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For sale
  • Price cut: $10K (4/17)
    $519,000

    521 Ridgewater Ct, Lexington, KY 40515

    4beds
    2,888sqft
    : 
    Single Family Residence
    Built in 1991
    8,472.42 Square Feet Lot
    $506,500 Zestimate®
    $180/sqft
    $46/mo HOA

    What's special

    Lvp in the basementHardwood floorsThree generous size bedroomsDouble vanitySpacious primary suiteSoaking tub
    This beautifully maintained 4-bedroom, 3.5-bath home in the sought-after Waterford subdivision offers more than 2,800 square feet of versatile living space. The first floor offers a spacious primary suite, complete a with shower, soaking tub, double vanity, water closet & generous walk in. On the second floor, you'll find three generous size bedrooms. Recent improvements included hardwood floors, LVP in the basement, deck, fence, and patio.
    38 days
    |
    2,968
    |
    140
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Hunter Porter 859-327-8987,

    True Line Real Estate

    Source: Imagine MLS,MLS#: 26005174MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: Second
      Bathroom 4
      • Level: Lower
      Bonus room
      • Level: Second
      Dining room
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Heating
      • Heat Pump, Natural Gas
      Cooling
      • Electric
      Appliances
      • Included: Disposal, Dishwasher, Gas Range, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Flooring: Carpet, Hardwood
      • Has basement: Yes
      • Number of fireplaces: 2
      • Fireplace features: Basement, Family Room
      Interior area
      • Total structure area: 2,888
      • Total interior livable area: 2,888 sqft
      • Finished area above ground: 2,217
      • Finished area below ground: 671

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      Lot
      • Size: 8,472.42 Square Feet
      Details
      • Parcel number: 20113010

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Composition
      Condition
      • Year built: 1991

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Waterford
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool
      • Services included: Other
      • HOA fee: $550 annually
      Location
      • Region: Lexington

      Financial & listing details

      • Price per square foot: $180/sqft
      • Tax assessed value: $465,000
      • Annual tax amount: $5,750
      • Date on market: 3/17/2026
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        Estimated market value

        $506,500

        $481,000 - $532,000

        $3,225/mo

        Price history

        DateEventPrice
        4/17/2026Price change$519,000-1.9%$180/sqft
        Source: Imagine MLS #26005174 Report a problem
        3/17/2026Listed for sale$529,000+13.8%$183/sqft
        Source: Imagine MLS #26005174 Report a problem
        4/29/2022Sold$465,000+86%$161/sqft
        Source: Imagine MLS #22004702 Report a problem
        12/5/2016Sold$250,000-2.3%$87/sqft
        Source: Public Record Report a problem
        6/18/2008Sold$256,000$89/sqft
        Source: Imagine MLS #728265 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2023$5,750 +80.1%$465,000 +86%
        2022$3,194 $250,000
        2021$3,194 $250,000
        2020$3,194 $250,000
        2019$3,194 $250,000
        2018$3,194 +4.9%$250,000
        2017$3,044 +6.2%$250,000 -2.3%
        2015$2,865 $256,000
        2014$2,865 $256,000
        2012$2,865 $256,000
        2011-- --
        2010-- --
        2009-- --
        2008-- $223,300
        2006-- --
        2005-- --
        2004-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $2,914/mo
        Principal & interest
        $2505
        Property taxes
        $363
        HOA Fees
        $46
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          Climate risks

          Neighborhood: 40515

          Getting around

          25 / 100
          Car-Dependent
          28 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Veterans
          • Middle: Southern
          • High: Tates Creek

          Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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