frame
- Foundation: Other
- Roof: Shake / Shingle
Condition
- New construction: No
- Year built: 1995
Community & HOA
Location
- Region: Franklin
Financial & listing details
- Price per square foot: $355/sqft
- Tax assessed value: $612,590
- Annual tax amount: $2,192
- Date on market: 4/27/2026
Estimated market value
Not available
Estimated sales range
Not available
$2,008/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/27/2026 | Price change | $887,000-0.1%$355/sqft |
Source: Owner Report a problem | ||
| 4/27/2026 | Listed for sale | $888,000-3.5%$355/sqft |
Source: Owner Report a problem | ||
| 3/17/2026 | Listing removed | $920,000$368/sqft |
Source: Carolina Smokies MLS #26042195 Report a problem | ||
| 2/17/2026 | Price change | $920,000+15.3%$368/sqft |
Source: Carolina Smokies MLS #26042195 Report a problem | ||
| 10/29/2025 | Price change | $798,000-5.9%$319/sqft |
Source: Carolina Smokies MLS #26042195 Report a problem | ||
| 9/18/2025 | Listed for sale | $848,000+118.6%$339/sqft |
Source: Carolina Smokies MLS #26042195 Report a problem | ||
| 5/14/2018 | Sold | $388,000-2.8%$155/sqft |
Source: Carolina Smokies MLS #26005922 Report a problem | ||
| 4/9/2018 | Pending sale | $399,000$159/sqft |
Source: Clickit Realty (MLS only) #26005922 Report a problem | ||
| 8/3/2017 | Price change | $399,000-4.8%$159/sqft |
Source: Clickit Realty (MLS only) #26005922 Report a problem | ||
| 3/28/2017 | Listed for sale | $419,000+5%$167/sqft |
Source: Owner Report a problem | ||
| 2/14/2017 | Listing removed | $399,000$159/sqft |
Source: Owner Report a problem | ||
| 7/26/2016 | Listed for sale | $399,000-5%$159/sqft |
Source: Owner Report a problem | ||
| 6/21/2016 | Listing removed | $419,900$168/sqft |
Source: Re/Max Elite Realty #26000146 Report a problem | ||
| 3/28/2016 | Price change | $419,900-1%$168/sqft |
Source: Carolina Smokies Association of Realtors & MLS #26000146 Report a problem | ||
| 10/9/2015 | Listed for sale | $424,000-4.7%$169/sqft |
Source: Northern Jackson County Board of Realtors & MLS #26000146 Report a problem | ||
| 7/19/2015 | Listing removed | $445,000$178/sqft |
Source: Owner Report a problem | ||
| 6/12/2015 | Price change | $445,000-0.9%$178/sqft |
Source: Owner Report a problem | ||
| 3/27/2015 | Listed for sale | $449,000$179/sqft |
Source: Owner Report a problem | ||
| 9/25/2014 | Listing removed | $449,000+12.3%$179/sqft |
Source: Keller Williams Realty #54428 Report a problem | ||
| 9/15/2009 | Sold | $400,000-11.1%$160/sqft |
Source: Public Record Report a problem | ||
| 5/15/2009 | Listed for sale | $450,000+34.3%$180/sqft |
Source: Systems Engineering, Inc. #44471 Report a problem | ||
| 12/28/2007 | Sold | $335,000$134/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,192 +21.5% | $612,590 +15.9% |
| 2024 | $1,805 +0.7% | $528,620 +0% |
| 2023 | $1,792 -3.8% | $528,520 +42.3% |
| 2022 | $1,863 | $371,440 |
| 2021 | $1,863 +5.3% | $371,440 |
| 2020 | $1,769 +0.7% | $371,440 |
| 2019 | $1,756 +35.1% | $371,440 +28.6% |
| 2018 | $1,300 | $288,900 |
| 2017 | -- | $288,900 |
| 2016 | $1,300 | $288,900 |
| 2015 | $1,300 +1.8% | $288,900 -10.4% |
| 2014 | $1,277 | $322,580 |
| 2013 | $1,277 | $322,580 |
| 2012 | -- | $322,580 |
| 2011 | -- | $322,580 |
| 2010 | -- | $322,580 +7.4% |
| 2009 | -- | $300,240 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28734
Nearby schools
GreatSchools rating
- 5/10Cartoogechaye ElementaryGrades: PK-4Distance: 5.7 mi
- 6/10Macon Middle SchoolGrades: 7-8Distance: 10.2 mi
- 6/10Macon Early College High SchoolGrades: 9-12Distance: 8.9 mi
Schools provided by the listing agent
- High: Franklin
- District: Cartoogechaye
Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Macon County
- Franklin
- 28734
- 5140 Wayah Rd









