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Off market
  • $977,200

    520 Useppa Is, Useppa Island, FL 33921

    2beds
    1,366sqft
    Boat Slip
    Built in 1981
    2,347 Square Feet Lot
    $977,200 Zestimate®
    $715/sqft
    $1,899 Estimated rent

    Home value

    $977,200

    $928,000 - $1.03M

    $1,899/mo

    Zestimate® history
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    $7,078/mo

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    What's special

    Little Palm Cottage is one of Useppa Island's few remaining classic cottages, reminiscent of the 1920s. Located at the quiet end of The Village, a cluster of townhouse-style Attached Villas, this 2-bedroom (one a loft), 2-bath home boasts a west northwest view across Whoopie Bay out to the ICW and Useppa's main marina. Furnished with a fireplace, wood accents and tile floors, the owners have upgraded all water, electrical and HVAC systems. The remodeled kitchen with quartz countertops and custom cabinets and a completely upgraded master bathroom completed the modernization of this island cottage classic. It boasts a waterfront screened in porch as well as two other outside porches, which affords both indoor and outdoor living space, either water or garden oriented. Best of all, free docking for a 24' or smaller vessel is within yards of your front door.

    This property is not currently displayed as for sale or rent on Zillow. This may be different from what's on other websites or public sources.

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Heating
    • Forced air, Electric
    Cooling
    • Central
    Appliances
    • Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
    • Laundry: Washer, Dryer, Inside
    Features
    • Vaulted Ceiling(s), Fireplace
    • Flooring: Carpet, Hardwood
    • Windows: Sliding, Awning
    • Has fireplace: Yes
    • Furnished: Yes
    Interior area
    • Total interior livable area: 1,366 sqft

    Property

    Features
    • Patio & porch: Deck, Screened, Open Porch/Lanai
    • Exterior features: Vinyl, Wood, Metal
    • Pool features: Community
    • Has spa: Yes
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Bay, Basin
    • Frontage length: 21
    Lot
    • Size: 2,347 Square Feet
    • Features: Irregular Lot
    Details
    • Parcel number: 094421020001000A0
    • Other equipment: Satellite Dish

    Construction

    Type & style
    • Home type: Townhouse
    • Architectural style: Traditional, 2 STORY, Stilts
    • Property subtype: Boat Slip
    Materials
    • Roof: Metal
    Condition
    • Year built: 1981

    Utilities & green energy

    • Sewer: Central
    • Water: Central

    Community & HOA

    Community
    • Features: Fitness Center
    HOA
    • Has HOA: Yes
    • Amenities included: Fishing Pier, Spa/Hot Tub, Jogging Path, Pool, Tennis Court(s), Barbecue, Fitness Center, Playground, Marina, Internet Access, Restaurant, Billiard Room, Bocce Court, Sidewalk, Streetlight, Private Membership, Underground Utility, Water Skiing, Beach - Private, Private Beach Pavilion
    • HOA fee: $608 monthly
    Location
    • Region: Useppa Island

    Financial & listing details

    • Price per square foot: $715/sqft
    • Tax assessed value: $643,376
    • Annual tax amount: $10,024

    Price history

    DateEventPrice
    8/1/2026Listing removed$1,074,900$787/sqft
    Source: Florida Gulf Coast MLS #2025024636 Report a problem
    4/27/2026Price change$1,074,900-4.4%$787/sqft
    Source: Florida Gulf Coast MLS #2025024636 Report a problem
    1/9/2026Listed for sale$1,124,900+204%$823/sqft
    Source: Florida Gulf Coast MLS #2025024636 Report a problem
    7/31/2020Sold$370,000-4.9%$271/sqft
    Source: Florida Gulf Coast MLS #220000259 Report a problem
    5/22/2020Pending sale$389,000$285/sqft
    Source: Premier Sotheby's Int'l Realty #220000259 Report a problem
    1/2/2020Price change$389,000-1.5%$285/sqft
    Source: Premier Sotheby's International Realty #220000259 Report a problem
    2/28/2019Listed for sale$395,000+140.9%$289/sqft
    Source: Premier Sotheby's Int'l Realty #219002094 Report a problem
    10/21/1997Sold$164,000$120/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$10,024 +18.1%$643,376 +18.1%
    2024$8,487 +2.6%$544,879 +9.1%
    2023$8,274 +13.8%$499,369 +10%
    2022$7,271 +27.6%$453,972 +15.2%
    2021$5,696 +26.7%$393,922 +15.4%
    2020$4,495 +1.5%$341,378 -6.3%
    2019$4,427 $364,176 +11.2%
    2018$4,427 +1.1%$327,481 +2.1%
    2017$4,381 -0.9%$320,745 +2.1%
    2016$4,421 +0.9%$314,148 -1.6%
    2015$4,384 -5.2%$319,395 -27.7%
    2014$4,625 -24.3%$441,806 +10.8%
    2013$6,111 -3.6%$398,809 -11.9%
    2012$6,340 +2.6%$452,883 -23.1%
    2011$6,178 -0.5%$589,197 0%
    2010$6,207 +4.6%$589,362 -5.6%
    2009$5,936 +9.6%$624,110 -2.1%
    2007$5,416 +10%$637,630 +3.6%
    2006$4,922 -19.5%$615,230 +56.5%
    2004$6,117 -3.4%$393,190 +9.6%
    2003$6,331 +4.2%$358,620 +2.1%
    2002$6,078 $351,190 +50.5%
    2000-- $233,310
    Find assessor info on the county website

    Neighborhood: Useppa Island

    Nearby schools

    GreatSchools rating
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    $977,200
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    With Zillow Showcase(estimated)
    $996,744
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    $977,200
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    +$19,544
    With Zillow Showcase(estimated)
    $996,744