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For sale by owner
  • Price cut: $1K (5/27)
    $887,000

    5140 Wayah Rd, Franklin, NC 28734

    3beds
    2,502sqft
    : Get pre-qualified
    SingleFamily
    Built in 1995
    0.91 Acres Lot
    $-- Zestimate®
    $355/sqft
    $-- HOA

    Overview

    If you love water, this house is for you. This waterfront 3-bedroom, 2-bath home sits at the confluence of Camp Branch Creek and Wayah Creek, along a National Scenic Byway in Nantahala National Forest, just 12 minutes from downtown Franklin. A very large creekside deck with firepit and hot tub overlooks the water, and mature rhododendron provide year-round greenery and privacy framing every window. The main level features the kitchen, dining area, and living room (all overlooking water) along with the primary bedroom featuring 4 closets (1 walk-in), a private deck overlooking the creek, and an en-suite bath with both a walk-in shower and soaking tub. The living room has vaulted ceilings and a stacked stone gas log fireplace. Ceiling fans in multiple rooms. Upstairs you'll find two spacious bedrooms with high vaulted ceilings and spacious walk-in closets, a loft, and a second full bathroom. Hardwood floors run through the main living areas with plush carpeting in the bedrooms and loft. A partially finished basement adds flexible space for storage, a workshop, recreation room or future build-out. Systems include an encapsulated crawlspace, propane tankless water heater, and Starlink internet. Furniture negotiable. Septic permitted for 2 bedrooms; large third bedroom conveys as-is. All measurements are approximate. A one-of-a-kind setting you have to see in person. I cooperate with agents - direct buyers encouraged.
    What the owner loves about this home
    The water. You hear it before you see it, but once you realize it's literally right there next to the house, something in you just exhales. Camp Branch and Wayah Creek converge right at the property - a sound that's constant but never intrusive. It's the kind of white noise that actually works: you sleep better, you think clearer, and the hot tub after a day out feels really good. The deck has become our favorite room in the house - morning coffee with the creek, evening fires with friends, and in between, the rhododendron and trees give you complete privacy and greenery in every direction. Twelve minutes down the road is Franklin with its cafes, breweries, and shops, but up here you feel like you're deep in the Smokies. As an NC mountain getaway or full-time home, it has everything - the town nearby, the year-round greenery, the creek, and the amenities. The rushing water and the peace on the deck are what we'll miss most.
    36 days
    |
    868
    |
    45
    |
    Listed by:

    Property Owner (305) 785-5939

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced air, Heat pump, Wall, Electric, Propane / Butane
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Freezer, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Walk-in Closets, Pantry, Main Level Living, Master on Main Level, Garage Door Opener, High Speed Internet (Satellite/DSL/Cable), Garden Tub, Split Bedroom, Great Room, Formal Dining Room, Security System
      • Flooring: Carpet, Hardwood
      • Basement: Partially finished
      • Attic: Floored
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,502 sqft

      Property

      Parking
      • Total spaces: 5
      • Parking features: Off-street
      Features
      • Exterior features: Other, Stone, Vinyl
      • Has spa: Yes
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 0.91 Acres
      Details
      • Parcel number: 6544349970

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Conventional
      Materials
      • Frame
      • Foundation: Other
      • Roof: Shake / Shingle
      Condition
      • New construction: No
      • Year built: 1995

      Community & HOA

      Location
      • Region: Franklin

      Financial & listing details

      • Price per square foot: $355/sqft
      • Tax assessed value: $612,590
      • Annual tax amount: $2,192
      • Date on market: 4/27/2026
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,008/mo

        Price history

        DateEventPrice
        5/27/2026Price change$887,000-0.1%$355/sqft
        Source: Owner Report a problem
        4/27/2026Listed for sale$888,000-3.5%$355/sqft
        Source: Owner Report a problem
        3/17/2026Listing removed$920,000$368/sqft
        Source: Carolina Smokies MLS #26042195 Report a problem
        2/17/2026Price change$920,000+15.3%$368/sqft
        Source: Carolina Smokies MLS #26042195 Report a problem
        10/29/2025Price change$798,000-5.9%$319/sqft
        Source: Carolina Smokies MLS #26042195 Report a problem
        9/18/2025Listed for sale$848,000+118.6%$339/sqft
        Source: Carolina Smokies MLS #26042195 Report a problem
        5/14/2018Sold$388,000-2.8%$155/sqft
        Source: Carolina Smokies MLS #26005922 Report a problem
        4/9/2018Pending sale$399,000$159/sqft
        Source: Clickit Realty (MLS only) #26005922 Report a problem
        8/3/2017Price change$399,000-4.8%$159/sqft
        Source: Clickit Realty (MLS only) #26005922 Report a problem
        3/28/2017Listed for sale$419,000+5%$167/sqft
        Source: Owner Report a problem
        2/14/2017Listing removed$399,000$159/sqft
        Source: Owner Report a problem
        7/26/2016Listed for sale$399,000-5%$159/sqft
        Source: Owner Report a problem
        6/21/2016Listing removed$419,900$168/sqft
        Source: Re/Max Elite Realty #26000146 Report a problem
        3/28/2016Price change$419,900-1%$168/sqft
        Source: Carolina Smokies Association of Realtors & MLS #26000146 Report a problem
        10/9/2015Listed for sale$424,000-4.7%$169/sqft
        Source: Northern Jackson County Board of Realtors & MLS #26000146 Report a problem
        7/19/2015Listing removed$445,000$178/sqft
        Source: Owner Report a problem
        6/12/2015Price change$445,000-0.9%$178/sqft
        Source: Owner Report a problem
        3/27/2015Listed for sale$449,000$179/sqft
        Source: Owner Report a problem
        9/25/2014Listing removed$449,000+12.3%$179/sqft
        Source: Keller Williams Realty #54428 Report a problem
        9/15/2009Sold$400,000-11.1%$160/sqft
        Source: Public Record Report a problem
        5/15/2009Listed for sale$450,000+34.3%$180/sqft
        Source: Systems Engineering, Inc. #44471 Report a problem
        12/28/2007Sold$335,000$134/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,192 +21.5%$612,590 +15.9%
        2024$1,805 +0.7%$528,620 +0%
        2023$1,792 -3.8%$528,520 +42.3%
        2022$1,863 $371,440
        2021$1,863 +5.3%$371,440
        2020$1,769 +0.7%$371,440
        2019$1,756 +35.1%$371,440 +28.6%
        2018$1,300 $288,900
        2017-- $288,900
        2016$1,300 $288,900
        2015$1,300 +1.8%$288,900 -10.4%
        2014$1,277 $322,580
        2013$1,277 $322,580
        2012-- $322,580
        2011-- $322,580
        2010-- $322,580 +7.4%
        2009-- $300,240

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 28734

          Getting around

          0 / 100
          Car-Dependent
          6 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • High: Franklin
          • District: Cartoogechaye

          Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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