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For sale
    • Price cut: $8K (6/18)
    $417,000

    520 Wheat Field Rd, Franklin, NC 28734

    3beds
    --sqft
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    Residential
    Built in 1984
    1.26 Acres Lot
    $400,700 Zestimate®
    $--/sqft
    $25/mo HOA

    What's special

    Plenty of storage throughout
    Welcome to your private mountain retreat in the desirable Wheat Field subdivision of Otto! Nestled in a peaceful setting with only one home above, this property offers privacy, tranquility, and the soothing sounds of nature all around. Enjoy the mountain laurel throughout the subdivision drive to the house. Wildlife lovers will enjoy frequent visits from deer, turkey, and other native wildlife right from their own backyard. The home features a spacious main living area plus a separate basement living space with its own private outside & garage entrance—perfect for rental income, guest quarters, or multi-generational living. Both levels offer a cozy fireplace (upper level) & woodstove (lower level) for colder mountain evenings. A 24x24 wired workshop/garage provides endless possibilities—ideal for hobbies, storage, or future conversion into additional guest quarters or living space. There is also an attached 1-car garage, private well, and plenty of storage throughout. Low HOA fees of just $300 per year make this mountain oasis even more appealing! Easy access. No 4 wheel drive needed. Paved to driveway.
    85 days
    |
    310
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Anette S. Chrisley,

    Berkshire Hathaway Homeservices-Great Smokys

    Source: Carolina Smokies MLS,MLS#: 26047039

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: Basement
      Bedroom 4
      • Level: Basement
      Heating
      • Electric, Wood, Heat Pump
      Cooling
      • Heat Pump, Window Unit(s)
      Appliances
      • Included: Dishwasher, Exhaust Fan, Microwave, Electric Oven/Range, Refrigerator, Washer, Dryer, Other-See Remarks, Electric Water Heater
      Features
      • Bonus Room, Ceiling Fan(s), Kitchen/FR Combo, Large Master Bedroom, Living/Dining Room, Main Level Living, Primary w/Ensuite, Pantry, Workshop
      • Flooring: Carpet, Vinyl, Ceramic Tile
      • Windows: Screens
      • Basement: Full,Finished,Exterior Entry,Finished Bath
      • Attic: Access Only
      • Has fireplace: Yes
      • Fireplace features: Wood Burning, Wood Burning Stove, Basement
      Interior area
      • Living area range: 1801-2000 Square Feet
      Video & virtual tour

      Property

      Parking
      • Parking features: Garage-Single Attached
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Patio & porch: Deck
      • Waterfront features: Stream/Creek
      Lot
      • Size: 1.26 Acres
      • Features: Rolling, Wooded
      Details
      • Additional structures: Outbuilding/Workshop
      • Parcel number: 7501509988
      • Other equipment: Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Residential
      Materials
      • Wood Siding
      • Roof: Shingle
      Condition
      • Year built: 1984

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well, Private

      Community & HOA

      Community
      • Subdivision: Wheat Field
      HOA
      • HOA fee: $300 annually
      Location
      • Region: Franklin

      Financial & listing details

      • Tax assessed value: $269,340
      • Annual tax amount: $2,138
      • Date on market: 4/27/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $400,700

        $381,000 - $421,000

        $2,105/mo

        Price history

        DateEventPrice
        6/18/2026Price change$417,000-1.9%
        Source: Carolina Smokies MLS #26047039 Report a problem
        4/27/2026Listed for sale$425,000
        Source: Carolina Smokies MLS #26047039 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,033 $269,340
        2024$1,033 +1.2%$269,340
        2023$1,021 -2.2%$269,340 +43.8%
        2022$1,044 $187,280
        2021$1,044 +11.4%$187,280
        2020$938 +1.4%$187,280
        2019$925 $187,280 -1.9%
        2018$925 $190,860
        2017-- $190,860
        2016-- $190,860 +12.7%
        2015$796 +3.8%$169,360 +4.4%
        2014$767 $162,240
        2013$767 $162,240
        2012-- $162,240
        2011-- $162,240
        2010-- $162,240
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28734

        Getting around

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