Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space and the relaxed elegance synonymous with island living.
This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing.
The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, and replacement of the water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future.
The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida.
Laguna Cottage offers an opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.
Active
$1,260,000
515 Useppa Is, Useppa Island, FL 33921
3beds
1,708sqft
Est.:
Duplex, Single Family Residence
Built in 1980
-- sqft lot
$1,163,900 Zestimate®
$738/sqft
$-- HOA
What's special
Stylish fixturesWraparound deckWorld-class water viewsVintage coastal accoutrementsMultiple outdoor seating areasPropane rangeWelcoming fireplace
- 3 hours |
- 23 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Jim Fischer 239-349-6108,
Century 21 Sunbelt Realty
Source: Florida Gulf Coast MLS,MLS#: 2026022591
Originating MLS: Florida Gulf Coast
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bathroom, Den, Guest Quarters, Office, Other
Heating
- Central, Electric, Zoned
Cooling
- Central Air, Electric, Zoned
Appliances
- Included: Dryer, Dishwasher, Freezer, Gas Cooktop, Disposal, Microwave, Refrigerator, Wine Cooler, Washer
- Laundry: Inside
Features
- Built-in Features, Bedroom on Main Level, Fireplace, Living/Dining Room, Other, See Remarks, Shower Only, Separate Shower, Tub Shower, Window Treatments, Home Office, Split Bedrooms, Bathroom, Den, Guest Quarters, Office, Other
- Flooring: Other, Tile
- Windows: Other, Impact Glass, Window Coverings
- Has fireplace: Yes
- Furnished: Yes
Interior area
- Total structure area: 2,469
- Total interior livable area: 1,708 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway, Golf Cart Garage, Unpaved
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck, Open, Patio, Porch
- Exterior features: Deck, Security/High Impact Doors, Sprinkler/Irrigation, Outdoor Grill, Other, Patio, Gas Grill
- Pool features: Community
- Has view: Yes
- View description: Bay, Landscaped, Mangroves, Trees/Woods, Water
- Has water view: Yes
- Water view: Bay,Water
- Waterfront features: Bayfront, Across the Road Water Frontage
Lot
- Size: 2,613.6 Square Feet
- Dimensions: 33 x 92 x 28 x 91
- Features: Other, Sprinklers Automatic
Details
- Additional structures: Guest House Attached
- Parcel number: 0944210200003.0000
- Lease amount: $0
- Zoning description: RM-2
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Two Story,Duplex
- Property subtype: Duplex, Single Family Residence
- Attached to another structure: Yes
Materials
- Vinyl Siding, Wood Frame
- Foundation: Pillar/Post/Pier, Raised
- Roof: Metal
Condition
- Resale
- Year built: 1980
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Not Available, Natural Gas Available, High Speed Internet Available, Underground Utilities
Community & HOA
Community
- Features: Boat Facilities, Street Lights
- Security: Smoke Detector(s)
- Condo and coop fee: $0
- Membership fee: $475 monthly
- Subdivision: USEPPA ISLAND
HOA
- Has HOA: No
- Amenities included: Bocce Court, Boat Dock, Marina, Fitness Center, Other, Pickleball, Private Membership, Pool, Restaurant, Spa/Hot Tub, See Remarks, Tennis Court(s), Trail(s)
- Services included: Other, Road Maintenance, Street Lights, Trash
- HOA phone: 239-283-1061
Location
- Region: Useppa Island
Financial & listing details
- Price per square foot: $738/sqft
- Tax assessed value: $567,155
- Annual tax amount: $8,838
- Date on market: 5/26/2026
- Listing terms: All Financing Considered,Cash
- Ownership: Single Family
Estimated market value
$1,163,900
$1.11M - $1.22M
$1,319/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Listed for sale | $1,260,000+140%$738/sqft |
Source: | ||
| 7/12/2019 | Sold | $525,000+23.5%$307/sqft |
Source: Public Record Report a problem | ||
| 5/22/2017 | Sold | $425,000-9.6%$249/sqft |
Source: Public Record Report a problem | ||
| 10/16/2013 | Sold | $470,000-12.1%$275/sqft |
Source: Public Record Report a problem | ||
| 4/8/2004 | Sold | $535,000+205.7%$313/sqft |
Source: Public Record Report a problem | ||
| 10/14/1997 | Sold | $175,000$102/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,839 +166.9% | $567,155 +167.9% |
| 2024 | $3,312 -37.2% | $211,717 -35.9% |
| 2023 | $5,273 -20.1% | $330,398 -21.4% |
| 2022 | $6,603 +19.4% | $420,134 +10% |
| 2021 | $5,529 +7.2% | $381,940 +10% |
| 2020 | $5,156 -1.9% | $347,218 -0.9% |
| 2019 | $5,257 | $350,448 +9.6% |
| 2018 | $5,257 +8.5% | $319,767 +0.8% |
| 2017 | $4,845 -1.4% | $317,354 +12% |
| 2016 | $4,915 +9.2% | $283,316 -3.5% |
| 2015 | $4,499 -6.8% | $293,599 -33.6% |
| 2014 | $4,826 -34.4% | $441,905 +8.7% |
| 2013 | $7,362 +8% | $406,602 -11% |
| 2012 | $6,816 -24.8% | $456,858 -22.9% |
| 2011 | $9,069 -2.1% | $592,325 0% |
| 2010 | $9,263 -6.8% | $592,562 -7.7% |
| 2009 | $9,938 +5.1% | $642,040 -2.3% |
| 2007 | $9,460 +38.9% | $657,260 +52.9% |
| 2006 | $6,809 -5.3% | $430,000 +10.6% |
| 2004 | $7,189 +4.2% | $388,720 +10.1% |
| 2003 | $6,898 -2.2% | $353,120 -1.4% |
| 2002 | $7,055 | $358,280 +55.4% |
| 2000 | -- | $230,490 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Useppa Island
Nearby schools
GreatSchools rating
- 9/10The Sanibel SchoolGrades: PK-8Distance: 16.1 mi
- 3/10Mariner High SchoolGrades: 9-12Distance: 13 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 13.3 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Lee County
- Bokeelia
- 33921
- Useppa Island
- 515 Useppa Is







