This beautifully maintained 4-bedroom, 3.5-bath home in the sought-after Waterford subdivision offers more than 2,800 square feet of versatile living space. The first floor offers a spacious primary suite, complete a with shower, soaking tub, double vanity, water closet & generous walk in. On the second floor, you'll find three generous size bedrooms. Recent improvements included hardwood floors, LVP in the basement, deck, fence, and patio.
For sale
Price cut: $10K (4/17)
$519,000
521 Ridgewater Ct, Lexington, KY 40515
4beds
2,888sqft
Est.:
Single Family Residence
Built in 1991
8,472.42 Square Feet Lot
$506,500 Zestimate®
$180/sqft
$46/mo HOA
What's special
Lvp in the basementHardwood floorsThree generous size bedroomsDouble vanitySpacious primary suiteSoaking tub
- 38 days |
- 2,968 |
- 140 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Hunter Porter 859-327-8987,
True Line Real Estate
Source: Imagine MLS,MLS#: 26005174
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Bathroom 3
- Level: Second
Bathroom 4
- Level: Lower
Bonus room
- Level: Second
Dining room
- Level: First
Family room
- Level: First
Kitchen
- Level: First
Heating
- Heat Pump, Natural Gas
Cooling
- Electric
Appliances
- Included: Disposal, Dishwasher, Gas Range, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Flooring: Carpet, Hardwood
- Has basement: Yes
- Number of fireplaces: 2
- Fireplace features: Basement, Family Room
Interior area
- Total structure area: 2,888
- Total interior livable area: 2,888 sqft
- Finished area above ground: 2,217
- Finished area below ground: 671
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: Two
Lot
- Size: 8,472.42 Square Feet
Details
- Parcel number: 20113010
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Composition
Condition
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Waterford
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Pool
- Services included: Other
- HOA fee: $550 annually
Location
- Region: Lexington
Financial & listing details
- Price per square foot: $180/sqft
- Tax assessed value: $465,000
- Annual tax amount: $5,750
- Date on market: 3/17/2026
Estimated market value
$506,500
$481,000 - $532,000
$3,225/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Price change | $519,000-1.9%$180/sqft |
Source: | ||
| 3/17/2026 | Listed for sale | $529,000+13.8%$183/sqft |
Source: | ||
| 4/29/2022 | Sold | $465,000+86%$161/sqft |
Source: | ||
| 12/5/2016 | Sold | $250,000-2.3%$87/sqft |
Source: Public Record Report a problem | ||
| 6/18/2008 | Sold | $256,000$89/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $5,750 +80.1% | $465,000 +86% |
| 2022 | $3,194 | $250,000 |
| 2021 | $3,194 | $250,000 |
| 2020 | $3,194 | $250,000 |
| 2019 | $3,194 | $250,000 |
| 2018 | $3,194 +4.9% | $250,000 |
| 2017 | $3,044 +6.2% | $250,000 -2.3% |
| 2015 | $2,865 | $256,000 |
| 2014 | $2,865 | $256,000 |
| 2012 | $2,865 | $256,000 |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | $223,300 |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
$2,914/mo
Principal & interest
$2505
Property taxes
$363
HOA Fees
$46
More affordability tools
Climate risks
Neighborhood: 40515
Nearby schools
GreatSchools rating
- 9/10Veterans Park Elementary SchoolGrades: K-5Distance: 0.9 mi
- 7/10Southern Middle SchoolGrades: 6-8Distance: 0.9 mi
- 3/10Tates Creek High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Veterans
- Middle: Southern
- High: Tates Creek
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Fayette County
- Lexington
- 40515
- 521 Ridgewater Ct
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