6114 6th Street, Surf City, NC 28445

Canal-front home with boat lift and quick access to the Intracoastal Waterway, ideal for boating, vacation rental income, or a coastal second home. Located on Topsail Island in Surf City, one of the most desirable coastal communities along the North Carolina coast, 6114 6th Street offers the lifestyle people imagine when they dream about owning a home at the beach. This raised coastal home was designed to capture natural light, water views, and gathering space. The main living area features vaulted wood ceilings that glow in the coastal light, creating a warm and inviting atmosphere after a day on the water. Large windows and sliding doors connect the open living area to the waterfront deck where you can enjoy morning coffee, evening sunsets, and peaceful canal views. The open-concept kitchen, dining, and living area makes entertaining effortless while keeping everyone connected whether hosting friends, preparing meals, or sharing stories from the day's adventures. The owner's suite is located on the main living level and features its own private balcony, offering a peaceful place to enjoy the coastal air at the start or end of the day. The suite also includes a remodeled bunk room area with new walls, bifold doors, fresh paint, and built-in bunks--perfect for maximizing sleeping space for guests or vacation renters. This space could easily be converted into a spacious walk-in closet or dressing room. The third level hosts the guest bedrooms, which share a balcony overlooking the surrounding neighborhood and water views, creating another inviting outdoor retreat. Bathrooms are thoughtfully arranged throughout the home. Level two includes one full bathroom and one half bath, while the third level includes an additional full bathroom. The lower unfinished level also includes a half bath, adding convenience while leaving room for future possibilities. The ground level offers excellent flexibility. Currently unfinished, it provides generous storage for beach gear, boating equipment, and outdoor toys and is pre-wired for a mini-split HVAC system and additional electrical, making it ready to be finished into additional living space, a recreation room, or guest suite. Step outside and the boating lifestyle truly begins. The backyard leads directly to the canal and private boat lift, allowing you to be on the water within minutes for fishing, cruising the Intracoastal Waterway, or exploring the waterways around Topsail Island. Value-added features include Hardie siding, hurricane shutters, roof replaced in 2019, HVAC installed in 2025, water heater, decking, updated stair railings, refrigerator, induction stove, dishwasher, washer and dryer, and TVs with Bose sound bars in the main living area and bedrooms. The home also includes an exterior elevator lift inspected and certified in September 2025. Additional benefits include a transferable flood insurance policy and the opportunity for a 2024 golf cart to be included with a full-price offer, making it easy to explore Surf City's beaches, shops, and restaurants. Buyers searching for a Surf City waterfront home, canal-front property with boat lift, Topsail Island vacation rental, or coastal second home with Intracoastal access will appreciate the lifestyle and flexibility this home offers. With rental projections estimated between $64,000 and $81,000 annually, this property offers strong potential as a vacation rental while still providing a relaxing coastal retreat.